uabpay vs AYA Mobile Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
uabpay
This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.
- Fund Transfer
- Cash-in/Cash-out
- Bills Payment
- Scan and Pay
- Mobile Top-up
- Online Shopping
- Card Services
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This application is brought to you by uab Bank for the purpose of making everyday lives of customers easier and more comfortable by the usage of digital payment ecosystem. With the advanced technology, uab Bank offers magnificent experience of using digital payment platform, a customer can easily pay/transfer/receive or shop anything just by having a smart phone. uabpay is available on any of the mobile devices and here are some of the features that a customer can use on this digital platform - Fund Transfer - Cash-in/Cash-out - Bills Payment - Scan and Pay - Mobile Top-up - Online Shopping - Card related services - Payment History
AYA Mobile Banking
Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.
- Account management with transaction history
- Fund transfers (own, other, AYA Pay)
- Card management (lock, unlock, details)
- Prepaid card top-ups and credit card repayments
- Bill payments with saved billers
- Transaction PIN for security
- Fraud Call Alerts
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Welcome to AYA Mobile Banking. Start Your Digital Banking Journey! Discover a completely revamped banking experience with AYA Bank’s mobile banking app, designed for your convenience, security, and financial management needs. Seamless Banking Anytime, Anywhere • Effortlessly manage your accounts with 6 months of transaction history and personalized nicknames. • Transfer funds with ease: Own Account, Other Accounts, and AYA Pay transfers, with saved payees for faster transactions. • Experience hassle-free card management: lock, unlock, and check card details and balances, along with complete card transaction history. Powerful Features at Your Fingertips • Top up prepaid cards and repay credit cards in just a few taps. • Simplify bill payments with saved billers and recent payment options. • Enhanced security with Transaction PIN for worry-free transactions. • Fraud Call Alerts help protect you from suspicious phone calls by identifying verified incoming calls from AYA Bank, so you can avoid potential fraud. Redesigned for You • Enjoy a modernized user interface and smoother navigation for a truly engaging experience. • Make smarter financial decisions with comprehensive tools that put you in control. AYA Mobile Banking is your trusted partner in everyday banking, enabling secure, fast, and personalized services 24/7. Upgrade now and explore a world of convenience!
Screenshots
Verdict
The clearest difference is rating: AYA Mobile Banking at 4.6 against uabpay's 3.7. AYA Mobile Banking also leads on review sentiment (78% vs 44%). uabpay's advantage is monetization model (free vs free with in-app purchases) and update cadence (fortnightly vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AYA Mobile Banking holds the better App Store score, 4.6 against 3.7. Both are backed by a comparable volume of ratings — 161 and 140 respectively. Written reviews point the same way: 44% of uabpay's written reviews are positive against 78% of AYA Mobile Banking's.
uabpay ships an update fortnightly, AYA Mobile Banking every 6 weeks. The most recent releases landed on September 22, 2026 and September 4, 2026 respectively.
| Parameter | uabpay | AYA Mobile Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (161 ratings) | 4.6 (140 ratings) — better |
| Positive reviews | 44.4% of reviews | 78.3% of reviews — better |
| Number of ratings | 161 — better | 140 |
| Update frequency | Fortnightly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 127 MB | 85 MB |
| Age rating | 4+ | 4+ |
| Developer | UAB Bank Limited | AYA Bank |
Customer experience
uabpay
AYA Mobile Banking
Bugs and requests
uabpay
Not enough reviews yet to summarise bugs or requests.
AYA Mobile Banking
Reported bugs
1 issue- Account not found error
Requested features
1 request- More digital banking features
In-app purchases
uabpay
No in-app purchases
AYA Mobile Banking
No in-app purchases
