Comparison

BDO Unibank SG vs SMDC Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BDO Unibank SG

Manage your bank accounts conveniently and securely on the go. Quickly check balances, view transaction history, and transfer funds to other BDO SG accounts or local and international banks.

Highlights
  • Biometric login
  • Account balance check
  • Transaction history
  • Profile settings management
  • Send money to BDO SG accounts
  • Local and international transfers
Features
Read full description

Bank anytime, anywhere with the BDO Unibank SG app! - Log in quickly and securely with biometrics - Check your account balance with a tap - View transaction history with ease - Stay in control of your profile settings - Send money easily to other BDO SG accounts - Transfer to any local or international bank seamlessly

About

SMDC Mobile App

Manage and pay your SMDC property dues conveniently through a single, user-friendly application. Settle various fees, including reservation fees, down payments, and real property taxes, using a wide array of payment methods. Enjoy secure transactions and access your payment history with ease.

Highlights
  • Easy property enrollment (up to 15 properties)
  • Convenient payment of reservation fees, down payments, and taxes
  • Multiple payment methods (credit/debit card, Maya, BayaniPay, QRPh)
  • Secure and verified transactions
  • Detailed transaction history and receipt generation
Features
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Pay your SMDC dues with one convenient, easy-to-use app! Key Features • Easy Property Enrollment: Enroll up to 15 SMDC properties • Convenient Payments: Settle your reservation fees, down payments, lump sum payments, real property taxes and more with one app • A Wide Range of Payment Methods: Pay via credit card, debit card, Maya, BayaniPay, and QRPh • Top-Notch Security: Enjoy secure and verified transactions every time • Detailed Transaction History: Generate transaction receipts and view your payment history

Screenshots

BDO Unibank SG4 screens
SMDC Mobile App4 screens

Verdict

The call

The clearest difference is rating: SMDC Mobile App at 2.9 against BDO Unibank SG's 1.5. SMDC Mobile App also leads on update cadence (every 2 weeks vs every 4 months) and ratings volume (11 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SMDC Mobile App holds the better App Store score, 2.9 against 1.5. That said, the two scores are not equally well evidenced: SMDC Mobile App has 11 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

BDO Unibank SG ships an update every 4 months, SMDC Mobile App every 2 weeks. The most recent releases landed on October 14, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
BDO Unibank SG versus SMDC Mobile App: the parameters behind the verdict, then further details
ParameterBDO Unibank SGSMDC Mobile App
PriceFreeFree
Rating1.5 (2 ratings)2.9 (11 ratings) — better
Positive reviews—3.3% of reviews
Number of ratings211 — better
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size215 MB35 MB
Age rating4+17+
DeveloperBDO Unibank, Inc.BayaniPay

Customer experience

BDO Unibank SG

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%

SMDC Mobile App

All ratings11 ratings
Positive45.5%
Neutral0.0%
Negative54.5%
Written reviews30 reviews
Positive3.3%
Neutral13.3%
Negative83.3%

In-app purchases

None

BDO Unibank SG

No in-app purchases

None

SMDC Mobile App

No in-app purchases

Questions

Is BDO Unibank SG free?
BDO Unibank SG is free to download, with no in-app purchases.
Is SMDC Mobile App free?
SMDC Mobile App is free to download, with no in-app purchases.
Which has better reviews, BDO Unibank SG or SMDC Mobile App?
SMDC Mobile App is rated higher. BDO Unibank SG averages 1.5 out of 5 from 2 ratings, while SMDC Mobile App averages 2.9 from 11 ratings.
Do BDO Unibank SG or SMDC Mobile App have ads?
Neither BDO Unibank SG nor SMDC Mobile App shows ads.
Which is updated more often, BDO Unibank SG or SMDC Mobile App?
BDO Unibank SG ships an update every 4 months, and SMDC Mobile App every 2 weeks. Most recently, BDO Unibank SG was updated on October 14, 2026 and SMDC Mobile App on October 24, 2026.

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