Owesy vs SubMonitor
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Owesy
Easily calculate shared expenses and group bills among friends. This app simplifies splitting costs for trips, dinners, and other group activities, ensuring everyone pays their fair share with minimal transactions.
- Calculate complicated group tabs
- Split costs evenly among groups
- Add multiple amounts per person
- Minimize settlement transactions
- Calculate restaurant tips
- Quickly input bill details
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Have you ever gone away for the weekend with friends where everyone has paid different amounts – one person paid for the car rental, someone paid for the groceries, etc. – and then at the end of the weekend you're all trying to figure out who owes who what in order to settle evenly among everyone? Or did you go to dinner with friends and everyone is trying to figure out how much to put down and tip based on what they ordered? Owesy can do these two types of calculations with fast and easy inputs from you: 1. Complicated group tabs where everyone's paid amounts are meant to be split evenly by the group. Just enter everyone's names and amounts paid (you can add multiple amounts per person) and see who owes who what to settle evenly. Does this in the least number of transactions, no big! There are awards too ;) 2. Restaurant tipping. Quickly put in the bill's details and how much you're tipping and voila! The suggested way to pay appears. Owesy what you must! But paysy as you wish.
SubMonitor
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Subscription Tracker Take control of your subscriptions and recurring payments with a clean, simple, and privacy-first iOS app. Subscription Tracker helps you see exactly what you pay, when you pay, and how much it really costs over time — all in one place. No accounts. No tracking. No clutter. Key Features Total Monthly Cost Instantly see how much you spend every month, with automatic weekly and yearly breakdowns. Upcoming Bills Never forget a renewal again. Subscriptions due in the next 7 days are highlighted automatically. All Subscriptions, Organized View all your subscriptions in a clean list with prices, billing cycles, and next due dates. Visual Customization Assign colors to each subscription for quick recognition and a more personal experience. Easy Editing Add, edit, or remove subscriptions in seconds with a simple, intuitive interface. Privacy First Your data stays on your device. No accounts required No personal data collected No tracking No analytics Subscription Tracker respects your privacy by design. Perfect For Anyone tired of forgotten subscriptions Managing streaming services, apps, or memberships Keeping monthly expenses under control Users who appreciate clean, native iOS design Designed for iOS Built with SwiftUI, Subscription Tracker feels fast, modern, and at home on iPhone — supporting Light & Dark Mode seamlessly. Take control of your subscriptions today. Clear costs. No surprises.
Screenshots
Verdict
The clearest difference is update cadence: SubMonitor at daily against Owesy's every 4 months. Owesy's advantage is iOS requirement (15.1 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Owesy ships an update every 4 months, SubMonitor daily. The most recent releases landed on September 15, 2026 and September 17, 2026 respectively.
| Parameter | Owesy | SubMonitor |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (11 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 11 — better | — |
| Update frequency | Every 4 months | Daily — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.0 |
| Further details — not scored | ||
| Size | 28 MB | 22 MB |
| Age rating | 4+ | 4+ |
| Developer | Jacob Loeterman | Adrian Somesan |
In-app purchases
Owesy
No in-app purchases
SubMonitor
No in-app purchases









