Comparison

A+ Wallet vs AYA Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

A+ Wallet

Manage your finances with this secure e-wallet and mobile banking app. Easily top up phone credit, transfer money, pay bills, and split expenses with friends. Features include a budget dashboard and digital gift card purchases.

Highlights
  • Split bill payments
  • Budget dashboard
  • Request money
  • Digital gift cards
  • Money transfers
  • Phone top-ups
  • Bill payments
Features
Read full description

A PLUS – The secure all-in-one e-wallet and mobile banking app from A bank which allows you to top up phone credit, transfer money to anyone, pay bills and much more within seconds. Easily download and register your A PLUS account today to have Digital financial transactions at your fingertips! 
Our highlights Split Bill Payment: Skip the awkwardness while paying QR payment with friends and family, by instantly dividing the bill with other A PLUS users. Budget Dashboard: Stay on top on your finances and save yourself from the headache of overspending. Request Money: Asking E-money transfers from another A PLUS user has never been easier with the new request money feature. Digital Gift Cards: Purchase gift cards for major online entertainment platforms, streaming channels and gaming services. Transfer money: With the A PLUS application, you can transfer to Other A PLUS account users at no fees, Non-A PLUS users Throughout A PLUS agents all over Myanmar Other local and foreign bank accounts. 
Cash In / cash out: Cash in easily at home or anywhere via your A bank account, Any MPU, Visa and Master Card. Users can also Cash in directly at nearest A bank branch (or) A PLUS agent by simply having your QR scanned. 
Top up:
Stay connected with your friends and family by topping up your phone balance and purchase data packages for every major Myanmar Mobile Operator.

Bill payment:
A PLUS bill payment bring you the most convenience experience in paying your Internet bills, and many more.
 Pay and request money with QR code: Enjoy payment with QR code at our partner restaurants and shops, and easily request money from friends.

About

AYA Mobile Banking

Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.

Highlights
  • Account management with transaction history
  • Fund transfers (own, other, AYA Pay)
  • Card management (lock, unlock, details)
  • Prepaid card top-ups and credit card repayments
  • Bill payments with saved billers
  • Transaction PIN for security
  • Fraud Call Alerts
Features
Read full description

Welcome to AYA Mobile Banking. Start Your Digital Banking Journey! Discover a completely revamped banking experience with AYA Bank’s mobile banking app, designed for your convenience, security, and financial management needs. Seamless Banking Anytime, Anywhere • Effortlessly manage your accounts with 6 months of transaction history and personalized nicknames. • Transfer funds with ease: Own Account, Other Accounts, and AYA Pay transfers, with saved payees for faster transactions. • Experience hassle-free card management: lock, unlock, and check card details and balances, along with complete card transaction history. Powerful Features at Your Fingertips • Top up prepaid cards and repay credit cards in just a few taps. • Simplify bill payments with saved billers and recent payment options. • Enhanced security with Transaction PIN for worry-free transactions. • Fraud Call Alerts help protect you from suspicious phone calls by identifying verified incoming calls from AYA Bank, so you can avoid potential fraud. Redesigned for You • Enjoy a modernized user interface and smoother navigation for a truly engaging experience. • Make smarter financial decisions with comprehensive tools that put you in control. AYA Mobile Banking is your trusted partner in everyday banking, enabling secure, fast, and personalized services 24/7. Upgrade now and explore a world of convenience!

Screenshots

A+ Wallet4 screens
AYA Mobile Banking4 screens

Verdict

The call

The clearest difference is monetization model: A+ Wallet at free against AYA Mobile Banking's free with in-app purchases. A+ Wallet also leads on review sentiment (96% vs 78%). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AYA Mobile Banking holds the better App Store score, 4.5 against 4.3. Both are backed by a comparable volume of ratings — 140 and 147 respectively. Written reviews complicate that: 96% of A+ Wallet's written reviews are positive against 78% of AYA Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

A+ Wallet ships an update every 3 weeks, AYA Mobile Banking every 6 weeks. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard2 real differences · 8 level
A+ Wallet versus AYA Mobile Banking: the parameters behind the verdict, then further details
ParameterA+ WalletAYA Mobile Banking
PriceFreeFree
Rating4.3 (140 ratings)4.5 (147 ratings) — better
Positive reviews95.7% of reviews — better78.3% of reviews
Number of ratings140147 — better
Update frequencyEvery 3 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size69 MB85 MB
Age rating4+4+
DeveloperAYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITEDAYA Bank

Customer experience

A+ Wallet

All ratings138 ratings
Positive83.3%
Neutral2.9%
Negative13.8%
Written reviews23 reviews
Positive95.7%
Neutral0.0%
Negative4.3%

AYA Mobile Banking

All ratings140 ratings
Positive88.6%
Neutral2.9%
Negative8.6%
Written reviews23 reviews
Positive78.3%
Neutral4.3%
Negative17.4%

Bugs and requests

A+ Wallet

Not enough reviews yet to summarise bugs or requests.

AYA Mobile Banking

Reported bugs

1 issue
  • Account not found error

Requested features

1 request
  • More digital banking features

In-app purchases

None

A+ Wallet

No in-app purchases

None

AYA Mobile Banking

No in-app purchases

Questions

Is A+ Wallet free?
A+ Wallet is free to download, with no in-app purchases.
Is AYA Mobile Banking free?
AYA Mobile Banking is free to download, with no in-app purchases.
Which has better reviews, A+ Wallet or AYA Mobile Banking?
AYA Mobile Banking is rated higher. A+ Wallet averages 4.3 out of 5 from 140 ratings, while AYA Mobile Banking averages 4.5 from 147 ratings.
Do A+ Wallet or AYA Mobile Banking have ads?
Neither A+ Wallet nor AYA Mobile Banking shows ads.
Which is updated more often, A+ Wallet or AYA Mobile Banking?
A+ Wallet ships an update every 3 weeks, and AYA Mobile Banking every 6 weeks. Most recently, A+ Wallet was updated on November 7, 2026 and AYA Mobile Banking on November 5, 2026.

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