AYA PAY Wallet vs uabpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AYA PAY Wallet
This app simplifies everyday payments and money transfers. Easily top up mobile phones, cash in and out at agents or ATMs, and transfer funds to other wallets or unlinked accounts. It also facilitates bill payments and merchant transactions via QR codes.
- Mobile top-up for 5 networks
- Cash in/out at agents and ATMs
- Wallet to Wallet transfers
- Bill payments
- QR code payments
- Transaction history
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Subscriber App is an app of AYAPAY system that is designed to bring convenience payments and money transfers into your everyday life With the Subscriber App, you can: - Top up your mobile phone with 5 networks: MPT, Mytel, Ooredoo, Telenor, Mipec - Cash in your Wallet at Agents or by verified AYA bank account - Cash-out money at Agents or at ATMs - Simply transfer money to Wallets, to Unwallet by OTP/NRIC or request transfer to receive money - Easily bills payment at any time with 2 billers: Ananda, Canal+ - Quickly payment in Merchant stores by scanning QR code or accepting the payment request - Conveniently move money between Agent's Wallet and linked AYA bank account - Transaction management: review wallet balance, all transactions history over time and receive transaction notifications
uabpay
This digital payment app simplifies everyday transactions for bank customers. Easily transfer funds, pay bills, shop online, and manage cards using just your smartphone.
- Fund Transfer
- Cash-in/Cash-out
- Bills Payment
- Scan and Pay
- Mobile Top-up
- Online Shopping
- Card Services
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This application is brought to you by uab Bank for the purpose of making everyday lives of customers easier and more comfortable by the usage of digital payment ecosystem. With the advanced technology, uab Bank offers magnificent experience of using digital payment platform, a customer can easily pay/transfer/receive or shop anything just by having a smart phone. uabpay is available on any of the mobile devices and here are some of the features that a customer can use on this digital platform - Fund Transfer - Cash-in/Cash-out - Bills Payment - Scan and Pay - Mobile Top-up - Online Shopping - Card related services - Payment History
Screenshots
Verdict
The clearest difference is rating: AYA PAY Wallet at 4.3 against uabpay's 3.7. AYA PAY Wallet also leads on ratings volume (515 vs 164). uabpay's advantage is update cadence (fortnightly vs monthly). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
AYA PAY Wallet holds the better App Store score, 4.3 against 3.7. Both are backed by a comparable volume of ratings — 515 and 164 respectively. Written reviews point the same way: 52% of AYA PAY Wallet's written reviews are positive against 44% of uabpay's.
AYA PAY Wallet ships an update monthly, uabpay fortnightly. Both last shipped on October 25, 2026.
| Parameter | AYA PAY Wallet | uabpay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (515 ratings) — better | 3.7 (164 ratings) |
| Positive reviews | 51.8% of reviews — better | 44.4% of reviews |
| Number of ratings | 515 — better | 164 |
| Update frequency | Monthly | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 124 MB | 122 MB |
| Age rating | 4+ | 4+ |
| Developer | AYA Bank | UAB Bank Limited |
Customer experience
AYA PAY Wallet
uabpay
User reviews
AYA PAY Wallet
From 515 App Store ratingsWhat we love
- 👍 Easy to use
- 🚀 Fast transactions
- 🔒 Secure transactions
- 💎 Points for exchange
- 📱 User-friendly interface
Room to improve
- 🐛 App crashes after update
- 🐛 App not working on iOS
- 🐛 Cannot click anything in app
- 🐛 Blank screen for transfers
- 🐛 Money gone but not received
uabpay
From 164 App Store ratingsWhat we love
- 👍 User friendly interface
- 🚀 Fast transfers to other banks
- 👍 Easy bill payments
- 👍 Convenient for financial management
- 👍 Good UI design
Room to improve
- 🐛 Biometric login not working
- 🐛 App crashes or closes unexpectedly
- 🐛 Login issues and connection timeouts
- 🐛 UI design is poor
- 🐛 Transferring money takes too long
Bugs and requests
AYA PAY Wallet
Reported bugs
13 issues- App crashes after updating v3.3.4
- Cannot click anything in app after entering
- Bank to wallet and wallet to bank transfers not working (blank screen)
- Cash in from bank to wallet fails, money lost
- App logs out and remaining balance shows 0
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- Unable to load software after update
- App won't start if notifications are disabled
- Cannot touch register button on iPhone X UI
- Travel and Shopping features not available
- Cannot add Aya account
- NRC selection field missing options for KYC upgrade
- App itself logs out while using other functions
- No lock to open app
Requested features
3 requests- Add more options to level up account (e.g., Student ID)
- Allow choice for update alerts (later or update)
- Add Travel and Shopping features
uabpay
Reported bugs
8 issues- Biometric login system not working (versions 3.2.4, 3.2.0)
- Error 404 when resetting password
- App closes immediately on iPhone 6 Plus
- Blank page when entering profile management
- Transfers from UAB bank account to UAB pay take a lot of time and sometimes lost
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- Cannot type NRC No. when enabling mobile banking (version 2.1.0)
- Connection timeout while trying to login
- Facing bugs and errors monthly, even after updates
Requested features
4 requests- Add top-up features for prepaid cards
- Improve UAB mobile banking app
- Allow points to be changeable with rewards
- Add more wallets for wallet-to-wallet transfer
In-app purchases
AYA PAY Wallet
No in-app purchases
uabpay
No in-app purchases
