Comparison

第一銀行 iLEO vs 華南銀行+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

第一銀行 iLEO

A mobile banking app designed for digital natives, offering a simple, fast, and intuitive interface. It provides essential financial tools and services tailored for everyday use, with an English option for international users.

Highlights
  • Simple and intuitive interface
  • Fast and efficient transactions
  • Tailored for digital natives
  • English language support
  • Daily financial management
Features
Read full description

第一銀行推出專屬數位族群行動銀行APP「iLEO」,以「簡單、快速、創新、最懂你」為核心價值,強調介面簡潔、操作直覺化、直白的語言及小粉獅吉祥物元素,為數位原生世代量身打造日常金融的最佳夥伴! The core value of iLEO is Simplicity, Speed, Innovation and Thoughtfulness. Furthermore, English is available on iLEO APP which is the best choice of the mobile bank in Taiwan for the users from oversea. *提醒您,為維護您的行動裝置安全性,建議安裝防護軟體。 *自2023年10月1日起,iLEO裝置綁定服務調整為單一行動裝置僅允許1個存戶進行綁定,以強化客戶交易安全。 *若使用上有任何問題,歡迎撥打客服專線:(02)2181-1111與我們聯繫。

About

華南銀行+

Manage your finances with this comprehensive banking app. Access account balances, transfer funds, pay credit card bills, invest in funds, and track gold savings. Find nearby branches and ATM locations, and enjoy secure login options.

Highlights
  • Account balance and transaction history
  • Fund transfers (real-time and scheduled)
  • Credit card management and payments
  • Investment portfolio tracking
  • Gold savings account management
  • Foreign exchange services
  • Branch and ATM locator
Features
Read full description

「華南銀行+」APP獨具特色 ※只要您是華南銀行網路銀行客戶,即可使用網路銀行簽入代號及密碼,登入「華南銀行+」APP。如您是第一次登入行動銀行,須線上完成第一次開通程序。 ※帳務查詢:臺幣/外幣存款餘額總覽、臺外幣活存明細查詢、交換票據扣帳失敗查詢、貸款餘額查詢、信用卡消費明細查詢等。 ※轉帳服務:臺幣即時/預約轉帳(包括約定/非約定)、預約轉帳查詢/取消、臺幣常用轉入帳號查詢/新增/修改、交易安控機制變更等。 ※信用卡服務:信用卡/簽帳金融卡總覽、近3期信用卡/簽帳金融卡帳單查詢、線上繳付本行信用卡/簽帳金融卡費、信用卡紅利折現兌換/查詢等、線上申請信用卡、信用卡線上調額、信用卡分期服務。 ※信託理財:投資組合淨值查詢、基金申購/贖回/轉換/變更/解除交易、基金投資總覽、基金投資明細等、優利通、目標理財帳戶、圓夢錢包。 ※黃金存摺:黃金總覽、餘額/交易明細查詢、買進/回售、定期定額申購/變更/終止等。 ※外匯專區:結購/結售、外匯活存轉帳/活存轉定存、購買外幣現鈔暨旅行支票、外匯定存查詢暨變更等。 ※多元理財資訊:國際股匯市/台灣股市/各類基金資訊查詢、利率/匯率看板、黃金存摺牌告、貸款本息試算等,提供隨身理財資訊。 ※客戶服務:結合GPS定位,隨時隨地查詢臨近信用卡特店優惠,也提供臨近分行及ATM據點查詢。 ※快速登入專區 ※華銀支付 ※ APP使用權限說明 1. 麥克風:APP網路客服音訊功能需使用該權限。 2. 位置:使用服務據點功能需使用該權限。 3. 相機:使用華銀支付掃描 QRCode 功能需使用該權限。 4. 照片:使用華銀支付及儲存存摺封面功能需使用該權限。 5. 語音辨識:APP網路客服文字將語音轉為文字顯示在畫面上需使用該權限。 6. 生物辨識:APP使用快速登入需使用該權限。 7. 通知:APP通知中心推播訊息需使用該權限。 8. 網路:APP執行時網路連線資料傳輸需使用。 9. 儲存空間:讀取登入頁勾選記住功能之設定資料檔需使用該權限。 10. 電話:客服專線撥打電話功能需使用該權限。 11. 聯絡人:手機門號轉帳讀取通訊錄之電話號碼需使用該權限。 當您下載此App時,即代表您已詳閱並同意本行「隱私權保護聲明」。 【隱私權保護聲明】https://hncb.tw/83t8sp/ 提醒您:為確保您的帳務及交易安全,請於行動裝置安裝防護軟體。

Screenshots

第一銀行 iLEO4 screens
華南銀行+4 screens

Verdict

The call

第一銀行 iLEO and 華南銀行+ both sit at 4.8 stars, but that hides the real split: 52% of 第一銀行 iLEO's written reviews are positive against 25% of 華南銀行+'s. 第一銀行 iLEO also leads on update cadence (fortnightly vs monthly). 華南銀行+'s advantage is ratings volume (1.3K vs 130) and monetization model (free vs ad-supported). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for 第一銀行 iLEO against 4.7 for 華南銀行+. That said, the two scores are not equally well evidenced: 華南銀行+ has 1.3K ratings behind it against 130, so its average is the more settled of the two. Written reviews are what separate them: 52% of 第一銀行 iLEO's written reviews are positive against 25% of 華南銀行+'s.

UpkeepUpdate frequency

第一銀行 iLEO ships an update fortnightly, 華南銀行+ monthly. The most recent releases landed on October 8, 2026 and October 9, 2026 respectively.

Scorecard5 real differences · 5 level
第一銀行 iLEO versus 華南銀行+: the parameters behind the verdict, then further details
Parameter第一銀行 iLEO華南銀行+
PriceFreeFree
Rating4.8 (130 ratings) — better4.7 (1.3K ratings)
Positive reviews51.7% of reviews — better25.0% of reviews
Number of ratings1301.3K — better
Update frequencyFortnightly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size152 MB186 MB
Age rating4+4+
DeveloperFirst Commercial Bank , Ltd .Hua Nan Commercial Bank

Customer experience

第一銀行 iLEO

All ratings130 ratings
Positive93.8%
Neutral3.1%
Negative3.1%
Written reviews58 reviews
Positive51.7%
Neutral13.8%
Negative34.5%

華南銀行+

All ratings1,318 ratings
Positive93.6%
Neutral3.3%
Negative3.2%
Written reviews16 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Bugs and requests

第一銀行 iLEO

Not enough reviews yet to summarise bugs or requests.

華南銀行+

Reported bugs

3 issues
  • Unable to log in or access account
  • App freezes or crashes on launch
  • Incompatible with newer iOS versions

Requested features

2 requests
  • Allow changing app language
  • Improve user experience for overseas users

In-app purchases

None

第一銀行 iLEO

No in-app purchases

None

華南銀行+

No in-app purchases

Questions

Is 第一銀行 iLEO free?
第一銀行 iLEO is free to download, with no in-app purchases.
Is 華南銀行+ free?
華南銀行+ is free to download, with no in-app purchases.
Which has better reviews, 第一銀行 iLEO or 華南銀行+?
第一銀行 iLEO is rated higher. 第一銀行 iLEO averages 4.8 out of 5 from 130 ratings, while 華南銀行+ averages 4.7 from 1.3K ratings.
Do 第一銀行 iLEO or 華南銀行+ have ads?
Neither 第一銀行 iLEO nor 華南銀行+ shows ads.
Which is updated more often, 第一銀行 iLEO or 華南銀行+?
第一銀行 iLEO ships an update fortnightly, and 華南銀行+ monthly. Most recently, 第一銀行 iLEO was updated on October 8, 2026 and 華南銀行+ on October 9, 2026.

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