BASE Benefits vs MBT2Go
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BASE Benefits
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Save time and hassles while making the most of your HSA, HRA, and FSA health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your medical FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Using the Dashboard, enter medical expense information and supporting documentation • Retrieve your forgotten username/password • Report a debit card as lost or stolen Powered by WEX Health®
MBT2Go
Aggregate all your financial accounts into one place for easy management. Track transactions, set alerts, make payments, transfer funds, and deposit checks remotely. Secure your finances with advanced login options.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View statements
- Find branches and ATMs
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MBT2Go is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with MBT2Go: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the MBT2Go app, you must be enrolled as a Manufacturers Bank & Trust Company Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
Screenshots
Verdict
The clearest difference is update cadence: MBT2Go at monthly against BASE Benefits's every 5 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BASE Benefits ships an update every 5 months, MBT2Go monthly. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.
| Parameter | BASE Benefits | MBT2Go |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (1.2K ratings) — better |
| Positive reviews | — | 45.5% of reviews |
| Number of ratings | — | 1.2K — better |
| Update frequency | Every 5 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 32 MB | 197 MB |
| Age rating | 17+ | 4+ |
| Developer | Benefit Administration For The Self Employed, L.L.C. | Manufacturers Bank and Trust |
In-app purchases
BASE Benefits
No in-app purchases
MBT2Go
No in-app purchases
Questions
Is BASE Benefits free?
Is MBT2Go free?
Do BASE Benefits or MBT2Go have ads?
Which is updated more often, BASE Benefits or MBT2Go?
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