A+ Wallet vs MTB Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
A+ Wallet
Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.
- Split bill payments
- Budget dashboard
- Request money
- Digital gift cards
- Money transfers
- Phone top-ups
- Bill payments
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A PLUS – The secure all-in-one e-wallet and mobile banking app from A bank which allows you to top up phone credit, transfer money to anyone, pay bills and much more within seconds. Easily download and register your A PLUS account today to have Digital financial transactions at your fingertips! Our highlights Split Bill Payment: Skip the awkwardness while paying QR payment with friends and family, by instantly dividing the bill with other A PLUS users. Budget Dashboard: Stay on top on your finances and save yourself from the headache of overspending. Request Money: Asking E-money transfers from another A PLUS user has never been easier with the new request money feature. Digital Gift Cards: Purchase gift cards for major online entertainment platforms, streaming channels and gaming services. Transfer money: With the A PLUS application, you can transfer to Other A PLUS account users at no fees, Non-A PLUS users Throughout A PLUS agents all over Myanmar Other local and foreign bank accounts. Cash In / cash out: Cash in easily at home or anywhere via your A bank account, Any MPU, Visa and Master Card. Users can also Cash in directly at nearest A bank branch (or) A PLUS agent by simply having your QR scanned. Top up: Stay connected with your friends and family by topping up your phone balance and purchase data packages for every major Myanmar Mobile Operator. Bill payment: A PLUS bill payment bring you the most convenience experience in paying your Internet bills, and many more. Pay and request money with QR code: Enjoy payment with QR code at our partner restaurants and shops, and easily request money from friends.
MTB Pay
Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.
- Seamless Money Transfers
- Top Up
- Bill Payment
- Cash In/ Cash Out
- Merchant Payments
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MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments
Screenshots
Verdict
The clearest difference is rating: MTB Pay at 4.9 against A+ Wallet's 4.3. A+ Wallet's advantage is update cadence (every 3 weeks vs every 5 months) and ratings volume (137 vs 10). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MTB Pay holds the better App Store score, 4.9 against 4.3. That said, the two scores are not equally well evidenced: A+ Wallet has 137 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 96% of A+ Wallet's written reviews are positive against 100% of MTB Pay's.
A+ Wallet ships an update every 3 weeks, MTB Pay every 5 months. The most recent releases landed on September 4, 2026 and June 24, 2026 respectively.
| Parameter | A+ Wallet | MTB Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (137 ratings) | 4.9 (10 ratings) — better |
| Positive reviews | 95.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 137 — better | 10 |
| Update frequency | Every 3 weeks — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 70 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED | MYANMA TOURISM BANK PUBLIC COMPANY LIMITED |
Customer experience
A+ Wallet
MTB Pay
In-app purchases
A+ Wallet
No in-app purchases
MTB Pay
No in-app purchases
