TMB PaySecure vs RAKKACash
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TMB PaySecure
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Security tokens are generally used in environments with higher security requirements as part of a multi factor authentication system. Soft tokens give the same security advantages of multi factor authentication, while simplifying distribution and lowering costs. A soft token app is a two-factor authentication based on Passcode or PIN and something you have (an authenticator such as smartphone), protecting your sensitive networked information and data. A soft token is a software-based security token that generates a single-use 6 digit authentication PIN
RAKKACash
Manage your money, transfers, and banking operations with this redesigned payment solution. It offers features like home top-ups, international money transfers, simplified card management, and real-time transaction tracking with enhanced security.
- Home top-up for mobile accounts
- International money transfers
- Simplified card management
- Real-time transaction tracking
- Enhanced security with encryption
- Merchant and bill payments
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RAKKACash – Your money, your freedom RAKKACash is more than just a mobile app. It is a complete payment solution designed to simplify the management of your money, transfers, and everyday banking operations. With this new version, the user experience has been fully redesigned to be smoother, faster, and more enjoyable. What’s new in this version Home top-up Top up your mobile account without leaving home. From your living room or office, securely add funds to your balance in just a few clicks. International transfers Send money to your loved ones anywhere in the world — Africa, Europe, and beyond. Thanks to our trusted partners, transfers are fast and secure. Simplified card management Activate, block, top up, and track your cards directly from the app. A modern and clear interface gives you full real-time control. Real-time transaction tracking Check your balance, transaction history, and detailed operation records at any time. Enhanced security Your data and transactions are protected with advanced encryption. Access is secured via password, PIN code, or biometric authentication depending on your device. Modern and intuitive interface Enjoy a clean, professional design with simple and fast navigation, whether you are a new or experienced user. RAKKACash supports you everywhere • Merchant payments • Bill and subscription payments • Mobile-to-bank and bank-to-mobile transfers • Detailed transaction history • Real-time notifications for every transaction Download RAKKACash now Available on the App Store (iOS). More features are coming soon. Stay tuned! RAKKACash – Simple. Fast. Reliable.
Screenshots
Verdict
The clearest difference is rating: RAKKACash at 4.8 against TMB PaySecure's 4.0. RAKKACash also leads on update cadence (every 4 days vs every 9 months) and ratings volume (5 vs 1). TMB PaySecure's advantage is iOS requirement (9.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
RAKKACash holds the better App Store score, 4.8 against 4.0. That said, the two scores are not equally well evidenced: RAKKACash has 5 ratings behind it against 1, so its average is the more settled of the two.
TMB PaySecure ships an update every 9 months, RAKKACash every 4 days. Both last shipped on October 24, 2026.
| Parameter | TMB PaySecure | RAKKACash |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) | 4.8 (5 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 5 — better |
| Update frequency | Every 9 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 76 MB | 130 MB |
| Age rating | 4+ | 4+ |
| Developer | Trust Merchant Bank S.A. | BGFIBANK |
In-app purchases
TMB PaySecure
No in-app purchases
RAKKACash
No in-app purchases







