MotionPay vs MotionBank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MotionPay
This electronic money app facilitates cashless transactions across Indonesia using QRIS. It allows for bill payments, digital product purchases, and money transfers to other accounts and bank accounts nationwide.
- Cashless transactions via QRIS
- Bill and digital product payments
- Money transfers to accounts and banks
- Store Visa/Mastercard debit/credit cards
- Pay PLN, water, and telecom bills
- Purchase phone credit and game vouchers
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Saatnya beralih ke MotionPay, aplikasi uang elektronik untuk semua kebutuhan kamu! Nikmati kemudahan transaksi non tunai yang diterima di semua toko berlogo QRIS di seluruh Indonesia. Pembayaran tagihan dan produk digital dengan harga yang super hemat. Serta, fasilitas kirim uang antar akun dan rekening bank seluruh Indonesia. MotionPay memiliki fitur sebagai berikut : 1. MotionCash – Merupakan saldo uang elektronik atau e-money yang dapat digunakan untuk bertransaksi secara non tunai. 2. MotionWallet - Menyimpan kartu debit dan kredit berlabel Visa dan Master di dalam aplikasi. Sehingga, bisa digunakan untuk bertransaksi non tunai tanpa harus repot top up atau membawa kartu secara fisik. 3. MotionTransfer – Fasilitas kirim uang antar akun MotionPay dan juga ke rekening bank seluruh Indonesia. 4. MotionPay merupakan alat pembayaran dengan scan QRIS yang diterima di semua toko di seluruh Indonesia. 5. Pembayaran tagihan PLN, Air rumah tangga, Provider telekomunikasi, TV Kabel dan tagihan lainnya. 6. Pembelian digital voucher seperti Pulsa Telekomunikasi, Token PLN, Voucher Games, dan lainnya. MotionPay adalah aplikasi uang elektronik dari PT MNC Teknologi Nusantara, entitas anak dari PT MNC Kapital Indonesia Tbk (BCAP) yang berada di bawah naungan MNC Group. Telah terdaftar dan memperoleh izin oleh Bank Indonesia sebagai penyelenggara sistem pembayaran elektronik (e-money, e-wallet, dan digital remittance).
MotionBank
A digital banking app offering a wide range of financial and non-financial transactions for customers. Easily open accounts, manage credit cards, make payments via QRIS, and access services like time deposits and bill payments from your smartphone.
- Open account via smartphone
- Virtual Credit Card
- QRIS payment feature
- Time Deposit account opening
- Top-up e-wallets and mobile credit
- Bill payments (PLN)
- Cardless cash withdrawal/deposit
- Split Bill feature
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MotionBank - Digital Banking Services by MNC Bank MotionBank is a digital banking application by MNC Bank designed to provide various facilities and conveniences for MNC Bank customers to conduct financial & non-financial transactions, which can be accessed anytime and anywhere via smartphone. Why use MotionBank? MotionBank Benefits Enjoy promotions and exciting programs for MotionBank users. Get bonus balance by sharing your MotionBank referral code with your friends. Easy Open Account Now you can open an account via your smartphone and without visiting the branch. Virtual Credit Card Enjoy the benefit of Virtual Credit Card services for MNC Bank credit card holders. QRIS Feature Pay your purchases using our QRIS feature to ease transactions at all merchants. Time Deposit Enjoy special interest and the convenience of opening time deposit account by using MotionBank. Top Up & Pay Top up your e-Wallet balance and purchase mobile credit or data packages easier. Also, you don't get trouble paying your bills because we have bill payment features like PLN bills. Cardless You can now withdraw cash and deposit at Indomaret without your physical card. Split Bill Need to request money to your friends? Try our Split Bill feature to request money. Let’s enjoy MotionBank for your easier transaction! Thank you. www.motionbank.id www.mncbank.co.id
Screenshots
Verdict
The clearest difference is rating: MotionBank at 5.0 against MotionPay's 4.0. MotionBank also leads on update cadence (every 3 weeks vs every 6 weeks). MotionPay's advantage is review sentiment (65% vs 46%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MotionBank holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively. Written reviews complicate that: 65% of MotionPay's written reviews are positive against 46% of MotionBank's, so the app with the better star average is not the one people write more warmly about.
MotionPay ships an update every 6 weeks, MotionBank every 3 weeks. The most recent releases landed on September 18, 2026 and August 31, 2026 respectively.
| Parameter | MotionPay | MotionBank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (4 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 64.7% of reviews — better | 46.0% of reviews |
| Number of ratings | 4 — better | 2 |
| Update frequency | Every 6 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 416 MB | 252 MB |
| Age rating | 4+ | 4+ |
| Developer | MNC Teknologi Nusantara, PT. | PT Bank MNC Internasional, Tbk. |
Customer experience
MotionPay
MotionBank
In-app purchases
MotionPay
No in-app purchases
MotionBank
No in-app purchases
