AYA PAY Wallet vs A+ Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AYA PAY Wallet
This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.
- Mobile top-up for 5 networks
- Cash in/out at agents and ATMs
- Wallet to Wallet transfers
- Bill payments
- QR code payments
- Transaction history
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Subscriber App is an app of AYAPAY system that is designed to bring convenience payments and money transfers into your everyday life With the Subscriber App, you can: - Top up your mobile phone with 5 networks: MPT, Mytel, Ooredoo, Telenor, Mipec - Cash in your Wallet at Agents or by verified AYA bank account - Cash-out money at Agents or at ATMs - Simply transfer money to Wallets, to Unwallet by OTP/NRIC or request transfer to receive money - Easily bills payment at any time with 2 billers: Ananda, Canal+ - Quickly payment in Merchant stores by scanning QR code or accepting the payment request - Conveniently move money between Agent's Wallet and linked AYA bank account - Transaction management: review wallet balance, all transactions history over time and receive transaction notifications
A+ Wallet
Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.
- Split bill payments
- Budget dashboard
- Request money
- Digital gift cards
- Money transfers
- Phone top-ups
- Bill payments
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A PLUS – The secure all-in-one e-wallet and mobile banking app from A bank which allows you to top up phone credit, transfer money to anyone, pay bills and much more within seconds. Easily download and register your A PLUS account today to have Digital financial transactions at your fingertips! Our highlights Split Bill Payment: Skip the awkwardness while paying QR payment with friends and family, by instantly dividing the bill with other A PLUS users. Budget Dashboard: Stay on top on your finances and save yourself from the headache of overspending. Request Money: Asking E-money transfers from another A PLUS user has never been easier with the new request money feature. Digital Gift Cards: Purchase gift cards for major online entertainment platforms, streaming channels and gaming services. Transfer money: With the A PLUS application, you can transfer to Other A PLUS account users at no fees, Non-A PLUS users Throughout A PLUS agents all over Myanmar Other local and foreign bank accounts. Cash In / cash out: Cash in easily at home or anywhere via your A bank account, Any MPU, Visa and Master Card. Users can also Cash in directly at nearest A bank branch (or) A PLUS agent by simply having your QR scanned. Top up: Stay connected with your friends and family by topping up your phone balance and purchase data packages for every major Myanmar Mobile Operator. Bill payment: A PLUS bill payment bring you the most convenience experience in paying your Internet bills, and many more. Pay and request money with QR code: Enjoy payment with QR code at our partner restaurants and shops, and easily request money from friends.
Screenshots
Verdict
AYA PAY Wallet and A+ Wallet both sit at 4.3 stars, but that hides the real split: 96% of A+ Wallet's written reviews are positive against 52% of AYA PAY Wallet's. AYA PAY Wallet's advantage is ratings volume (516 vs 141). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.3 for AYA PAY Wallet against 4.3 for A+ Wallet. Both are backed by a comparable volume of ratings — 516 and 141 respectively. Written reviews are what separate them: 52% of AYA PAY Wallet's written reviews are positive against 96% of A+ Wallet's.
AYA PAY Wallet ships an update monthly, A+ Wallet every 3 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | AYA PAY Wallet | A+ Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (516 ratings) | 4.3 (141 ratings) — better |
| Positive reviews | 51.8% of reviews | 95.7% of reviews — better |
| Number of ratings | 516 — better | 141 |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 124 MB | 69 MB |
| Age rating | 4+ | 4+ |
| Developer | AYA Bank | AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED |
Customer experience
AYA PAY Wallet
A+ Wallet
Bugs and requests
AYA PAY Wallet
Reported bugs
13 issues- App crashes after updating v3.3.4
- Cannot click anything in app after entering
- Bank to wallet and wallet to bank transfers not working (blank screen)
- Cash in from bank to wallet fails, money lost
- App logs out and remaining balance shows 0
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- Unable to load software after update
- App won't start if notifications are disabled
- Cannot touch register button on iPhone X UI
- Travel and Shopping features not available
- Cannot add Aya account
- NRC selection field missing options for KYC upgrade
- App itself logs out while using other functions
- No lock to open app
Requested features
3 requests- Add more options to level up account (e.g., Student ID)
- Allow choice for update alerts (later or update)
- Add Travel and Shopping features
A+ Wallet
Not enough reviews yet to summarise bugs or requests.
In-app purchases
AYA PAY Wallet
No in-app purchases
A+ Wallet
No in-app purchases
