Comparison

BASE Benefits vs MBT2Go

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BASE Benefits

Features
Read full description

Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®

About

MBT2Go

Aggregate all your financial accounts into one place for easy management. Track transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your finances with advanced login options.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View statements
  • Find branches and ATMs
Features
Read full description

MBT2Go is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with MBT2Go: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MBT2Go app, you must be enrolled as a Manufacturers Bank & Trust Company Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

Screenshots

BASE Benefits4 screens
MBT2Go4 screens

Verdict

The call

The clearest difference is update cadence: MBT2Go at monthly against BASE Benefits's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BASE Benefits ships an update every 5 months, MBT2Go monthly. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

Scorecard1 real difference · 9 level
BASE Benefits versus MBT2Go: the parameters behind the verdict, then further details
ParameterBASE BenefitsMBT2Go
PriceFreeFree
Rating—4.7 (1.2K ratings) — better
Positive reviews—45.5% of reviews
Number of ratings—1.2K — better
Update frequencyEvery 5 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.0 — better18.4
Further details — not scored
Size32 MB197 MB
Age rating17+4+
DeveloperBenefit Administration For The Self Employed, L.L.C.Manufacturers Bank and Trust

In-app purchases

None

BASE Benefits

No in-app purchases

None

MBT2Go

No in-app purchases

Questions

Is BASE Benefits free?
BASE Benefits is free to download, with no in-app purchases.
Is MBT2Go free?
MBT2Go is free to download, with no in-app purchases.
Do BASE Benefits or MBT2Go have ads?
Neither BASE Benefits nor MBT2Go shows ads.
Which is updated more often, BASE Benefits or MBT2Go?
BASE Benefits ships an update every 5 months, and MBT2Go monthly. Most recently, BASE Benefits was updated on October 24, 2026 and MBT2Go on October 29, 2026.

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