Dora vs h.way

Dora is a bilingual mobile checking app with no credit check, monthly fees or minimum balance required. Easily open an account with a passport, consular ID, ITIN or SSN. The Dora app is packed full of free features to help you manage your money along with the tools to help you grow your financial future. Manage your account, pay bills and deposit checks all from your phone. It’s your money – keep it that way with no monthly maintenance fees. The Dora app offers a free checking account built for everyone in a bilingual (Spanish and English) mobile experience. What you’ll love about the Dora checking account: ▪ Open an account with a passport, consular ID, ITIN or SSN. ▪ No credit check, monthly fees or minimum balance requirement ▪ Bilingual - Spanish/English experience ▪ Free Visa® debit card ▪ Receive & send money to anyone with a U.S. bank account ▪ Instantly transfer funds between Dora accounts with no fees ▪ Access to over 30,000 fee-free ATMs ▪ Deposit cash at over 88,000 retail locations* ▪ Deposit checks easily, right from your phone ▪ Early payday! Get paid up to 2 days early with direct deposit** ▪ Pay your bills right in the app ▪ Free personalized financial coaching ▪ Graduate to a Credit Union account At Dora, your account is safe & secure: ▪ 2 factor authentication ▪ Fingerprint & face ID verification ▪ Instant debit card freeze & unfreeze right in the app ▪ Backed by 5 credit unions Dora Financial is a marketing company, not a bank. Banking services are provided by USALLIANCE Federal Credit Union d/b/a USALLIANCE Financial. Member NCUA. The Dora Visa® Debit Card is issued by USALLIANCE Financial pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit and credit cards are accepted. Please see the back of your card for its issuing credit union. *Service fees may apply. VanillaDirect Pay is provided by InComm Financial Services, Inc. (NMLS# 912772), which is licensed as a Money Transmitter by the New York State Department of Financial Services. Terms and conditions apply. **Early pay direct deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.

h.way allows you to do MONEY YOUR WAY. Sign up with your passport or valid license; no SSN is needed if you don't have one. Keep your account WITHOUT having a minimum balance and without surcharges. Plus, your funds will be kept in an FDIC-insured institution. We understand our community's money culture and have created an experience around it. Our goal is to help our community spend wisely, save, and invest for progress. Our benefits include: -Mastercard® debit card, with ID Theft Protection, which helps protect against identity theft 24/7. -Early payday: cash your paycheck up to two days earlier -Apple Pay and Google Pay -Access to around 55,000 ATMs without surcharges -Send money to other h.way users instantly and without surcharges. -Freeze and unfreeze your account from the app. You can learn more about h.way by visiting our website, www.h-way.com, or downloading the h.way app. * For Terms and Conditions, visit www.h-way.com. ** YOUR FUNDS ARE INSURED UP TO $250,000 BY THE FDIC IN THE EVENT METROPOLITAN COMMERCIAL BANK FAILS IF SPECIFIC DEPOSIT INSURANCE REQUIREMENTS ARE MET, AND YOUR CARD IS REGISTERED, visit https://www.fdic.gov/deposit/deposits/prepaid.html *** The h.way prepaid Mastercard is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a lincese from Mastercard. "Metropolitan Commercial Bank" and "Metropiolitan" are registered trademarks of Metropolitan Commercial Bank ©2020-2022