國泰世華網路銀行CUBE vs 華南銀行+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
國泰世華網路銀行CUBE
This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.
- Quick login
- Account inquiry (NTD & FCY)
- Transfers (NTD & FCY)
- FCY trading
- Exchange rate inquiry
- Credit card management
- Two-step verification
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CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 . Quick login . NTD account inquiry . NTD transfer . FCY account inquiry . FCY transfer . FCY trading . Exchange rate inquiry . Credit card transaction details inquiry . Credit card statements inquiry and payments . Credit card (CUBE Card) rewards category switch 〔Security〕 . Protects accounts with two-step verification . Safeguards login security with FIDO authentication . Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ . For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 . To ensure your account security, please install security software on your mobile device. . To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. . By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” . 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ . Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City
華南銀行+
Manage your finances with this comprehensive banking app. Access account balances, transfer funds, pay credit card bills, invest in funds, and track gold savings. Find nearby branches and ATM locations, and enjoy secure login options.
- Account balance and transaction history
- Fund transfers (real-time and scheduled)
- Credit card management and payments
- Investment portfolio tracking
- Gold savings account management
- Foreign exchange services
- Branch and ATM locator
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「華南銀行+」APP獨具特色 ※只要您是華南銀行網路銀行客戶,即可使用網路銀行簽入代號及密碼,登入「華南銀行+」APP。如您是第一次登入行動銀行,須線上完成第一次開通程序。 ※帳務查詢:臺幣/外幣存款餘額總覽、臺外幣活存明細查詢、交換票據扣帳失敗查詢、貸款餘額查詢、信用卡消費明細查詢等。 ※轉帳服務:臺幣即時/預約轉帳(包括約定/非約定)、預約轉帳查詢/取消、臺幣常用轉入帳號查詢/新增/修改、交易安控機制變更等。 ※信用卡服務:信用卡/簽帳金融卡總覽、近3期信用卡/簽帳金融卡帳單查詢、線上繳付本行信用卡/簽帳金融卡費、信用卡紅利折現兌換/查詢等、線上申請信用卡、信用卡線上調額、信用卡分期服務。 ※信託理財:投資組合淨值查詢、基金申購/贖回/轉換/變更/解除交易、基金投資總覽、基金投資明細等、優利通、目標理財帳戶、圓夢錢包。 ※黃金存摺:黃金總覽、餘額/交易明細查詢、買進/回售、定期定額申購/變更/終止等。 ※外匯專區:結購/結售、外匯活存轉帳/活存轉定存、購買外幣現鈔暨旅行支票、外匯定存查詢暨變更等。 ※多元理財資訊:國際股匯市/台灣股市/各類基金資訊查詢、利率/匯率看板、黃金存摺牌告、貸款本息試算等,提供隨身理財資訊。 ※客戶服務:結合GPS定位,隨時隨地查詢臨近信用卡特店優惠,也提供臨近分行及ATM據點查詢。 ※快速登入專區 ※華銀支付 ※ APP使用權限說明 1. 麥克風:APP網路客服音訊功能需使用該權限。 2. 位置:使用服務據點功能需使用該權限。 3. 相機:使用華銀支付掃描 QRCode 功能需使用該權限。 4. 照片:使用華銀支付及儲存存摺封面功能需使用該權限。 5. 語音辨識:APP網路客服文字將語音轉為文字顯示在畫面上需使用該權限。 6. 生物辨識:APP使用快速登入需使用該權限。 7. 通知:APP通知中心推播訊息需使用該權限。 8. 網路:APP執行時網路連線資料傳輸需使用。 9. 儲存空間:讀取登入頁勾選記住功能之設定資料檔需使用該權限。 10. 電話:客服專線撥打電話功能需使用該權限。 11. 聯絡人:手機門號轉帳讀取通訊錄之電話號碼需使用該權限。 當您下載此App時,即代表您已詳閱並同意本行「隱私權保護聲明」。 【隱私權保護聲明】https://hncb.tw/83t8sp/ 提醒您:為確保您的帳務及交易安全,請於行動裝置安裝防護軟體。
Screenshots
Verdict
The clearest difference is update cadence: 國泰世華網路銀行CUBE at fortnightly against 華南銀行+'s monthly. 國泰世華網路銀行CUBE also leads on review sentiment (35% vs 27%). 華南銀行+'s advantage is iOS requirement (13.0 vs 15.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for 國泰世華網路銀行CUBE against 4.7 for 華南銀行+. Both are backed by a comparable volume of ratings — 1.8K and 1.3K respectively. Written reviews are what separate them: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 27% of 華南銀行+'s.
國泰世華網路銀行CUBE ships an update fortnightly, 華南銀行+ monthly. The most recent releases landed on September 26, 2026 and September 22, 2026 respectively.
| Parameter | 國泰世華網路銀行CUBE | 華南銀行+ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (1.8K ratings) — better | 4.7 (1.3K ratings) |
| Positive reviews | 35.1% of reviews — better | 26.7% of reviews |
| Number of ratings | 1.8K — better | 1.3K |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 349 MB | 175 MB |
| Age rating | 4+ | 4+ |
| Developer | Cathay United Bank | Hua Nan Commercial Bank |
Customer experience
國泰世華網路銀行CUBE
華南銀行+
Bugs and requests
國泰世華網路銀行CUBE
Not enough reviews yet to summarise bugs or requests.
華南銀行+
Reported bugs
3 issues- Unable to log in or access account
- App freezes or crashes on launch
- Incompatible with newer iOS versions
Requested features
2 requests- Allow changing app language
- Improve user experience for overseas users
In-app purchases
國泰世華網路銀行CUBE
No in-app purchases
華南銀行+
No in-app purchases








