Comparison

VFX Financial vs Payoma

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

VFX PLC

About

VFX Financial

Features

Read full description

View and manage your business finances from anywhere. The VFX Financial app gives complex organisations direct access to their accounts, payments, and foreign exchange, all in one place. Approve payments on the go Review, create and authorise payments quickly and securely, without needing to be on your desktop device. Book FX trades Access VFX's foreign exchange capabilities and book trades directly from your mobile. Multi-currency accounts & banking View balances, monitor transactions, and manage your money across currencies. Robust security Secure login with biometric authentication, Face ID and Touch ID supported. VFX Financial is authorised and regulated by the UK Financial Conduct Authority (FRNs 592260 and 900530). VFX Financial DIFC Limited is regulated by the Dubai Financial Services Authority (F010820). VFX Financial Canada Inc. is registered with FINTRAC (M15149166) and as a Money Services Business in Québec (No. 21165). Learn more at vfxfinancial.com.

About

Payoma

Features

Read full description

Payoma is a digital payment solutions provider. We offer instant, safe and convenient payment services across the globe for individuals and businesses.

Screenshots

VFX Financial4 screens

Payoma4 screens

Verdict

The call

VFX Financial and Payoma are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

VFX Financial ships an update every 4 weeks, Payoma every 6 weeks. The most recent releases landed on August 6, 2026 and September 26, 2026 respectively.

ScorecardNo meaningful differences

VFX Financial versus Payoma: the parameters behind the verdict, then further details
Parameter	VFX Financial	Payoma
Price	Free	Free
Update frequency	Every 4 weeks — better	Every 6 weeks
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad — better	iPhone
Requires iOS	16.0 — better	16.4
Further details — not scored
Size	71 MB	58 MB
Age rating	4+	12+
Developer	VFX PLC	Payoma Limited

In-app purchases

None

VFX Financial

No in-app purchases

None

Payoma

No in-app purchases

Questions

Is VFX Financial free?

VFX Financial is free to download, with no in-app purchases.

Is Payoma free?

Payoma is free to download, with no in-app purchases.

Do VFX Financial or Payoma have ads?

Neither VFX Financial nor Payoma shows ads.

Which is updated more often, VFX Financial or Payoma?

VFX Financial ships an update every 4 weeks, and Payoma every 6 weeks. Most recently, VFX Financial was updated on August 6, 2026 and Payoma on September 26, 2026.