Comparison

國泰優惠CUBE Rewards vs Fubon+ 台北富邦行動銀行

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

國泰優惠CUBE Rewards

Enhance your points experience and enjoy a high-quality life with this app. Accumulate points equivalent to cash, redeem them for rewards, and participate in fun tasks to earn more. Access card services, receive exclusive offers, and manage your rewards effortlessly.

Highlights
  • Accumulate and redeem Tree Points
  • Complete tasks for bonus points
  • Manage credit card services
  • Access exclusive member offers
  • View spending alerts
  • Earn points through events
Read full description

Discover Cathay CUBE Rewards, the app that understands your lifestyle and financial needs. We’re dedicated to enhancing your points experience, helping you enjoy a high-quality life with just a tap! Key Features: Tree Points: Accumulate Tree Points, which are equivalent to cash, and redeem them for a wide range of rewards. Enjoy easy and flexible ways to earn and use your points. Tasks Wall: Participate in fun and easy tasks to earn Tree Points. Complete tasks during events to unlock rewards and discover tips to boost your points. Card Services: Access convenient services such as cardholder event registration, credit card applications, and spending alerts. Stay updated on your credit card points and manage your rewards effortlessly. Exclusive Offers: Enjoy member-only surprises, discounts, and special promotions. Don’t miss out on curated deals and exclusive offers just for you! Download Cathay CUBE Rewards now and start enjoying a smarter, more rewarding lifestyle! Privacy Policy: Location: To display local weather. Biometric Identification: For quick login and secure transaction verification. Camera: To take personal photos. Photo Album: To import personal photos. Notifications: To receive important updates and messages. Calendar: To set reminders for point expirations. Privacy Policy: By downloading and registering with Cathay CUBE Rewards, you agree to our privacy policy. Permissions: Manage app permissions and settings as needed, including disabling features or removing access. For optimal security, install protective software on your mobile device and ensure your operating system is up to date. By downloading this app, you acknowledge that you have read and agreed to the "Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards." Terms and Conditions (including Privacy Protection Statement) of CUBE Rewards: https://myrewards-app.com.tw/term.html Cathay Financial Holdings Address : No. 296, Sec. 4, Ren’ai Rd., Da’an Dist., Taipei City

About

Fubon+ 台北富邦行動銀行

Manage all your financial needs in one place with this intelligent banking app. It offers a simple, intuitive interface for credit cards, insurance, investments, and more, with smart insights and enhanced security features.

Highlights
  • Intuitive and simple card-style interface
  • All-in-one financial management (cards, insurance, investments)
  • Smart financial insights and recommendations
  • Multi-layer authentication and transaction security
  • Seamless overseas account inquiry
  • Flexible transfers, payments, and collections
  • Personalized notifications and digital assistant
Features
Read full description

Fubon+ Taipei Fubon Mobile Banking An intelligent finance app that brings together • simplicity • intuitiveness • personalization 》》》Download now and start your smarter banking journey. 《《《 「Three Key Features 」 【Intuitive & Simple Interface】Card-style visual design combined with personalized settings for easy use Quick Search Across the App|Use popular keywords and recently used features to quickly find the services you need Font Size Settings|Five font size options to suit all reading preferences for a clearer experience 【All-in-One Financial Services】Manage credit cards, insurance, investments, and securities—all in one place Credit/Debit Cards|Apply online, flexible installment plans, reward redemption, and instant cash advances Online Insurance|Choose from popular insurance plans with fast and convenient application Funds/Investments|Track investment performance and manage finances anytime, 24/7 Securities Assets|Organized data, investment learning, and easy setup for regular Taiwan stock investments 【Smart Insights Made for You】From global financial trends to personal spending habits, intelligent analysis provides real-time recommendations — Five Advanced Services — Security Upgrade +《Multi-layer authentication for enhanced protection Account Security|Security center monitors your account, device, and software to protect your assets Transaction Security|Lock your card instantly; biometric authentication replaces SMS OTP for safer, more convenient payments Wealth Enhancement +《Comprehensive analysis of assets, liabilities, investments, and spending Financial Insights|Access diverse market information to understand trends and select suitable products Loan Services|Integrated information for personal and mortgage loans—application, repayment, and inquiry Overseas Account Inquiry|Switch seamlessly between Taiwan, Hong Kong, and Singapore to track cross-border assets in real time Convenience Upgrade +《Faster, easier transfers, payments, and collections Deposits / FX / Transfers|Flexible financial services available anytime Bill / Fee / Tax Payments|Pay and review all daily expenses in one place—no more running around Fubon Wallet|Turn your phone into a wallet—scan to pay anytime Smart Upgrade +《Smart analysis to help you plan your finances Personalized Notifications|Receive tailored information based on your preferences Digital Assistant|Exclusive chatbot “Bonnie” to quickly resolve your questions Care Upgrade +《Customizable alerts so you never miss important updates or offers Notifications|Enable alerts with one tap for real-time, secure account updates Offers Hub|Get the latest promotions and free online course information Open Fubon+ and fast-track your daily life Fubon+ understands your needs—download now to unlock your smart financial evolution Notice: If you have any questions, please contact us at our 24-hour service hotline: +886-2-8751-6665. To provide a better user experience, we use cookies and similar technologies to understand user behavior. Taipei Fubon Bank reminds you to install security software and keep your mobile operating system updated for enhanced device protection. By downloading this app, you acknowledge and agree to how we collect and use your personal and related data. Taipei Fubon Mobile Banking Personal Data Protection Statement: https://tfb.tw/6gzp4a

Screenshots

國泰優惠CUBE Rewards4 screens
Fubon+ 台北富邦行動銀行4 screens

Verdict

The call

國泰優惠CUBE Rewards and Fubon+ 台北富邦行動銀行 both sit at 4.7 stars, but that hides the real split: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 39% of Fubon+ 台北富邦行動銀行's. 國泰優惠CUBE Rewards also leads on ratings volume (902 vs 256). Fubon+ 台北富邦行動銀行's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for 國泰優惠CUBE Rewards against 4.6 for Fubon+ 台北富邦行動銀行. Both are backed by a comparable volume of ratings — 902 and 256 respectively. Written reviews are what separate them: 83% of 國泰優惠CUBE Rewards's written reviews are positive against 39% of Fubon+ 台北富邦行動銀行's.

UpkeepUpdate frequency

國泰優惠CUBE Rewards ships an update every 3 weeks, Fubon+ 台北富邦行動銀行 monthly. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
國泰優惠CUBE Rewards versus Fubon+ 台北富邦行動銀行: the parameters behind the verdict, then further details
Parameter國泰優惠CUBE RewardsFubon+ 台北富邦行動銀行
PriceFreeFree
Rating4.7 (902 ratings) — better4.6 (256 ratings)
Positive reviews83.5% of reviews — better39.3% of reviews
Number of ratings902 — better256
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size114 MB109 MB
Age rating4+4+
Developer國泰金融集團Taipei Fubon Bank

Customer experience

國泰優惠CUBE Rewards

All ratings899 ratings
Positive93.8%
Neutral2.6%
Negative3.7%
Written reviews103 reviews
Positive83.5%
Neutral4.9%
Negative11.7%

Fubon+ 台北富邦行動銀行

All ratings256 ratings
Positive92.2%
Neutral2.0%
Negative5.9%
Written reviews89 reviews
Positive39.3%
Neutral19.1%
Negative41.6%

User reviews

國泰優惠CUBE Rewards

From 902 App Store ratings

What we love

  • 👍 User-friendly and intuitive interface
  • 🎁 Abundant activities and promotional offers
  • 🔄 Easy points/rewards redemption system
  • 📱 Clean and well-organized layout
  • ⚡ Convenient coupon and event access

Room to improve

  • 🐛 App crashes and freezes after updates
  • 🔐 Login button unresponsive
  • ❓ Unclear activity descriptions and mechanics
  • 🔀 Fragmented experience (separate points app from main banking app)
  • 🎲 Low winning probability in promotional events

Fubon+ 台北富邦行動銀行

From 256 App Store ratings

What we love

  • 👍 Modern and fluid interface
  • 👍 Improved user experience
  • 👍 Intuitive and clear information
  • 👍 Progress in the right direction

Room to improve

  • 🐌 Extremely slow loading times
  • 🐌 Frequent connection issues
  • 🐌 Difficult to use abroad
  • 🐌 Outdated UI/UX design
  • 🐌 Poor visual hierarchy

Bugs and requests

國泰優惠CUBE Rewards

Reported bugs

3 issues
  • App crashes and force closes after updates
  • Login button becomes unresponsive
  • Technical issues with no resolution from support team

Requested features

4 requests
  • Integrate points app into main Cathay Bank app
  • Improve event win probability rates
  • Better visibility of registered activity status history
  • Enhanced customer support for technical issues

Fubon+ 台北富邦行動銀行

Reported bugs

9 issues
  • Unable to connect
  • App crashes intermittently
  • Cannot display real-time credit card transactions
  • Credit card details not up-to-date
  • Cannot operate abroad
Show 4 more
  • Login issues
  • App malfunction
  • Foreign currency exchange issues
  • Unable to link with Jih-Bao e-handheld

Requested features

6 requests
  • Add English interface
  • Allow copy-pasting passwords from password managers
  • Support two-factor authentication apps
  • Link with Jih-Bao e-handheld
  • Highlight transfer amount prompt
Show 1 more
  • Remove unnecessary service cards from the main screen

In-app purchases

None

國泰優惠CUBE Rewards

No in-app purchases

None

Fubon+ 台北富邦行動銀行

No in-app purchases

Questions

Is 國泰優惠CUBE Rewards free?
國泰優惠CUBE Rewards is free to download, with no in-app purchases.
Is Fubon+ 台北富邦行動銀行 free?
Fubon+ 台北富邦行動銀行 is free to download, with no in-app purchases.
Which has better reviews, 國泰優惠CUBE Rewards or Fubon+ 台北富邦行動銀行?
國泰優惠CUBE Rewards is rated higher. 國泰優惠CUBE Rewards averages 4.7 out of 5 from 902 ratings, while Fubon+ 台北富邦行動銀行 averages 4.6 from 256 ratings.
Do 國泰優惠CUBE Rewards or Fubon+ 台北富邦行動銀行 have ads?
Neither 國泰優惠CUBE Rewards nor Fubon+ 台北富邦行動銀行 shows ads.
Which is updated more often, 國泰優惠CUBE Rewards or Fubon+ 台北富邦行動銀行?
國泰優惠CUBE Rewards ships an update every 3 weeks, and Fubon+ 台北富邦行動銀行 monthly. Most recently, 國泰優惠CUBE Rewards was updated on October 29, 2026 and Fubon+ 台北富邦行動銀行 on October 31, 2026.

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