Comparison

JR Pay vs MTB Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JR Pay

Features
Read full description

JRPay is a mobile and online payment platform , that allows users to make payments in IOS apps .JRPay supports most major credit cards , including Visa , Mastercard , American Express ,Visa, etc. We are dedicated to providing users with safe and fast online payment experience.

About

MTB Pay

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

Highlights
  • Seamless Money Transfers
  • Top Up
  • Bill Payment
  • Cash In/ Cash Out
  • Merchant Payments
Read full description

MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments

Screenshots

JR Pay3 screens
MTB Pay4 screens

Verdict

The call

The clearest difference is iOS requirement: JR Pay at 11.0 against MTB Pay's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on August 28, 2026 and June 24, 2026 respectively.

Scorecard1 real difference · 9 level
JR Pay versus MTB Pay: the parameters behind the verdict, then further details
ParameterJR PayMTB Pay
PriceFreeFree
Rating—4.9 (10 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—10 — better
Update frequencyEvery 5 monthsEvery 5 months
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.0
Further details — not scored
Size25 MB72 MB
Age rating4+4+
DeveloperJR Vending Pte. Ltd.MYANMA TOURISM BANK PUBLIC COMPANY LIMITED

In-app purchases

None

JR Pay

No in-app purchases

None

MTB Pay

No in-app purchases

Questions

Is JR Pay free?
JR Pay is free to download, with no in-app purchases.
Is MTB Pay free?
MTB Pay is free to download, with no in-app purchases.
Do JR Pay or MTB Pay have ads?
Neither JR Pay nor MTB Pay shows ads.
Which is updated more often, JR Pay or MTB Pay?
JR Pay ships an update every 5 months, and MTB Pay every 5 months. Most recently, JR Pay was updated on August 28, 2026 and MTB Pay on June 24, 2026.

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