TNB Rewards vs RUM Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TNB Rewards
Earn and redeem points on your credit card purchases, both online and in-store. Manage your points, transfer them to others, and even use them for cash withdrawals or to pay for items. The app offers a secure and flexible way to maximize your credit card rewards.
- Earn points on POS and online purchases
- Redeem points for purchases, cash withdrawal, or virtual card
- Transfer points and manage beneficiaries
- Fingerprint login for secure access
- Points inquiry and management
- Points calculator
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“TNB Rewards” by The National Bank is now available for credit card holders to earn points through any POS purchase and any online shopping transaction, using TNB credit cards, with the ability to redeem earned points anytime and anywhere, with the ultimate flexibility to instantly redeem points online, enjoy TNB Rewards variety of options: • Pay with points option: Use earned points to pay for any local and regional POS, e-commerce and cash withdrawal through ATMs. • Issue and reload of a virtual prepaid card. • Transfer points, manage and add beneficiaries. “TNB Rewards” mobile application, offers a variety of services with ease of use and flexibility, offering the below exciting features: • Login with fingerprint. • Points Inquiry and Management. • Points calculator for earned and redeemed transactions. • Home/ Dashboard. • Points statement and transaction control. • Settings. All you have to do is download “TNB Rewards” from App Store, to indulge with our reward application and get pampered instantly, while choosing from our variety of online redemption options. Not enrolled yet? through a simple step process, download the mobile application from your store, then register by entering your phone and credit card numbers, then securely set your login credentials and save your fingerprint to easily access the application later.
RUM Pay
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Rum pay is a cash wallet used by Rum financial brokerage clients to fund their trading accounts and receive their withdrawals. A prepaid card will be issued for each client where he can use it also for online payment and ATM withdrawals
Screenshots
Verdict
The clearest difference is update cadence: TNB Rewards at every 2 weeks against RUM Pay's every 23 months. TNB Rewards also leads on iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
TNB Rewards ships an update every 2 weeks, RUM Pay every 23 months. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.
| Parameter | TNB Rewards | RUM Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.3 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 2 weeks — better | Every 23 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 11.0 — better | 13.0 |
| Further details — not scored | ||
| Size | 25 MB | 127 MB |
| Age rating | 4+ | 4+ |
| Developer | The National Bank | RUM INVEST |
In-app purchases
TNB Rewards
No in-app purchases
RUM Pay
No in-app purchases
