Comparison

JMO vs MotionPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JMO

Access BPJS Ketenagakerjaan services digitally without visiting an office. Manage your data, track claims, pay contributions, and check your balance. Features include a digital card, service location finder, and news updates.

Highlights
  • Data updates
  • Claim submission and tracking
  • Contribution payments
  • Balance simulation and check
  • Digital ID card
  • Service location finder
Read full description

Inovasi terbaru layanan digital dari BPJS Ketenagakerjaan JMO memudahkanmu dalam memenuhi kebutuhan layanan digital BPJAMSOSTEK tanpa harus ke kantor cabang, kena macet, panas, hujan dan antrian yang bikin meriang. Hadir dengan berbagai fitur : 1. Pengkinian Data 2. Pengajuan & Lacak Klaim JHT 3. Kemudahan Daftar & Pembayaran Iuran Segmen BPU 4. Simulasi Saldo JHT dan JP 5. Cek Saldo 6. Kartu digital 7. Lokasi Kanal Pelayanan 8. Promo 9. Berita 10. Pengaduan 11. Laporan 12. Informasi Manfaat Unduh JMO sekarang! Berubah untuk lebih mudah! Informasi lebih lanjut silahkan menghubungi pusat layanan BPJS Ketenagakerjaan : Call center : 175 Twitter : @bpjstkinfo Facebook : BPJS Ketenagakerjaan Website : http://www.bpjsketenagakerjaan.go.id Email : care@bpjsketenagakerjaan.go.id

About

MotionPay

This electronic money app facilitates cashless transactions across Indonesia using QRIS. It allows for bill payments, digital product purchases, and money transfers to other accounts and bank accounts nationwide.

Highlights
  • Cashless transactions via QRIS
  • Bill and digital product payments
  • Money transfers to accounts and banks
  • Store Visa/Mastercard debit/credit cards
  • Pay PLN, water, and telecom bills
  • Purchase phone credit and game vouchers
Features
Read full description

Saatnya beralih ke MotionPay, aplikasi uang elektronik untuk semua kebutuhan kamu! Nikmati kemudahan transaksi non tunai yang diterima di semua toko berlogo QRIS di seluruh Indonesia. Pembayaran tagihan dan produk digital dengan harga yang super hemat. Serta, fasilitas kirim uang antar akun dan rekening bank seluruh Indonesia. MotionPay memiliki fitur sebagai berikut : 1. MotionCash – Merupakan saldo uang elektronik atau e-money yang dapat digunakan untuk bertransaksi secara non tunai. 2. MotionWallet - Menyimpan kartu debit dan kredit berlabel Visa dan Master di dalam aplikasi. Sehingga, bisa digunakan untuk bertransaksi non tunai tanpa harus repot top up atau membawa kartu secara fisik. 3. MotionTransfer – Fasilitas kirim uang antar akun MotionPay dan juga ke rekening bank seluruh Indonesia. 4. MotionPay merupakan alat pembayaran dengan scan QRIS yang diterima di semua toko di seluruh Indonesia. 5. Pembayaran tagihan PLN, Air rumah tangga, Provider telekomunikasi, TV Kabel dan tagihan lainnya. 6. Pembelian digital voucher seperti Pulsa Telekomunikasi, Token PLN, Voucher Games, dan lainnya. MotionPay adalah aplikasi uang elektronik dari PT MNC Teknologi Nusantara, entitas anak dari PT MNC Kapital Indonesia Tbk (BCAP) yang berada di bawah naungan MNC Group. Telah terdaftar dan memperoleh izin oleh Bank Indonesia sebagai penyelenggara sistem pembayaran elektronik (e-money, e-wallet, dan digital remittance).

Screenshots

JMO4 screens
MotionPay4 screens

Verdict

The call

The clearest difference is review sentiment: MotionPay at 65% against JMO's 0%. MotionPay also leads on rating (4.0 vs 2.2) and iOS requirement (13.0 vs 15.0). JMO's advantage is ratings volume (23 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MotionPay holds the better App Store score, 4.0 against 2.2. That said, the two scores are not equally well evidenced: JMO has 23 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 0% of JMO's written reviews are positive against 65% of MotionPay's.

UpkeepUpdate frequency

JMO ships an update every 4 weeks, MotionPay monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
JMO versus MotionPay: the parameters behind the verdict, then further details
ParameterJMOMotionPay
PriceFreeFree
Rating2.2 (23 ratings)4.0 (4 ratings) — better
Positive reviews0.0% of reviews64.7% of reviews — better
Number of ratings23 — better4
Update frequencyEvery 4 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size121 MB420 MB
Age rating17+4+
DeveloperBPJS KetenagakerjaanMNC Teknologi Nusantara, PT.

Customer experience

JMO

All ratings23 ratings
Positive30.4%
Neutral0.0%
Negative69.6%
Written reviews15 reviews
Positive0.0%
Neutral13.3%
Negative86.7%

MotionPay

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews51 reviews
Positive64.7%
Neutral3.9%
Negative31.4%

In-app purchases

None

JMO

No in-app purchases

None

MotionPay

No in-app purchases

Questions

Is JMO free?
JMO is free to download, with no in-app purchases.
Is MotionPay free?
MotionPay is free to download, with no in-app purchases.
Which has better reviews, JMO or MotionPay?
MotionPay is rated higher. JMO averages 2.2 out of 5 from 23 ratings, while MotionPay averages 4.0 from 4 ratings.
Do JMO or MotionPay have ads?
Neither JMO nor MotionPay shows ads.
Which is updated more often, JMO or MotionPay?
JMO ships an update every 4 weeks, and MotionPay monthly. Most recently, JMO was updated on November 6, 2026 and MotionPay on November 7, 2026.

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