Comparison

Simas Access vs Mikropay Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

Simas Access

Features

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Simas Access adalah Aplikasi online dari PT Asuransi Simas Jiwa, yang berfungsi untuk nasabah agar dapat melihat polis secara online serta dapat mengunduh dokumen yang menyertai polis tersebut.

About

Mikropay Mobile

Features

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Mikropay Mobile adalah aplikasi mobile yang dirancang khusus untuk Institusi Keuangan Mikro (Koperasi,BMT,LKM) dan komunitas. Aplikasi ini mendukung digitalisasi layanan keuangan dengan sistem yang aman, stabil, dan scalable. Dengan fitur lengkap seperti simpanan, pinjaman, pembayaran, pembelian, QRIS, dan Virtual Account, Mikropay Mobile memungkinkan institusi untuk memberikan layanan transaksi digital kepada anggota secara efisien dan fleksibel langsung dari ponsel. Fitur Unggulan: 1. Keamanan tinggi dengan autentikasi berlapis. 2. Ketersediaan layanan 24/7. 3. Siap untuk pertumbuhan jumlah anggota. 4. Biaya terjangkau untuk lembaga kecil-menengah. 5. Terintegrasi dengan sistem pihak ketiga dan core banking. 6. Transaksi tetap berjalan meskipun CBS dalam kondisi offline. Mikropay Mobile adalah solusi ideal untuk modernisasi layanan keuangan di ekosistem mikro Indonesia

Screenshots

Simas Access4 screens

Mikropay Mobile4 screens

Verdict

The call

The clearest difference is device support: Simas Access at 3 against Mikropay Mobile's 1. Simas Access also leads on iOS requirement (12.0 vs 16.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Simas Access ships an update every 2 months, Mikropay Mobile every 3 months. The most recent releases landed on September 18, 2026 and September 11, 2026 respectively.

Scorecard2 real differences · 4 level

Simas Access versus Mikropay Mobile: the parameters behind the verdict, then further details
Parameter	Simas Access	Mikropay Mobile
Price	Free	Free
Update frequency	Every 2 months — better	Every 3 months
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone
Requires iOS	12.0 — better	16.6
Further details — not scored
Size	64 MB	52 MB
Age rating	4+	4+
Developer	Asuransi Simas Jiwa, PT	PT.USSI GROUP

In-app purchases

None

Simas Access

No in-app purchases

None

Mikropay Mobile

No in-app purchases

Questions

Is Simas Access free?

Simas Access is free to download, with no in-app purchases.

Is Mikropay Mobile free?

Mikropay Mobile is free to download, with no in-app purchases.

Do Simas Access or Mikropay Mobile have ads?

Neither Simas Access nor Mikropay Mobile shows ads.

Which is updated more often, Simas Access or Mikropay Mobile?

Simas Access ships an update every 2 months, and Mikropay Mobile every 3 months. Most recently, Simas Access was updated on September 18, 2026 and Mikropay Mobile on September 11, 2026.