ACH Banking vs ThryvPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACH Banking
This business-focused application allows companies to securely manage payments, onboard merchants, and process transactions directly from their iOS devices. It offers a streamlined experience for accepting and sending ACH payments and eChecks, along with robust reporting features.
- Secure payment processing
- Merchant onboarding
- ACH payment acceptance
- eCheck processing
- Transaction management
- Reporting and analytics
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ACH Banking transforms your iPhone or iPad into a powerful, easy to use application, payment, and onboarding tool. Our application allows you to safely and securely process your transactions and manage your services directly from your iOS enabled device. This app is for businesses only (e.g. if you have an LLC). We do not provide services for personal use. Download the app today and use it to apply for an ACH Banking account. Are you already an ACH Banking client? Use the app to start accepting and sending ACH payments and eChecks, generate and view reports, and onboard merchant payment accounts. ACH Banking incorporates world class security with innovative features, making your mobile experience safe and fast. Requirements: iOS 12 and above Wi-Fi or LTE connection An ACH Banking account is required to access the full capabilities of this app.
ThryvPay
Accept payments anywhere, anytime with this business app. It supports contactless, credit card, bank transfers, and digital wallet payments. Manage transactions, set up recurring payments, and offer financing options to your customers.
- Accept all major credit cards
- Contactless payment options
- Automated bank transfers
- Digital wallet payments
- Recurring payment setup
- Instant payment requests
- Real-time transaction tracking
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Getting paid faster has never been easier. ThryvPay lets you accept payments anywhere, anytime, with just a few clicks. ThryvPay mobile app is free to download with no hidden fees or set-up costs. Offer safe and secure contactless payments while providing convenience to your customers with the ThryvPay Mobile Card reader which offers on the go tap, insert and swiped credit card payment options, QR code payments and instant payment requests right from your mobile phone. Accept all major credit cards with competitive processing rates, next-day funding, and charge optional flat convenience fees or surcharge fees to minimize processing costs. Accept Automated Bank Transfers and save even more on fees. Set the max you will accept for credit card transactions. Accept in-demand digital payment options from Wallet Pay, giving your customers convenience at check-out. Wallet Pay incurs the same processing fees as credit card payments, reduces paper usage with electronic receipts, and provide accessibility and encryption for extra security. Give your customers more purchasing power with affordable ThryvPay Financing options now available for select industries (U.S. only). Create and save your customized services for easy management and organization. ThryvPay allows you to create instant payment requests for your saved paid services. Offer your customers flexibility by setting up automatic one-time payments or recurring payments to build customer loyalty. Allow optional tipping to increase profits for you and your staff. Get real-time payment activity and details for all your transactions in one place. View and manage your payments, fees, and deposits. Track pending, paid and overdue payments, so your accounting is always up to date. Subject to ThryvPay terms of use and privacy policy. Terms and Conditions: https://thryv.com/thryvpay-terms/
Screenshots
Verdict
The clearest difference is review sentiment: ThryvPay at 93% against ACH Banking's 0%. ThryvPay also leads on rating (4.4 vs 2.5) and update cadence (fortnightly vs every 2 months). ACH Banking's advantage is iOS requirement (12.0 vs 15.2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ThryvPay holds the better App Store score, 4.4 against 2.5. Both are backed by a comparable volume of ratings — 12 and 46 respectively. Written reviews point the same way: 0% of ACH Banking's written reviews are positive against 93% of ThryvPay's.
ACH Banking ships an update every 2 months, ThryvPay fortnightly. The most recent releases landed on June 3, 2026 and September 30, 2026 respectively.
| Parameter | ACH Banking | ThryvPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (12 ratings) | 4.4 (46 ratings) — better |
| Positive reviews | 0.0% of reviews | 93.3% of reviews — better |
| Number of ratings | 12 | 46 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.2 |
| Further details — not scored | ||
| Size | 41 MB | 119 MB |
| Age rating | 4+ | 17+ |
| Developer | eProdigy Financial LLC | Thryv, Inc. |
Customer experience
ACH Banking
ThryvPay
In-app purchases
ACH Banking
No in-app purchases
ThryvPay
No in-app purchases







