UMOnline LMS vs Transact eAccounts
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UMOnline LMS
Access your online university coursework, assignments, and activities directly from your mobile device. Stay organized and connected with your studies anytime, anywhere.
- Access course information
- View assignments
- Track activities
- Mobile coursework access
- Efficient learning tool
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The University of Montana Moodle app provides an easy and efficient way to access your online coursework. View all of your course information, assignments, and activities on your mobile devices.
Transact eAccounts
Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.
- View account balances
- Track recent transactions
- Add money to accounts
- Digital ID in Apple Wallet
- Report lost/found cards
- Multi-factor authentication
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For users at participating campuses and institutions, eAccounts mobile makes it easy to view account balances, add money and track recent transactions. At select campuses, users can now add their ID card to Wallet to access places like your residence hall, the library, and events; or pay for laundry, snacks, and dinners using their iPhone and Apple Watch. Key Features & Benefits: • View account balances • Track recent transactions • Add money to accounts using Apple Pay or a previously-saved payment method • Add your ID card to Apple Wallet (select campuses) • Barcode (select campuses) • Report cards lost or found • Multi Factor Authentication • App Shortcuts • Change PIN Requirements: • Campus or institution must subscribe to eAccounts service • Campus or institution must enable mobile features to provide access to users • Wi-Fi or cellular data plan for Internet access Contact your campus ID card office to check availability.
Screenshots
Verdict
The clearest difference is rating: Transact eAccounts at 4.8 against UMOnline LMS's 1.5. Transact eAccounts also leads on update cadence (monthly vs every 6 months) and ratings volume (55K vs 19). UMOnline LMS's advantage is device support (3 vs 1) and iOS requirement (11.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Transact eAccounts holds the better App Store score, 4.8 against 1.5. That said, the two scores are not equally well evidenced: Transact eAccounts has 55K ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 17% of UMOnline LMS's written reviews are positive against 40% of Transact eAccounts's.
UMOnline LMS ships an update every 6 months, Transact eAccounts monthly. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | UMOnline LMS | Transact eAccounts |
|---|---|---|
| Price | Free | Free |
| Rating | 1.5 (19 ratings) | 4.8 (55K ratings) — better |
| Positive reviews | 16.7% of reviews | 39.7% of reviews — better |
| Number of ratings | 19 | 55K — better |
| Update frequency | Every 6 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | — | #149 — better |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 11.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 91 MB | 27 MB |
| Age rating | 17+ | 4+ |
| Developer | The University of Montana | Transact Campus, LLC |
Customer experience
UMOnline LMS
Transact eAccounts
Bugs and requests
UMOnline LMS
Not enough reviews yet to summarise bugs or requests.
Transact eAccounts
Reported bugs
5 issues- Cannot add card to wallet
- Login/authentication issues
- Incorrect balance display
- Grayed out main screen after login
- Inability to find/select school
Requested features
3 requests- Allow for two accounts under the same institution
- Add option to edit payments within the app
- Improve wallet integration
In-app purchases
UMOnline LMS
No in-app purchases
Transact eAccounts
No in-app purchases
Questions
Is UMOnline LMS free?
Is Transact eAccounts free?
Which has better reviews, UMOnline LMS or Transact eAccounts?
Do UMOnline LMS or Transact eAccounts have ads?
Which is updated more often, UMOnline LMS or Transact eAccounts?
Other comparisons
