CB Pay vs AYA Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CB Pay
This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.
- Money transfers via ATM, account, phone, or NRIC number
- Dynamic and static QR code payments
- Mobile top-ups for major carriers
- ATM/branch/merchant location finder
- Scheduled payments
- Bill payments
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CB Bank PCL is one of the largest private banks in Myanmar. CB Bank was established on 21st August 1992 with the permission of the Central Bank of Myanmar under the law of Financial Institutions of Myanmar and the Central Bank of Myanmar. CB bank always strives to offer enjoyable experiences for the customers with the best solution and most reliable financial services. With such objectives towards improving technology and innovation in the rapidly changing landscape of banking and financial services, we have launched the CB Pay – mobile banking app which is a solution to delight our valued customers. CB Pay not only facilitates banking at your fingertips but also eases your lifestyle. CB Pay is a mobile banking service which is available to use in all mobile phone devices. Customers can download CB Pay app to their mobile phones and do self-registration for their wallet account. If customers already have ATM card, they can register with their ATM card number so that CB pay will automatically link with his ATM card account. CB Pay Features - Transfer money to all CB Bank customers with ATM card number, Account number, Phone number (CB pay number) or even with NRIC number for those who do not have bank account/ATM or CB pay wallet account. - Pay or Request money with dynamic QR code within CB pay users. - Make payment with static QR code at stores, restaurants or taxi drivers. - Check the default account’s balance at sneak peak - Top-up mobile (MPT, MecTel, Telenor, Ooredoo) - Enjoy services like ATM card application, loan application or cheque book requests. - Pay your bills such as electricity bill, 4-TV bill or insurance. - Top-up Master/Visa cards and repay credit card - Find your nearest CB Bank ATMs/CRM, branches, Exchange Counters, CB agents and Merchants locations on-the-go. - Scheduling your payment for specific purpose and dates. - Find up-to-date exchange rate
AYA Mobile Banking
Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.
- Account management with transaction history
- Fund transfers (own, other, AYA Pay)
- Card management (lock, unlock, details)
- Prepaid card top-ups and credit card repayments
- Bill payments with saved billers
- Transaction PIN for security
- Fraud Call Alerts
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Welcome to AYA Mobile Banking. Start Your Digital Banking Journey! Discover a completely revamped banking experience with AYA Bank’s mobile banking app, designed for your convenience, security, and financial management needs. Seamless Banking Anytime, Anywhere • Effortlessly manage your accounts with 6 months of transaction history and personalized nicknames. • Transfer funds with ease: Own Account, Other Accounts, and AYA Pay transfers, with saved payees for faster transactions. • Experience hassle-free card management: lock, unlock, and check card details and balances, along with complete card transaction history. Powerful Features at Your Fingertips • Top up prepaid cards and repay credit cards in just a few taps. • Simplify bill payments with saved billers and recent payment options. • Enhanced security with Transaction PIN for worry-free transactions. • Fraud Call Alerts help protect you from suspicious phone calls by identifying verified incoming calls from AYA Bank, so you can avoid potential fraud. Redesigned for You • Enjoy a modernized user interface and smoother navigation for a truly engaging experience. • Make smarter financial decisions with comprehensive tools that put you in control. AYA Mobile Banking is your trusted partner in everyday banking, enabling secure, fast, and personalized services 24/7. Upgrade now and explore a world of convenience!
Screenshots
Verdict
The clearest difference is review sentiment: AYA Mobile Banking at 78% against CB Pay's 22%. AYA Mobile Banking also leads on rating (4.5 vs 3.7) and update cadence (every 6 weeks vs every 4 months). CB Pay's advantage is monetization model (free vs free with in-app purchases) and ratings volume (536 vs 147). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AYA Mobile Banking holds the better App Store score, 4.5 against 3.7. Both are backed by a comparable volume of ratings — 536 and 147 respectively. Written reviews point the same way: 22% of CB Pay's written reviews are positive against 78% of AYA Mobile Banking's.
CB Pay ships an update every 4 months, AYA Mobile Banking every 6 weeks. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.
| Parameter | CB Pay | AYA Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (536 ratings) | 4.5 (147 ratings) — better |
| Positive reviews | 21.6% of reviews | 78.3% of reviews — better |
| Number of ratings | 536 — better | 147 |
| Update frequency | Every 4 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 39 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | CB BANK PCL | AYA Bank |
Customer experience
CB Pay
AYA Mobile Banking
User reviews
CB Pay
From 536 App Store ratingsWhat we love
- 👍 User-friendly app
- 🚀 Easy to use
- 💡 Useful features like mobile top-up and bill payment
Room to improve
- 🐛 Crashes and bugs
- ⏱️ Slow performance and frequent timeouts
- 🔒 Security issues with login and session management
- 📱 Compatibility problems with newer iOS versions
- 💸 Poor customer service
AYA Mobile Banking
From 147 App Store ratingsWhat we love
- 🚀 Fast and reliable
- 🔒 Safe and secure
- 👍 Simple and easy to use
- 💡 Convenient digital features
Room to improve
- 🐛 Account login issues
Bugs and requests
CB Pay
Reported bugs
4 issues- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features
Requested features
4 requests- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support
AYA Mobile Banking
Reported bugs
1 issue- Account not found error
Requested features
1 request- More digital banking features
In-app purchases
CB Pay
No in-app purchases
AYA Mobile Banking
No in-app purchases







