Spendle vs Money Manager
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendle
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Peace of mind about your money Spendle gives you a clear overview of your income, expenses and budgets. See where your money goes and how much you’re likely to have left at the end of the year. On your computer, tablet and phone. Automatic bank imports Connect your bank account through a secure PSD2 connection. Spendle automatically imports your transactions and balance from supported banks. Import without a bank connection Import transactions using a CSV file from your bank. Spendle supports files from most Dutch and Belgian banks. You can also set up your own import format. Easy categorisation Let Spendle automatically categorise your transactions using rules. Use the existing categories or create a structure that suits you. Stay on top of your budget Set budgets and track how much you’ve spent and how much you have left. Keep a clear overview and adjust your spending when needed. Keep your documents together Store receipts, invoices, contracts and subscriptions alongside your financial records. Easily add a photo or PDF using the share button on your phone or tablet. Insights through charts and reports Explore your finances from different perspectives. Filter, sort and customise reports to suit your needs. On all your devices Use Spendle on your Mac, PC, tablet and phone. Sync your financial records with your Spendle account and pick up where you left off on any device. Spendle also works offline. Privacy and security Your financial records are encrypted using AES-256 and protected with your chosen financial administration password. Spendle contains no ads or tracking. Try Spendle for free Try Spendle free for 14 days. After the trial, an annual subscription is required to continue using Spendle across all your devices. Terms of use: https://www.spendle.nl/eula.html Privacy policy: https://www.spendle.nl/privacy.html
Money Manager
Easily manage your income and expenses with this personal finance companion. Track spending, set savings goals, and gain insights with detailed analyses and a financial calendar. Securely organize your money across different accounts and currencies.
- Multiple accounts and currencies
- Quick transaction recording
- Financial calendar overview
- Customizable spending categories
- Savings goal tracking
- Detailed financial analysis
- Data encryption for security
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SpendWave - Your personal income and expenditure manager Keeping your finances under control is easy with the SpendWave - your ultimate companion for effective household management! Say goodbye to unnecessary stress and hello to financial clarity. Whether you want to keep track of your personal expenses, meet savings goals, or just want to stay on top of your finances, SpendWave is the solution you've been looking for. Features that make the SpendWave stand out: - Accounts and currencies: Easily create different accounts in any currency - be it your checking account, your credit card or your savings account. Manage your money in the currency that is most relevant to you. - Transactions in no time: record all your income and expenses with just a few clicks. Add details like amount, category, and notes to keep track. - Financial calendar: Our intelligent financial calendar shows you clearly on which days income and expenses are planned. This will help you better prepare for financial peaks and troughs. - Categories for better organization: create individual categories to best sort your transactions. Whether it's groceries, rent, entertainment or travel - you always keep an eye on where your money goes. - Define savings goals: set financial goals and track your progress towards them. SpendWave helps you make your dreams come true. - Detailed analyses: Get real-time insights into your financial situation. Graphs and charts show you how and where you spend your money to make smarter decisions. - Security first: Your data is important to us. SpendWave protects your sensitive information with state-of-the-art encryption technology. Whether you want to minimize your expenses, save for the future, or just want to stay on top of things - SpendWave is the app you can count on. Download SpendWave today and start your journey to financial freedom! Please note that SpendWave is a personal finance tracking app and is not a substitute for professional financial advice. Whenever major financial decisions are involved, we recommend consulting an expert.
Screenshots
Verdict
The clearest difference is iOS requirement: Spendle at 15.0 against Money Manager's 17.6. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendle sells 2 one-off in-app purchases and Money Manager sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
Spendle ships an update every 2 weeks, Money Manager fortnightly. The most recent releases landed on October 31, 2026 and October 30, 2026 respectively.
| Parameter | Spendle | Money Manager |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (11 ratings) — better |
| Positive reviews | — | 70.0% of reviews |
| Number of ratings | — | 11 — better |
| Update frequency | Every 2 weeks — better | Fortnightly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac, Apple Watch — better |
| Requires iOS | 15.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 35 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Jochem Sobering | Robin Guido Schmidt |
In-app purchases
Spendle
- Spendle 1 Year$17.99
- Spendle 1 Year$19.00
Money Manager
- SpendWave+ Monthly7 Days trial$0.991 Month
- SpendWave+ Monthly3 Days trial$0.991 Month
- SpendWave+ Yearly7 Days trial$8.991 Year
- SpendWave+ one-time purchase$29.99









