TMB PaySecure vs Vaultpay RDC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TMB PaySecure
This app provides a secure two-factor authentication solution using a soft token. It generates single-use PINs to protect your sensitive data and networked information, offering enhanced security with the convenience of a smartphone.
- Two-factor authentication
- Soft token security
- Passcode/PIN protection
- Generates single-use PINs
- Protects sensitive data
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Security tokens are generally used in environments with higher security requirements as part of a multi factor authentication system. Soft tokens give the same security advantages of multi factor authentication, while simplifying distribution and lowering costs. A soft token app is a two-factor authentication based on Passcode or PIN and something you have (an authenticator such as smartphone), protecting your sensitive networked information and data. A soft token is a software-based security token that generates a single-use 6 digit authentication PIN
Vaultpay RDC
Manage prepaid Visa cards for transactions in the DR Congo. Order a debit card for online and in-person purchases, and top up your account with cash. Send money to other users within the platform.
- Order prepaid Visa debit cards
- Online and in-person purchases
- Cash top-up functionality
- Send money to other users
- Debit card wallet
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Vaultpay is a debit card wallet for users in the DR Congo. It allow users to order a debit card and use it online or in person for purchase. It allow users to top up with cash and send money to other vaultpay users
Screenshots
Verdict
The clearest difference is update cadence: Vaultpay RDC at weekly against TMB PaySecure's every 9 months. Vaultpay RDC also leads on ratings volume (7 vs 1). TMB PaySecure's advantage is rating (4.0 vs 3.7) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TMB PaySecure holds the better App Store score, 4.0 against 3.7. That said, the two scores are not equally well evidenced: Vaultpay RDC has 7 ratings behind it against 1, so its average is the more settled of the two.
TMB PaySecure ships an update every 9 months, Vaultpay RDC weekly. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.
| Parameter | TMB PaySecure | Vaultpay RDC |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) — better | 3.7 (7 ratings) |
| Number of ratings | 1 | 7 — better |
| Update frequency | Every 9 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 9.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 76 MB | 216 MB |
| Age rating | 4+ | 17+ |
| Developer | Trust Merchant Bank S.A. | Vaultpay |
In-app purchases
TMB PaySecure
No in-app purchases
Vaultpay RDC
No in-app purchases
