Revolve Finance vs Dora

The Revolve Finance mobile banking app is a pocket-sized solution for your on-the-go bank account. Track spending, view your account balance, cash checks†, pay bills, and transfer money to a friend‡ – all around your busy schedule. Revolve Finance is a financial technology company, not a bank. Banking services provided by Republic Bank of Chicago, Member FDIC. GET PAID EARLY WITH DIRECT DEPOSIT§ You’re running at top speed. Why wait for the money you’ve earned? With direct deposit, you can get your paycheck up to 2 days early§. OVERDRAFT PROTECTION∥ You deserve a little wiggle room on those days when you may be running low. With optional Overdraft Protection, your account may be covered from those unexpected spending halts. ON-DEMAND ACCOUNT ALERTS¶ Customize account alerts around what matters most to you. We’ll let you know when your balance changes, a payment clears or your friend receives that transfer. CARD-TO-CARD MONEY TRANSFER‡ Pitch in for your share of the bill in a snap! It’s quick and easy to transfer money to any other Revolve Finance accountholder. This is a third party service subject to third party service terms and conditions. BILL PAY IN A SNAP Tired of entering your card number for bill payments every month? Pay a bill one time, or set it and forget it for recurring bill payments. TIP CALCULATIONS Save some brain power and let us do those quick calculations for you. Swipe your Revolve Finance Visa® Debit Card to pay for your meal and get tip notifications of 10%, 15%, & 20% of your total bill via our mobile banking app. -------------------- †Ingo Money® is a third party service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions (https://www.ingomoney.com/terms-conditions/) and Privacy Policy (https://www.ingomoney.com/privacy-policy/). All checks are subject to approval for funding in Ingo Money’s sole discretion and unapproved checks will not be funded to your account. Fees and other limitations apply. Please review the terms and conditions of service for details. ‡Instant transfers are only available when sending money to another Revolve Finance account. Subject to system limitations, and standard account terms and conditions. $10 transfer minimum. §Requires direct deposit to your account. Timing of direct deposit posting depends on when we get notice from the payor and may vary from deposit period to deposit period. ∥Overdraft Protection is an optional service requiring accountholder activation and eligibility requirements. A fee of $15 applies to each overdraft we pay and may be imposed covering overdrafts created by recurring or one time debit card transactions. We reserve the right to require immediate payment of each overdraft and overdraft fee. We pay overdrafts at our discretion and do not guarantee that we will always authorize and pay any type of transaction. Learn more about Overdraft Protection at https://www.revolvefinance.com/overdraft-protection-notice/ ¶Standard message rates may apply. Banking services provided by Republic Bank of Chicago, Member FDIC. The Revolve Finance Visa® Debit Card is issued by Republic Bank of Chicago, Member FDIC pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. You enter into the Accountholder Agreement and accept its terms when you deposit funds in your Account. The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You will be asked to provide documentation as proof of identification.

Dora is a bilingual mobile checking app with no credit check, monthly fees or minimum balance required. Easily open an account with a passport, consular ID, ITIN or SSN. The Dora app is packed full of free features to help you manage your money along with the tools to help you grow your financial future. Manage your account, pay bills and deposit checks all from your phone. It’s your money – keep it that way with no monthly maintenance fees. The Dora app offers a free checking account built for everyone in a bilingual (Spanish and English) mobile experience. What you’ll love about the Dora checking account: ▪ Open an account with a passport, consular ID, ITIN or SSN. ▪ No credit check, monthly fees or minimum balance requirement ▪ Bilingual - Spanish/English experience ▪ Free Visa® debit card ▪ Receive & send money to anyone with a U.S. bank account ▪ Instantly transfer funds between Dora accounts with no fees ▪ Access to over 30,000 fee-free ATMs ▪ Deposit cash at over 88,000 retail locations* ▪ Deposit checks easily, right from your phone ▪ Early payday! Get paid up to 2 days early with direct deposit** ▪ Pay your bills right in the app ▪ Free personalized financial coaching ▪ Graduate to a Credit Union account At Dora, your account is safe & secure: ▪ 2 factor authentication ▪ Fingerprint & face ID verification ▪ Instant debit card freeze & unfreeze right in the app ▪ Backed by 5 credit unions Dora Financial is a marketing company, not a bank. Banking services are provided by USALLIANCE Federal Credit Union d/b/a USALLIANCE Financial. Member NCUA. The Dora Visa® Debit Card is issued by USALLIANCE Financial pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your card for its issuing credit union. *Service fees may apply. VanillaDirect Pay is provided by InComm Financial Services, Inc. (NMLS# 912772), which is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply. **Early pay direct deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.