Spendle vs Mijn Hypotheek

Instant insight Spendle gives you instant insight in your income and spending behavior. You can import CSV or Excel transaction files from different bank accounts and transform them into a single financial overview. Automatic PSD2 connection Connect to your bank account via a secured PSD2 bank connection or import your transaction files. Keeping track Assign budgets to keep track of your income/spending categories and see what's left at the end of the year. Importing bank statements You can add manual transactions or import any valid excel or CSV transaction file from your bank. Just open the transactions file via the import section and start the import wizard to add your own format. Share any new bank formats to help Spendle's default supported bank formats grow daily. Contracts and receipts in 1 place Store invoices, contracts and receipts in your administration. Just take a picture or open a PDF file, press share button and open it with Spendle. Sync between devices Register and login to your Spendle sync your data between your PC, tablet and phone. Security Your administration is stored AES-256 encrypted with your administration password. Conditions Terms of Use (EULA): https://www.spendle.com/eula.html Privacy policy: https://www.spendle.com/privacy.html Turn that handle Spendle is free to try for 14 days. After the trial period you need a yearly subscription to continue using Spendle as your personal finance app.

Mijn Hypotheek - Your Complete Mortgage Calculator Plan your home purchase with confidence using Mijn Hypotheek, the most comprehensive mortgage calculator designed specifically for the Dutch market. Whether you're a first-time buyer or refinancing, our app helps you understand every aspect of your mortgage with detailed calculations and clear visualizations. Key Features: Complete Mortgage Planning • Calculate mortgage payments based on purchase price, down payment, and loan duration • Support for variable and fixed interest rate periods (1-25 years) • Advanced interest rate segmentation with multiple brackets (up to 100%, 90%, 80%, 70%, 60% of property value) • Flexible mortgage durations from 5 to 30 years • Detailed buyers costs breakdown including: - Transfer tax (overdrachtsbelasting) - Property valuation fees - Transfer and mortgage contract costs - Mortgage advice fees - Estate agent fees - Technical inspection costs - Custom additional costs • Monthly expenses tracking: - Utilities - VVE (homeowners association) fees - Ground lease (erfpacht) - Insurance - Custom monthly expenses • Monthly payment breakdown showing: - Gross and net monthly payments - Interest and principal components - Tax return benefits - Remaining loan balance - Home ownership percentage • Yearly payment summaries • One-off extra payment planning per month • Visual progress tracking with ownership percentage bars