ThryvPay vs Zulio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ThryvPay
Accept payments anywhere, anytime with this business app. It supports contactless, credit card, bank transfers, and digital wallet payments. Manage transactions, set up recurring payments, and offer financing options to your customers.
- Accept all major credit cards
- Contactless payment options
- Automated bank transfers
- Digital wallet payments
- Recurring payment setup
- Instant payment requests
- Real-time transaction tracking
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Getting paid faster has never been easier. ThryvPay lets you accept payments anywhere, anytime, with just a few clicks. ThryvPay mobile app is free to download with no hidden fees or set-up costs. Offer safe and secure contactless payments while providing convenience to your customers with the ThryvPay Mobile Card reader which offers on the go tap, insert and swiped credit card payment options, QR code payments and instant payment requests right from your mobile phone. Accept all major credit cards with competitive processing rates, next-day funding, and charge optional flat convenience fees or surcharge fees to minimize processing costs. Accept Automated Bank Transfers and save even more on fees. Set the max you will accept for credit card transactions. Accept in-demand digital payment options from Wallet Pay, giving your customers convenience at check-out. Wallet Pay incurs the same processing fees as credit card payments, reduces paper usage with electronic receipts, and provide accessibility and encryption for extra security. Give your customers more purchasing power with affordable ThryvPay Financing options now available for select industries (U.S. only). Create and save your customized services for easy management and organization. ThryvPay allows you to create instant payment requests for your saved paid services. Offer your customers flexibility by setting up automatic one-time payments or recurring payments to build customer loyalty. Allow optional tipping to increase profits for you and your staff. Get real-time payment activity and details for all your transactions in one place. View and manage your payments, fees, and deposits. Track pending, paid and overdue payments, so your accounting is always up to date. Subject to ThryvPay terms of use and privacy policy. Terms and Conditions: https://thryv.com/thryvpay-terms/
Zulio
Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.
- Accept card payments
- No processing fees
- Auto-calculate fees
- Offer cash discounts
- Send invoices
- Clean reporting
- Personal customer support
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Give customers choice in how they pay without increasing your costs. Accepting card payments using traditional processors with high fees, and complicated PCI requirements can feel unfair. You shouldn't have to pay another “gross income tax” to get paid for the work you do. Auto calculate and include the credit card fee in your regular price and offer discount for paying with cash. No Processing Fees Accept Payments Send Invoices Personal Customer Support No Annual PCI Requirements Clean reporting. Keep 100% of everything that hits your account.
Screenshots
Verdict
The clearest difference is review sentiment: ThryvPay at 93% against Zulio's 50%. ThryvPay also leads on rating (4.4 vs 4.1) and ratings volume (46 vs 10). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ThryvPay holds the better App Store score, 4.4 against 4.1. Both are backed by a comparable volume of ratings — 46 and 10 respectively. Written reviews point the same way: 93% of ThryvPay's written reviews are positive against 50% of Zulio's.
ThryvPay ships an update fortnightly, Zulio every 3 weeks. The most recent releases landed on August 11, 2026 and June 1, 2026 respectively.
| Parameter | ThryvPay | Zulio |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (46 ratings) — better | 4.1 (10 ratings) |
| Positive reviews | 93.3% of reviews — better | 50.0% of reviews |
| Number of ratings | 46 — better | 10 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.2 — better | 15.4 |
| Further details — not scored | ||
| Size | 119 MB | 62 MB |
| Age rating | 17+ | 4+ |
| Developer | Thryv, Inc. | Provident Payments Central LLC |
Customer experience
ThryvPay
Zulio
In-app purchases
ThryvPay
No in-app purchases
Zulio
No in-app purchases







