OyaPay vs Willow® Mastercard®
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OyaPay
A mobile payment solution that lets you pay businesses with your phone, order ahead for quick pickup, and earn crypto rewards. It offers a faster and more convenient alternative to traditional payment methods.
- Mobile payments
- Order ahead for pickup
- Earn crypto rewards (OyaCoin)
- Fast transactions
- Refer friends for rewards
- Fund wallet
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Paying with cash or card can lead to many awkward moments and inconveniences, but now a better way to pay is already in your hand. OyaPay allows you to pay your favourite businesses with your mobile phone or skip the line at restaurants, coffee shops, bars etc and earn rewards like crypto (OyaCoin) while doing so. We give you the power to order ahead your coffee, lunch, afternoon snack, breakfast, and second breakfast with a single tap and have it ready when you get there. - Fund your wallet and earn crypto (OyaCoin) - Pay businesses in less than 5 seconds - Better and faster than your bank USSD - Invite your friends and earn ▶Now available in over 22 stores across Lagos and Unilag◄ We are adding more business daily and you can also recommend your favourite businesses, restaurants or shops and we’ll get them on board! Recommend here https://goo.gl/xvNP1Q
Willow® Mastercard®
Manage your credit card account conveniently and securely from your mobile device. Access balances, make payments, set up alerts, and update your information on the go.
- Secure biometric login
- Account activity alerts
- Customizable push notifications
- View and download statements
- Make payments and manage Autopay
- Update account information
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Manage your Willow Mastercard account anytime, anywhere. Stay on top of your account with quick access to balances, payments, alerts, and more. Secure Access • Log in securely with biometric authentication on supported devices Stay One Step Ahead • Get alerts for account activity, payment due dates, and posted payments • Customize push notifications for updates that matter most to you Manage Your Account On the Go • View and download monthly statements • Make payments and manage Autopay • Update your account information anytime
Screenshots
Verdict
The clearest difference is ratings volume: Willow® Mastercard® at 36 against OyaPay's 1. OyaPay's advantage is rating (5.0 vs 4.8) and iOS requirement (11.4 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OyaPay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Willow® Mastercard® has 36 ratings behind it against 1, so its average is the more settled of the two.
| Parameter | OyaPay | Willow® Mastercard® |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 4.8 (36 ratings) |
| Number of ratings | 1 | 36 — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 11.4 — better | 15.0 |
| Further details — not scored | ||
| Size | 23 MB | 74 MB |
| Age rating | 4+ | 4+ |
| Developer | OYAPAYME LTD | First Savings Bank (SD) |
In-app purchases
OyaPay
No in-app purchases
Willow® Mastercard®
No in-app purchases
Questions
Is OyaPay free?
Is Willow® Mastercard® free?
Which has better reviews, OyaPay or Willow® Mastercard®?
Do OyaPay or Willow® Mastercard® have ads?
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