Comparison

TMB PaySecure vs RAKKACash

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TMB PaySecure

Features
Read full description

Security tokens are generally used in environments with higher security requirements as part of a multi factor authentication system. Soft tokens give the same security advantages of multi factor authentication, while simplifying distribution and lowering costs. A soft token app is a two-factor authentication based on Passcode or PIN and something you have (an authenticator such as smartphone), protecting your sensitive networked information and data. A soft token is a software-based security token that generates a single-use 6 digit authentication PIN

About

RAKKACash

Manage your money, transfers, and banking operations with this redesigned payment solution. It offers features like home top-ups, international money transfers, simplified card management, and real-time transaction tracking with enhanced security.

Highlights
  • Home top-up for mobile accounts
  • International money transfers
  • Simplified card management
  • Real-time transaction tracking
  • Enhanced security with encryption
  • Merchant and bill payments
Features
Read full description

RAKKACash – Your money, your freedom RAKKACash is more than just a mobile app. It is a complete payment solution designed to simplify the management of your money, transfers, and everyday banking operations. With this new version, the user experience has been fully redesigned to be smoother, faster, and more enjoyable. What’s new in this version Home top-up Top up your mobile account without leaving home. From your living room or office, securely add funds to your balance in just a few clicks. International transfers Send money to your loved ones anywhere in the world — Africa, Europe, and beyond. Thanks to our trusted partners, transfers are fast and secure. Simplified card management Activate, block, top up, and track your cards directly from the app. A modern and clear interface gives you full real-time control. Real-time transaction tracking Check your balance, transaction history, and detailed operation records at any time. Enhanced security Your data and transactions are protected with advanced encryption. Access is secured via password, PIN code, or biometric authentication depending on your device. Modern and intuitive interface Enjoy a clean, professional design with simple and fast navigation, whether you are a new or experienced user. RAKKACash supports you everywhere • Merchant payments • Bill and subscription payments • Mobile-to-bank and bank-to-mobile transfers • Detailed transaction history • Real-time notifications for every transaction Download RAKKACash now Available on the App Store (iOS). More features are coming soon. Stay tuned! RAKKACash – Simple. Fast. Reliable.

Screenshots

TMB PaySecure4 screens
RAKKACash4 screens

Verdict

The call

The clearest difference is rating: RAKKACash at 4.8 against TMB PaySecure's 4.0. RAKKACash also leads on update cadence (every 4 days vs every 9 months) and ratings volume (5 vs 1). TMB PaySecure's advantage is iOS requirement (9.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

RAKKACash holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: RAKKACash has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

TMB PaySecure ships an update every 9 months, RAKKACash every 4 days. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
TMB PaySecure versus RAKKACash: the parameters behind the verdict, then further details
ParameterTMB PaySecureRAKKACash
PriceFreeFree
Rating4.0 (1 ratings)4.8 (5 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings15 — better
Update frequencyEvery 9 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better15.5
Further details — not scored
Size76 MB130 MB
Age rating4+4+
DeveloperTrust Merchant Bank S.A.BGFIBANK

In-app purchases

None

TMB PaySecure

No in-app purchases

None

RAKKACash

No in-app purchases

Questions

Is TMB PaySecure free?
TMB PaySecure is free to download, with no in-app purchases.
Is RAKKACash free?
RAKKACash is free to download, with no in-app purchases.
Which has better reviews, TMB PaySecure or RAKKACash?
RAKKACash is rated higher. TMB PaySecure averages 4.0 out of 5 from 1 ratings, while RAKKACash averages 4.8 from 5 ratings.
Do TMB PaySecure or RAKKACash have ads?
Neither TMB PaySecure nor RAKKACash shows ads.
Which is updated more often, TMB PaySecure or RAKKACash?
TMB PaySecure ships an update every 9 months, and RAKKACash every 4 days. Most recently, TMB PaySecure was updated on October 24, 2026 and RAKKACash on October 24, 2026.

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