Comparison

ThryvPay vs Zulio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ThryvPay

Accept payments anywhere, anytime with this business app. It supports contactless, credit card, bank transfers, and digital wallet payments. Manage transactions, set up recurring payments, and offer financing options to your customers.

Highlights
  • Accept all major credit cards
  • Contactless payment options
  • Automated bank transfers
  • Digital wallet payments
  • Recurring payment setup
  • Instant payment requests
  • Real-time transaction tracking
Features
Read full description

Getting paid faster has never been easier. ThryvPay lets you accept payments anywhere, anytime, with just a few clicks. ThryvPay mobile app is free to download with no hidden fees or set-up costs. Offer safe and secure contactless payments while providing convenience to your customers with the ThryvPay Mobile Card reader which offers on the go tap, insert and swiped credit card payment options, QR code payments and instant payment requests right from your mobile phone. Accept all major credit cards with competitive processing rates, next-day funding, and charge optional flat convenience fees or surcharge fees to minimize processing costs. Accept Automated Bank Transfers and save even more on fees. Set the max you will accept for credit card transactions. Accept in-demand digital payment options from Wallet Pay, giving your customers convenience at check-out. Wallet Pay incurs the same processing fees as credit card payments, reduces paper usage with electronic receipts, and provide accessibility and encryption for extra security. Give your customers more purchasing power with affordable ThryvPay Financing options now available for select industries (U.S. only). Create and save your customized services for easy management and organization. ThryvPay allows you to create instant payment requests for your saved paid services. Offer your customers flexibility by setting up automatic one-time payments or recurring payments to build customer loyalty. Allow optional tipping to increase profits for you and your staff. Get real-time payment activity and details for all your transactions in one place. View and manage your payments, fees, and deposits. Track pending, paid and overdue payments, so your accounting is always up to date. Subject to ThryvPay terms of use and privacy policy. Terms and Conditions: https://thryv.com/thryvpay-terms/

About

Zulio

Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.

Highlights
  • Accept card payments
  • No processing fees
  • Auto-calculate fees
  • Offer cash discounts
  • Send invoices
  • Clean reporting
  • Personal customer support
Features
Read full description

Give customers choice in how they pay without increasing your costs. Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. You shouldn't have to pay another “gross income tax” to get paid for the work you do. Auto calculate and include the credit card fee in your regular price and offer discount for paying with cash. No Processing Fees Accept Payments Send Invoices Personal Customer Support No Annual PCI Requirements Clean reporting. Keep 100% of everything that hits your account.

Screenshots

ThryvPay4 screens
Zulio4 screens

Verdict

The call

The clearest difference is review sentiment: ThryvPay at 93% against Zulio's 50%. ThryvPay also leads on rating (4.4 vs 4.1) and ratings volume (46 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ThryvPay holds the better App Store score, 4.4 against 4.1. Both are backed by a comparable volume of ratings — 46 and 10 respectively. Written reviews point the same way: 93% of ThryvPay's written reviews are positive against 50% of Zulio's.

UpkeepUpdate frequency

ThryvPay ships an update fortnightly, Zulio every 3 weeks. The most recent releases landed on August 11, 2026 and June 1, 2026 respectively.

Scorecard3 real differences · 7 level
ThryvPay versus Zulio: the parameters behind the verdict, then further details
ParameterThryvPayZulio
PriceFreeFree
Rating4.4 (46 ratings) — better4.1 (10 ratings)
Positive reviews93.3% of reviews — better50.0% of reviews
Number of ratings46 — better10
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.2 — better15.4
Further details — not scored
Size119 MB62 MB
Age rating17+4+
DeveloperThryv, Inc.Provident Payments Central LLC

Customer experience

ThryvPay

All ratings46 ratings
Positive82.6%
Neutral4.3%
Negative13.0%
Written reviews15 reviews
Positive93.3%
Neutral0.0%
Negative6.7%

Zulio

All ratings10 ratings
Positive80.0%
Neutral0.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

ThryvPay

No in-app purchases

None

Zulio

No in-app purchases

Questions

Is ThryvPay free?
ThryvPay is free to download, with no in-app purchases.
Is Zulio free?
Zulio is free to download, with no in-app purchases.
Which has better reviews, ThryvPay or Zulio?
ThryvPay is rated higher. ThryvPay averages 4.4 out of 5 from 46 ratings, while Zulio averages 4.1 from 10 ratings.
Do ThryvPay or Zulio have ads?
Neither ThryvPay nor Zulio shows ads.
Which is updated more often, ThryvPay or Zulio?
ThryvPay ships an update fortnightly, and Zulio every 3 weeks. Most recently, ThryvPay was updated on August 11, 2026 and Zulio on June 1, 2026.

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