AffinityPlus vs CIBC Caribbean My Rewards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AffinityPlus
Manage your credit union accounts conveniently and securely on the go. Perform transactions, view history, and check rates anytime, anywhere. This service is free for all enrolled members.
- Check account balances
- View transaction history
- Transfer funds
- Pay bills
- View cleared checks
- Get current rates
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Access your AffinityPlus Credit Union accounts 24/7 from anywhere with AffinityPlus SMARTNet Mobile Banking. It's Fast, Secure, and Free for all AffinityPlus members who are enrolled in our Internet banking service! With SMARTNet Mobile Banking you can: Check Account Balances View Transaction History View Cleared Checks Transfer Funds Pay Bills Get Current Rates And More! Available to all AffinityPlus Internet Banking users, SMARTNet Mobile Banking uses the same industry standard security technologies as our online banking. Simply use your AffinityPlus Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at Barbados Workers' Union Co-Operative Credit Union to enroll. Experience the convenience of AffinityPlus SMARTNet Mobile Banking today. Download the app and take us with you wherever you go!
CIBC Caribbean My Rewards
This digital loyalty program allows users to earn and redeem miles for travel, everyday purchases, and recurring payments. It offers advanced features like split payments and contactless transactions, transforming rewards into a digital currency for global use.
- Redeem miles for travel and purchases worldwide
- Digital currency for rewards
- Contactless payments via e-wallets
- Split payments and miles purchase
- Instant funds for travel mishaps
- 24/7 smart agent support
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CIBC Caribbean My Rewards is an exclusive benefit for customers of participating banks. It is more than a loyalty program—it's a world of endless possibilities to earn, redeem and get unparalleled benefits on the go. CIBC Caribbean My Rewards is a 100%-digital experience like no other, offering a wide marketplace to redeem miles for travel, everyday purchases, recurring payments, and a lot more. It also allows for advanced capabilities like split payments, miles purchase and contactless payments among others, all integrated into a user-friendly, seamless solution. Through the Miles Digital Card, your rewards become a digital currency (Miles) that allows you to shop for anything you want, whenever you want. To start doing so, simply add the Miles Digital Card to any major e-wallet (Google Pay, Apple Pay, Samsung Pay, PayPal, etc.) and use it to complete payment transactions, either online or contactless in store. With CIBC Caribbean My Rewards, you can now... * Redeem your miles at 100+ million merchants worldwide, online or in store via contactless * Redeem miles at over 28 million travel deals including airlines, hotels and car rentals. * Redeem your miles to travel flex, with 100% changeable reservations. * Book flights with no seat restrictions or blackout dates * Get instant funds directly on your Miles Digital Card for mishaps like flight delays, lost or delayed baggage, medical expenses and a lot more * International medical assistance and COVID-19 protection * Up to 3X upperMiles for redeeming your miles on travel within CIBC Caribbean My Rewards * Not enough miles to travel? Don't worry! Combine your miles with your credit card. Got a question? CIBC Caribbean My Rewards is a 100% digital experience. Reach out to alle, our smart agent, and get answers 24/7 from the app or web, via WhatsApp, iMessage or Facebook Messenger.
Screenshots
Verdict
The clearest difference is rating: CIBC Caribbean My Rewards at 4.7 against AffinityPlus's 3.5. CIBC Caribbean My Rewards also leads on ratings volume (299 vs 6). AffinityPlus's advantage is iOS requirement (13 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CIBC Caribbean My Rewards holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: CIBC Caribbean My Rewards has 299 ratings behind it against 6, so its average is the more settled of the two.
AffinityPlus ships an update every 2 months, CIBC Caribbean My Rewards every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | AffinityPlus | CIBC Caribbean My Rewards |
|---|---|---|
| Price | Free | Free |
| Rating | 3.5 (6 ratings) | 4.7 (299 ratings) — better |
| Positive reviews | — | 82.4% of reviews |
| Number of ratings | 6 | 299 — better |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13 — better | 15.0 |
| Further details — not scored | ||
| Size | 9 MB | 172 MB |
| Age rating | 4+ | 4+ |
| Developer | Barbados Workers Union Co Operative Credit Union Ltd | UpperClub Inc |
Customer experience
AffinityPlus
CIBC Caribbean My Rewards
Bugs and requests
AffinityPlus
Not enough reviews yet to summarise bugs or requests.
CIBC Caribbean My Rewards
Reported bugs
3 issues- 🐛 Login via chat box is difficult
- 🐛 App crashes (implied by negative reviews)
- 🐛 Incomprehensible graphs for point tracking
Requested features
6 requests- Normal, easy-to-use interface instead of chat
- Clear breakdown of how many points will expire
- Details on using points for other products/services and cost per dollar
- Clearer point translation to real-world money
- Improved point tracking with fixed dates or better graphs
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- Disclosure of service charges for using points
In-app purchases
AffinityPlus
No in-app purchases
CIBC Caribbean My Rewards
No in-app purchases
Questions
Is AffinityPlus free?
Is CIBC Caribbean My Rewards free?
Which has better reviews, AffinityPlus or CIBC Caribbean My Rewards?
Do AffinityPlus or CIBC Caribbean My Rewards have ads?
Which is updated more often, AffinityPlus or CIBC Caribbean My Rewards?
Other comparisons
