Comparison

Simas Access vs PAYKALTIMTARA

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

Simas Access

Features

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Simas Access adalah Aplikasi online dari PT Asuransi Simas Jiwa, yang berfungsi untuk nasabah agar dapat melihat polis secara online serta dapat mengunduh dokumen yang menyertai polis tersebut.

About

PAYKALTIMTARA

Features

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PAYKaltimtara merupakan aplikasi uang elektronik berbasis server (server-based) yang diselenggarakan melalui skema co-branding antara PT Bimasakti Multi Sinergi dan PT Bank Pembangunan Daerah Kalimantan Timur dan Kalimantan Utara (Bankaltimtara). Dalam penyelenggaraan PAYKaltimtara, PT Bimasakti Multi Sinergi bertindak sebagai pemilik dan pengelola sistem uang elektronik, termasuk pengelolaan sistem dan layanan yang mendukung operasional aplikasi. Apabila pengguna mengalami kendala, memiliki pertanyaan, atau menyampaikan keluhan terkait penggunaan aplikasi PAYKaltimtara, pengguna dapat menghubungi Contact Center PT Bimasakti Multi Sinergi melalui kanal layanan pelanggan yang tersedia pada aplikasi.

Screenshots

Simas Access4 screens

PAYKALTIMTARA3 screens

Verdict

The call

The clearest difference is update cadence: Simas Access at every 2 months against PAYKALTIMTARA's every 26 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Simas Access ships an update every 2 months, PAYKALTIMTARA every 26 months. The most recent releases landed on October 5, 2026 and October 9, 2026 respectively.

Scorecard1 real difference · 5 level

Simas Access versus PAYKALTIMTARA: the parameters behind the verdict, then further details
Parameter	Simas Access	PAYKALTIMTARA
Price	Free	Free
Update frequency	Every 2 months — better	Every 26 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone, iPod
Requires iOS	12.0 — better	13.0
Further details — not scored
Size	64 MB	33 MB
Age rating	4+	17+
Developer	Asuransi Simas Jiwa, PT	Bimasakti Multi Sinergi

In-app purchases

None

Simas Access

No in-app purchases

None

PAYKALTIMTARA

No in-app purchases

Questions

Is Simas Access free?

Simas Access is free to download, with no in-app purchases.

Is PAYKALTIMTARA free?

PAYKALTIMTARA is free to download, with no in-app purchases.

Do Simas Access or PAYKALTIMTARA have ads?

Neither Simas Access nor PAYKALTIMTARA shows ads.

Which is updated more often, Simas Access or PAYKALTIMTARA?

Simas Access ships an update every 2 months, and PAYKALTIMTARA every 26 months. Most recently, Simas Access was updated on October 5, 2026 and PAYKALTIMTARA on October 9, 2026.