Comparison

MTB Pay vs GTB Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MTB Pay

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

Highlights
  • Seamless Money Transfers
  • Top Up
  • Bill Payment
  • Cash In/ Cash Out
  • Merchant Payments
Read full description

MTB Pay: MTB Pay, powered by Myanma Tourism Bank, offers users effortless access to financial services directly from their smartphones. Whether users prefer to link their bank accounts or operate independently, they can enjoy uninterrupted transactions, free from the constraints of banking hours, 24/7. Download MTB Pay now and experience the future of digital payments. Key Features: - Seamless Money Transfers - Top Up - Bill Payment - Cash In/ Cash Out - Merchant Payments

About

GTB Pay

Manage your finances on the go with this secure and user-friendly financial app. Easily transfer money, pay bills, and load funds using your MPU card or QR codes. Enjoy 24/7 customer support for a seamless banking experience.

Highlights
  • Wallet-to-wallet transfers
  • Cash in from MPU card
  • QR code transactions
  • Bill payment
  • Secure and reliable
  • User-friendly interface
Features
Read full description

GTB Pay: Your Ultimate Financial Companion Introducing GTB Pay, the cutting-edge financial app brought to you by Global Treasure Bank (Public Company Limited). Designed with your convenience in mind, GTB Pay offers a seamless and secure way to manage your finances on the go. Key Features: Wallet-to-Wallet Transfer: Easily send and receive money between GTB Pay wallets, making splitting bills or sharing expenses with friends and family a breeze. Cash In from MPU Card: Instantly load funds to your GTB Pay wallet from your MPU card, ensuring you always have access to your money when you need it. Transfer with QR: Simplify transactions with QR code transfers. Scan and pay or receive payments effortlessly, making transactions faster and more efficient. Bill Payment: Never miss a payment again! With GTB Pay, you can easily settle bills for utilities, subscriptions, and more, all within the app. Why Choose GTB Pay? Secure & Reliable: Your financial security is our top priority. GTB Pay employs advanced encryption and authentication measures to safeguard your transactions and personal information. User-Friendly Interface: With an intuitive design, GTB Pay is easy to navigate, ensuring a hassle-free user experience for both novice and experienced users. 24/7 Customer Support: Our dedicated support team is available around the clock to assist you with any queries or issues you may encounter. Take control of your finances like never before with GTB Pay. Download the app today and experience the future of banking at your fingertips!

Screenshots

MTB Pay4 screens
GTB Pay4 screens

Verdict

The call

The clearest difference is review sentiment: MTB Pay at 100% against GTB Pay's 0%. MTB Pay also leads on rating (4.9 vs 4.5). GTB Pay's advantage is update cadence (every 2 months vs every 5 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MTB Pay holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 10 and 6 respectively. Written reviews point the same way: 100% of MTB Pay's written reviews are positive against 0% of GTB Pay's.

UpkeepUpdate frequency

MTB Pay ships an update every 5 months, GTB Pay every 2 months. The most recent releases landed on June 24, 2026 and September 9, 2026 respectively.

Scorecard3 real differences · 7 level
MTB Pay versus GTB Pay: the parameters behind the verdict, then further details
ParameterMTB PayGTB Pay
PriceFreeFree
Rating4.9 (10 ratings) — better4.5 (6 ratings)
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings10 — better6
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size72 MB35 MB
Age rating4+4+
DeveloperMYANMA TOURISM BANK PUBLIC COMPANY LIMITEDGLOBAL TREASURE BANK PUBLIC COMPANY LIMITED

Customer experience

MTB Pay

All ratings11 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

GTB Pay

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

MTB Pay

No in-app purchases

None

GTB Pay

No in-app purchases

Questions

Is MTB Pay free?
MTB Pay is free to download, with no in-app purchases.
Is GTB Pay free?
GTB Pay is free to download, with no in-app purchases.
Which has better reviews, MTB Pay or GTB Pay?
MTB Pay is rated higher. MTB Pay averages 4.9 out of 5 from 10 ratings, while GTB Pay averages 4.5 from 6 ratings.
Do MTB Pay or GTB Pay have ads?
Neither MTB Pay nor GTB Pay shows ads.
Which is updated more often, MTB Pay or GTB Pay?
MTB Pay ships an update every 5 months, and GTB Pay every 2 months. Most recently, MTB Pay was updated on June 24, 2026 and GTB Pay on September 9, 2026.

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