Comparison

OyaPay vs Willow® Mastercard®

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OyaPay

A mobile payment solution that lets you pay businesses with your phone, order ahead for quick pickup, and earn crypto rewards. It offers a faster and more convenient alternative to traditional payment methods.

Highlights
  • Mobile payments
  • Order ahead for pickup
  • Earn crypto rewards (OyaCoin)
  • Fast transactions
  • Refer friends for rewards
  • Fund wallet
Features
Read full description

Paying with cash or card can lead to many awkward moments and inconveniences, but now a better way to pay is already in your hand. OyaPay allows you to pay your favourite businesses with your mobile phone or skip the line at restaurants, coffee shops, bars etc and earn rewards like crypto (OyaCoin) while doing so. We give you the power to order ahead your coffee, lunch, afternoon snack, breakfast, and second breakfast with a single tap and have it ready when you get there. - Fund your wallet and earn crypto (OyaCoin) - Pay businesses in less than 5 seconds - Better and faster than your bank USSD - Invite your friends and earn ▶Now available in over 22 stores across Lagos and Unilag◄ We are adding more business daily and you can also recommend your favourite businesses, restaurants or shops and we’ll get them on board! Recommend here https://goo.gl/xvNP1Q

About

Willow® Mastercard®

Manage your credit card account conveniently and securely from your mobile device. Access balances, make payments, set up alerts, and update your information on the go.

Highlights
  • Secure biometric login
  • Account activity alerts
  • Customizable push notifications
  • View and download statements
  • Make payments and manage Autopay
  • Update account information
Features
Read full description

Manage your Willow Mastercard account anytime, anywhere. Stay on top of your account with quick access to balances, payments, alerts, and more. Secure Access • Log in securely with biometric authentication on supported devices Stay One Step Ahead • Get alerts for account activity, payment due dates, and posted payments • Customize push notifications for updates that matter most to you Manage Your Account On the Go • View and download monthly statements • Make payments and manage Autopay • Update your account information anytime

Screenshots

OyaPay4 screens
Willow® Mastercard®4 screens

Verdict

The call

The clearest difference is ratings volume: Willow® Mastercard® at 36 against OyaPay's 1. OyaPay's advantage is rating (5.0 vs 4.8) and iOS requirement (11.4 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

OyaPay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Willow® Mastercard® has 36 ratings behind it against 1, so its average is the more settled of the two.

Scorecard3 real differences · 5 level
OyaPay versus Willow® Mastercard®: the parameters behind the verdict, then further details
ParameterOyaPayWillow® Mastercard®
PriceFreeFree
Rating5.0 (1 ratings) — better4.8 (36 ratings)
Number of ratings136 — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.4 — better15.0
Further details — not scored
Size23 MB74 MB
Age rating4+4+
DeveloperOYAPAYME LTDFirst Savings Bank (SD)

In-app purchases

None

OyaPay

No in-app purchases

None

Willow® Mastercard®

No in-app purchases

Questions

Is OyaPay free?
OyaPay is free to download, with no in-app purchases.
Is Willow® Mastercard® free?
Willow® Mastercard® is free to download, with no in-app purchases.
Which has better reviews, OyaPay or Willow® Mastercard®?
OyaPay is rated higher. OyaPay averages 5.0 out of 5 from 1 ratings, while Willow® Mastercard® averages 4.8 from 36 ratings.
Do OyaPay or Willow® Mastercard® have ads?
Neither OyaPay nor Willow® Mastercard® shows ads.

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