FCMB Mobile vs Enanpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FCMB Mobile
Manage personal and business finances conveniently and securely. This app offers real-time account and card management from anywhere, anytime, with a user-friendly interface.
- Personal finance management
- Business finance management
- Account management
- Card management
- Real-time transactions
- Secure banking
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The "FCMB" App is all you need for all your personal and business financial services. FCMB App is fast, convenient and very secure. It is also packed with simple to use features and an interesting layout for easy navigation. You can now manage your FCMB personal and business accounts as well as your cards in real-time, anywhere and anytime! For more enquiries and information you can caller contact centre on 01-2798800, 07003290000 or send email to customerservice@fcmb.com.
Enanpay
Earn money by watching ads and completing tasks, then use your earnings to pay for data, airtime, and bills instantly. This app offers a convenient all-in-one solution for earning and managing your expenses.
- Watch video ads to earn
- Buy affordable data plans
- Recharge airtime instantly
- Pay electricity bills
- Fund betting accounts
- Future earning opportunities
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ENANPAY: YOUR ALL-IN-ONE MONEY APP Turn your free time into income, then spend it instantly on what you need, all in one app. HOW ENANPAY WORKS -- WATCH VIDEO ADS Earn 1-10 EPC per video. Watch as many as you want. No limit on daily earnings. -- BUY CHEAP DATA Get affordable data plans for all networks: - MTN - Airtel - Glo - 9mobile Instant delivery. No delays. Just fast, reliable data when you need it. -- RECHARGE AIRTIME Top up your phone or send airtime to family and friends. All networks supported. Delivered in seconds. -- PAY ELECTRICITY BILLS Pay your electricity bills for all distribution companies: - EKEDC (Eko Electricity) - IKEDC (Ikeja Electric) - AEDC (Abuja Electricity) - PHED (Port Harcourt) - And all other discos No more queues. No more stress. Just quick, easy payments. -- BET ACCOUNT FUNDING Easily fund your betting account. Your earnings can also be used for funding your betting account. WHAT'S COMING SOON: EARN INCOME Very soon, Enanpay will let you earn more through: - TAKE ONLINE SURVEYS - COMPLETE SOCIAL TASKS - PLAY-TO-EARN - Earn by completing game levels Then use your earnings instantly to pay for data, airtime, and bills, all without leaving the app. WHY NIGERIANS LOVE ENANPAY - NO CAPITAL NEEDED - Start earning with just your phone - EARN ON YOUR SCHEDULE - Work when you want, where you want - INSTANT EARNINGS - Money hits your wallet immediately - USE IT OR SAVE IT - Spend on bills or withdraw to the bank - ALL IN ONE PLACE - Earn and spend without switching apps - SECURE & RELIABLE - Powered by Monnify for safe transactions WHO IS ENANPAY FOR? Perfect for: - Students supplementing their allowance - Stay-at-home parents earning flexible income - Anyone between jobs looking for income streams - People seeking affordable data and easy bill payments - Side hustlers building multiple income sources NO TRICKS. NO HIDDEN FEES. JUST HONEST WORK, HONEST PAY. GETTING STARTED IS EASY 1. Download Enanpay 2. Sign up (takes 30 seconds) 3. Verify your email 4. Verify your KYC 5. Start earning or paying bills immediately Join thousands of Nigerians who are already using Enanpay to EARN and PAY for their essential expenses. NEED HELP? - Email: support@enanpay.com - Telegram: https://t.me/enanpay | 24/7 community support - Website: https://www.enanpay.com Follow us: - Instagram | Twitter | LinkedIn | TikTok: @enanpay - Facebook @enanpaycom Download Enanpay today. Your hustle. Your wallet. Your freedom.
Screenshots
Verdict
The clearest difference is rating: Enanpay at 5.0 against FCMB Mobile's 3.4. FCMB Mobile's advantage is ratings volume (1.2K vs 1) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Enanpay holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: FCMB Mobile has 1.2K ratings behind it against 1, so its average is the more settled of the two.
FCMB Mobile ships an update every 3 weeks, Enanpay every 2 months. The most recent releases landed on September 27, 2026 and September 5, 2026 respectively.
| Parameter | FCMB Mobile | Enanpay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (1.2K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 32.4% of reviews | — |
| Number of ratings | 1.2K — better | 1 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15 | 15.0 |
| Further details — not scored | ||
| Size | 147 MB | 49 MB |
| Age rating | 4+ | 17+ |
| Developer | First City Monument Bank | iDesignEX Limited |
Customer experience
FCMB Mobile
Enanpay
Bugs and requests
FCMB Mobile
Reported bugs
5 issues- Unable to login consistently
- Transactions failing without explanation
- Incorrect account balance display
- Debit card issues and delays
- Compatibility problems with newer devices
Requested features
5 requests- Add search functionality for banks
- Implement dark mode option
- Improve transaction history visibility
- Enhance customer support channels
- Streamline account management features
Enanpay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FCMB Mobile
No in-app purchases
Enanpay
No in-app purchases
