JMO vs MotionPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
JMO
Access BPJS Ketenagakerjaan services digitally without visiting an office. Manage your data, track claims, pay contributions, and check your balance. Features include a digital card, service location finder, and news updates.
- Data updates
- Claim submission and tracking
- Contribution payments
- Balance simulation and check
- Digital ID card
- Service location finder
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Inovasi terbaru layanan digital dari BPJS Ketenagakerjaan JMO memudahkanmu dalam memenuhi kebutuhan layanan digital BPJAMSOSTEK tanpa harus ke kantor cabang, kena macet, panas, hujan dan antrian yang bikin meriang. Hadir dengan berbagai fitur : 1. Pengkinian Data 2. Pengajuan & Lacak Klaim JHT 3. Kemudahan Daftar & Pembayaran Iuran Segmen BPU 4. Simulasi Saldo JHT dan JP 5. Cek Saldo 6. Kartu digital 7. Lokasi Kanal Pelayanan 8. Promo 9. Berita 10. Pengaduan 11. Laporan 12. Informasi Manfaat Unduh JMO sekarang! Berubah untuk lebih mudah! Informasi lebih lanjut silahkan menghubungi pusat layanan BPJS Ketenagakerjaan : Call center : 175 Twitter : @bpjstkinfo Facebook : BPJS Ketenagakerjaan Website : http://www.bpjsketenagakerjaan.go.id Email : care@bpjsketenagakerjaan.go.id
MotionPay
This electronic money app facilitates cashless transactions across Indonesia using QRIS. It allows for bill payments, digital product purchases, and money transfers to other accounts and bank accounts nationwide.
- Cashless transactions via QRIS
- Bill and digital product payments
- Money transfers to accounts and banks
- Store Visa/Mastercard debit/credit cards
- Pay PLN, water, and telecom bills
- Purchase phone credit and game vouchers
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Saatnya beralih ke MotionPay, aplikasi uang elektronik untuk semua kebutuhan kamu! Nikmati kemudahan transaksi non tunai yang diterima di semua toko berlogo QRIS di seluruh Indonesia. Pembayaran tagihan dan produk digital dengan harga yang super hemat. Serta, fasilitas kirim uang antar akun dan rekening bank seluruh Indonesia. MotionPay memiliki fitur sebagai berikut : 1. MotionCash – Merupakan saldo uang elektronik atau e-money yang dapat digunakan untuk bertransaksi secara non tunai. 2. MotionWallet - Menyimpan kartu debit dan kredit berlabel Visa dan Master di dalam aplikasi. Sehingga, bisa digunakan untuk bertransaksi non tunai tanpa harus repot top up atau membawa kartu secara fisik. 3. MotionTransfer – Fasilitas kirim uang antar akun MotionPay dan juga ke rekening bank seluruh Indonesia. 4. MotionPay merupakan alat pembayaran dengan scan QRIS yang diterima di semua toko di seluruh Indonesia. 5. Pembayaran tagihan PLN, Air rumah tangga, Provider telekomunikasi, TV Kabel dan tagihan lainnya. 6. Pembelian digital voucher seperti Pulsa Telekomunikasi, Token PLN, Voucher Games, dan lainnya. MotionPay adalah aplikasi uang elektronik dari PT MNC Teknologi Nusantara, entitas anak dari PT MNC Kapital Indonesia Tbk (BCAP) yang berada di bawah naungan MNC Group. Telah terdaftar dan memperoleh izin oleh Bank Indonesia sebagai penyelenggara sistem pembayaran elektronik (e-money, e-wallet, dan digital remittance).
Screenshots
Verdict
The clearest difference is review sentiment: MotionPay at 65% against JMO's 0%. MotionPay also leads on rating (4.0 vs 2.2) and iOS requirement (13.0 vs 15.0). JMO's advantage is ratings volume (23 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MotionPay holds the better App Store score, 4.0 against 2.2. That said, the two scores are not equally well evidenced: JMO has 23 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of JMO's written reviews are positive against 65% of MotionPay's.
JMO ships an update every 4 weeks, MotionPay monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.
| Parameter | JMO | MotionPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.2 (23 ratings) | 4.0 (4 ratings) — better |
| Positive reviews | 0.0% of reviews | 64.7% of reviews — better |
| Number of ratings | 23 — better | 4 |
| Update frequency | Every 4 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 121 MB | 420 MB |
| Age rating | 17+ | 4+ |
| Developer | BPJS Ketenagakerjaan | MNC Teknologi Nusantara, PT. |
Customer experience
JMO
MotionPay
In-app purchases
JMO
No in-app purchases
MotionPay
No in-app purchases









