Comparison

CB Pay vs KBZ mBanking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CB Pay

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Highlights
  • Money transfers via ATM, account, phone, or NRIC number
  • Dynamic and static QR code payments
  • Mobile top-ups for major carriers
  • ATM/branch/merchant location finder
  • Scheduled payments
  • Bill payments
Features
Read full description

CB Bank PCL is one of the largest private banks in Myanmar. CB Bank was established on 21st August 1992 with the permission of the Central Bank of Myanmar under the law of Financial Institutions of Myanmar and the Central Bank of Myanmar. CB bank always strives to offer enjoyable experiences for the customers with the best solution and most reliable financial services. With such objectives towards improving technology and innovation in the rapidly changing landscape of banking and financial services, we have launched the CB Pay – mobile banking app which is a solution to delight our valued customers. CB Pay not only facilitates banking at your fingertips but also eases your lifestyle. CB Pay is a mobile banking service which is available to use in all mobile phone devices. Customers can download CB Pay app to their mobile phones and do self-registration for their wallet account. If customers already have ATM card, they can register with their ATM card number so that CB pay will automatically link with his ATM card account. CB Pay Features - Transfer money to all CB Bank customers with ATM card number, Account number, Phone number (CB pay number) or even with NRIC number for those who do not have bank account/ATM or CB pay wallet account. - Pay or Request money with dynamic QR code within CB pay users. - Make payment with static QR code at stores, restaurants or taxi drivers. - Check the default account’s balance at sneak peak - Top-up mobile (MPT, MecTel, Telenor, Ooredoo) - Enjoy services like ATM card application, loan application or cheque book requests. - Pay your bills such as electricity bill, 4-TV bill or insurance. - Top-up Master/Visa cards and repay credit card - Find your nearest CB Bank ATMs/CRM, branches, Exchange Counters, CB agents and Merchants locations on-the-go. - Scheduling your payment for specific purpose and dates. - Find up-to-date exchange rate

About

KBZ mBanking

Access your banking services on the go. Perform fund transfers, view account activities, and manage your finances conveniently from your mobile device.

Highlights
  • Fund Transfer
  • Account Activities
  • Mobile Banking
  • Financial Management
Features
Read full description

Mobile App for KBZ customer with Banking services such as Fund Transfer,Account Activities and so on...

Screenshots

CB Pay4 screens
KBZ mBanking4 screens

Verdict

The call

The clearest difference is rating: CB Pay at 3.7 against KBZ mBanking's 1.9. CB Pay also leads on review sentiment (22% vs 6%). KBZ mBanking's advantage is update cadence (every 2 months vs every 4 months) and ratings volume (4.1K vs 536). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CB Pay holds the better App Store score, 3.7 against 1.9. That said, the two scores are not equally well evidenced: KBZ mBanking has 4.1K ratings behind it against 536, so its average is the more settled of the two. Written reviews point the same way: 22% of CB Pay's written reviews are positive against 6% of KBZ mBanking's.

UpkeepUpdate frequency

CB Pay ships an update every 4 months, KBZ mBanking every 2 months. The most recent releases landed on October 25, 2026 and October 26, 2026 respectively.

Scorecard4 real differences · 6 level
CB Pay versus KBZ mBanking: the parameters behind the verdict, then further details
ParameterCB PayKBZ mBanking
PriceFreeFree
Rating3.7 (536 ratings) — better1.9 (4.1K ratings)
Positive reviews21.6% of reviews — better5.8% of reviews
Number of ratings5364.1K — better
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.015
Further details — not scored
Size39 MB30 MB
Age rating4+4+
DeveloperCB BANK PCLKanbawza Bank Limited

Customer experience

CB Pay

All ratings532 ratings
Positive64.8%
Neutral10.5%
Negative24.6%
Written reviews88 reviews
Positive21.6%
Neutral12.5%
Negative65.9%

KBZ mBanking

All ratings4,125 ratings
Positive21.8%
Neutral3.2%
Negative75.0%
Written reviews226 reviews
Positive5.8%
Neutral4.4%
Negative89.8%

User reviews

CB Pay

From 536 App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Easy to use
  • 💡 Useful features like mobile top-up and bill payment

Room to improve

  • 🐛 Crashes and bugs
  • ⏱️ Slow performance and frequent timeouts
  • 🔒 Security issues with login and session management
  • 📱 Compatibility problems with newer iOS versions
  • 💸 Poor customer service

KBZ mBanking

From 4.1K App Store ratings

What we love

  • 👍 Good service
  • 📦 Data package buying service

Room to improve

  • 🐛 Frequent crashes and errors
  • ⏳ Constant log-outs and session timeouts
  • 🤖 Outdated and unintuitive UI
  • 🔒 Lack of security and privacy
  • 🚫 Unethical practices and military support

Bugs and requests

CB Pay

Reported bugs

4 issues
  • Login screen freezes and crashes
  • Issues with mobile top-up and bill payment
  • Incorrect transaction dates
  • Problems with gift card and QR code scanning features

Requested features

4 requests
  • Expand transaction history view
  • Add support for more payment methods like Wave Money
  • Improve UI and design
  • Implement Myanmar Unicode support

KBZ mBanking

Reported bugs

4 issues
  • Recurring 'session expired' errors
  • Inability to log in or access account
  • Glitches with money transfers and payments
  • Disappearing app features and functionality

Requested features

4 requests
  • Improve transaction history and activity tracking
  • Add biometric authentication options
  • Streamline beneficiary management
  • Enhance customer service and support

In-app purchases

None

CB Pay

No in-app purchases

None

KBZ mBanking

No in-app purchases

Questions

Is CB Pay free?
CB Pay is free to download, with no in-app purchases.
Is KBZ mBanking free?
KBZ mBanking is free to download, with no in-app purchases.
Which has better reviews, CB Pay or KBZ mBanking?
CB Pay is rated higher. CB Pay averages 3.7 out of 5 from 536 ratings, while KBZ mBanking averages 1.9 from 4.1K ratings.
Do CB Pay or KBZ mBanking have ads?
Neither CB Pay nor KBZ mBanking shows ads.
Which is updated more often, CB Pay or KBZ mBanking?
CB Pay ships an update every 4 months, and KBZ mBanking every 2 months. Most recently, CB Pay was updated on October 25, 2026 and KBZ mBanking on October 26, 2026.

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