Comparison

國泰世華網路銀行CUBE vs 國泰優惠CUBE Rewards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰世華網路銀行CUBE

This app provides secure digital banking services, allowing users to manage accounts, make transfers, and view transaction details. It offers quick login, exchange rate inquiries, and credit card management, all protected by advanced security features for peace of mind.

Highlights
  • Quick login
  • Account inquiry (NTD & FCY)
  • Transfers (NTD & FCY)
  • FCY trading
  • Exchange rate inquiry
  • Credit card management
  • Two-step verification
Features
Read full description

CUB’s CUBE App utilizes digital data to ensure security of your accounts. With the app, you can make well-informed financial decisions and access financial services anytime, anywhere, all with peace of mind. 〔The English version offers〕 . Quick login . NTD account inquiry . NTD transfer . FCY account inquiry . FCY transfer . FCY trading . Exchange rate inquiry . Credit card transaction details inquiry . Credit card statements inquiry and payments . Credit card (CUBE Card) rewards category switch 〔Security〕 . Protects accounts with two-step verification . Safeguards login security with FIDO authentication . Enhances transaction security with transaction verification codes CUBE App - your key to simplicity Download the CUBE App and explore our refreshed digital financial services firsthand! With much more to come! ------------------------------------ . For more information, please visit us at: https://cathaybk.tw/23EAZ44L1 . To ensure your account security, please install security software on your mobile device. . To improve your mobile phone system security, please regularly check and upgrade your operating system to the latest version. . By downloading this application, you acknowledge that you have read and agreed to our “User Privacy Terms.” . 〔User Privacy Terms〕https://www.cathaybk.com.tw/cathaybk/personal/news/announcement/info/instructions_iOS/ . Cathay United Bank Headquarter Address: No. 7, Songren Road, Taipei City

About

國泰優惠CUBE Rewards

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

Highlights
  • Accumulate and redeem Tree Points
  • Complete tasks for bonus points
  • Manage credit card services
  • Access exclusive member offers
  • View spending alerts
  • Earn points through events
Read full description

Discover Cathay CUBE Rewards, the app that understands your lifestyle and financial needs. We’re dedicated to enhancing your points experience, helping you enjoy a high-quality life with just a tap! Key Features: Tree Points: Accumulate Tree Points, which are equivalent to cash, and redeem them for a wide range of rewards. Enjoy easy and flexible ways to earn and use your points. Tasks Wall: Participate in fun and easy tasks to earn Tree Points. Complete tasks during events to unlock rewards and discover tips to boost your points. Card Services: Access convenient services such as cardholder event registration, credit card applications, and spending alerts. Stay updated on your credit card points and manage your rewards effortlessly. Exclusive Offers: Enjoy member-only surprises, discounts, and special promotions. Don’t miss out on curated deals and exclusive offers just for you! Download Cathay CUBE Rewards now and start enjoying a smarter, more rewarding lifestyle! Privacy Policy: Location: To display local weather. Biometric Identification: For quick login and secure transaction verification. Camera: To take personal photos. Photo Album: To import personal photos. Notifications: To receive important updates and messages. Calendar: To set reminders for point expirations. Privacy Policy: By downloading and registering with Cathay CUBE Rewards, you agree to our privacy policy. Permissions: Manage app permissions and settings as needed, including disabling features or removing access. For optimal security, install protective software on your mobile device and ensure your operating system is up to date. By downloading this app, you acknowledge that you have read and agreed to the "Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards." Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards: https://myrewards-app.com.tw/term.html Cathay Financial Holdings Address : No. 296, Sec. 4, Ren’ai Rd., Da’an Dist., Taipei City

Screenshots

國泰世華網路銀行CUBE4 screens
國泰優惠CUBE Rewards4 screens

Verdict

The call

國泰世華網路銀行CUBE and 國泰優惠CUBE Rewards both sit at 4.8 stars, but that hides the real split: 91% of 國泰優惠CUBE Rewards's written reviews are positive against 35% of 國泰世華網路銀行CUBE's. 國泰世華網路銀行CUBE's advantage is monetization model (free vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for 國泰世華網路銀行CUBE against 4.7 for 國泰優惠CUBE Rewards. Both are backed by a comparable volume of ratings — 1.8K and 879 respectively. Written reviews are what separate them: 35% of 國泰世華網路銀行CUBE's written reviews are positive against 91% of 國泰優惠CUBE Rewards's.

UpkeepUpdate frequency

國泰世華網路銀行CUBE ships an update fortnightly, 國泰優惠CUBE Rewards every 3 weeks. The most recent releases landed on September 23, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
國泰世華網路銀行CUBE versus 國泰優惠CUBE Rewards: the parameters behind the verdict, then further details
Parameter國泰世華網路銀行CUBE國泰優惠CUBE Rewards
PriceFreeFree
Rating4.8 (1.8K ratings) — better4.7 (879 ratings)
Positive reviews35.1% of reviews91.4% of reviews — better
Number of ratings1.8K — better879
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size349 MB118 MB
Age rating4+4+
DeveloperCathay United BankCathay Financial Holdings

Customer experience

國泰世華網路銀行CUBE

All ratings1,801 ratings
Positive94.8%
Neutral1.7%
Negative3.5%
Written reviews148 reviews
Positive35.1%
Neutral9.5%
Negative55.4%

國泰優惠CUBE Rewards

All ratings867 ratings
Positive93.4%
Neutral2.7%
Negative3.9%
Written reviews35 reviews
Positive91.4%
Neutral0.0%
Negative8.6%

Bugs and requests

國泰世華網路銀行CUBE

Not enough reviews yet to summarise bugs or requests.

國泰優惠CUBE Rewards

Reported bugs

3 issues
  • App crashes and force closes after updates
  • Login button becomes unresponsive
  • Technical issues with no resolution from support team

Requested features

4 requests
  • Integrate points app into main Cathay Bank app
  • Improve event win probability rates
  • Better visibility of registered activity status history
  • Enhanced customer support for technical issues

In-app purchases

None

國泰世華網路銀行CUBE

No in-app purchases

None

國泰優惠CUBE Rewards

No in-app purchases

Questions

Is 國泰世華網路銀行CUBE free?
國泰世華網路銀行CUBE is free to download, with no in-app purchases.
Is 國泰優惠CUBE Rewards free?
國泰優惠CUBE Rewards is free to download, with no in-app purchases.
Which has better reviews, 國泰世華網路銀行CUBE or 國泰優惠CUBE Rewards?
國泰世華網路銀行CUBE is rated higher. 國泰世華網路銀行CUBE averages 4.8 out of 5 from 1.8K ratings, while 國泰優惠CUBE Rewards averages 4.7 from 879 ratings.
Do 國泰世華網路銀行CUBE or 國泰優惠CUBE Rewards have ads?
Neither 國泰世華網路銀行CUBE nor 國泰優惠CUBE Rewards shows ads.
Which is updated more often, 國泰世華網路銀行CUBE or 國泰優惠CUBE Rewards?
國泰世華網路銀行CUBE ships an update fortnightly, and 國泰優惠CUBE Rewards every 3 weeks. Most recently, 國泰世華網路銀行CUBE was updated on September 23, 2026 and 國泰優惠CUBE Rewards on September 21, 2026.

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