Co vs AffinityPlus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Co
Manage your finances with a sleek, secure digital banking app. Control your cards, set travel alerts, and receive real-time notifications for all account activity. Enjoy fast transfers, bill payments, and 24/7 access with enhanced security features.
- Card Controls (lock/unlock)
- Travel Notifications
- Real-Time Account Alerts
- Fast Transfers & Bill Payments
- Biometric & Two-Factor Authentication
- 24/7 Account Access
Read full descriptionHide full description
Experience the new era of digital banking with Co-Optima by BPWCCUL—built for your lifestyle, your schedule, and your security. With a sleek new design and powerful features, Co-Optima puts you in control of your finances anytime, anywhere. Top Features: • Card Controls: Instantly lock and unlock your card for added security • Travel Notifications: Set alerts for worry-free banking abroad • Real-Time Alerts: Stay up-to-date on all account activity • Fast Transfers & Bill Payments: Move money quickly and easily • Enhanced Security: Biometric login, two-factor authentication & fraud protection • 24/7 Account Access: Manage your money wherever life takes you Whether you’re checking your balance, paying bills, or transferring funds, Co-Optima makes it seamless. Download now and experience banking reimagined.
AffinityPlus
Manage your credit union accounts conveniently and securely on the go. Perform transactions, view history, and check rates anytime, anywhere. This service is free for all enrolled members.
- Check account balances
- View transaction history
- Transfer funds
- Pay bills
- View cleared checks
- Get current rates
Read full descriptionHide full description
Access your AffinityPlus Credit Union accounts 24/7 from anywhere with AffinityPlus SMARTNet Mobile Banking. It's Fast, Secure, and Free for all AffinityPlus members who are enrolled in our Internet banking service! With SMARTNet Mobile Banking you can: Check Account Balances View Transaction History View Cleared Checks Transfer Funds Pay Bills Get Current Rates And More! Available to all AffinityPlus Internet Banking users, SMARTNet Mobile Banking uses the same industry standard security technologies as our online banking. Simply use your AffinityPlus Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at Barbados Workers' Union Co-Operative Credit Union to enroll. Experience the convenience of AffinityPlus SMARTNet Mobile Banking today. Download the app and take us with you wherever you go!
Screenshots
Verdict
The clearest difference is rating: Co at 4.7 against AffinityPlus's 3.5. Co also leads on ratings volume (1.8K vs 6). AffinityPlus's advantage is update cadence (every 2 months vs every 4 months) and iOS requirement (13 vs 16). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Co holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: Co has 1.8K ratings behind it against 6, so its average is the more settled of the two.
Co ships an update every 4 months, AffinityPlus every 2 months. The most recent releases landed on October 12, 2026 and September 28, 2026 respectively.
| Parameter | Co | AffinityPlus |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.8K ratings) — better | 3.5 (6 ratings) |
| Positive reviews | 57.1% of reviews | — |
| Number of ratings | 1.8K — better | 6 |
| Update frequency | Every 4 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 16 | 13 — better |
| Further details — not scored | ||
| Size | 27 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | Barbados Public Workers' Co-operative Credit Union Limited | Barbados Workers Union Co Operative Credit Union Ltd |
Customer experience
Co
AffinityPlus
Bugs and requests
Co
Reported bugs
3 issues- Randomly prompts to enroll as new user
- Unable to make RTP transfers
- Unable to access account after update
Requested features
3 requests- View account number in app
- Add payees for frequent transfers
- Transfer money with email or phone number
AffinityPlus
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Co
No in-app purchases
AffinityPlus
No in-app purchases
Questions
Is Co free?
Is AffinityPlus free?
Which has better reviews, Co or AffinityPlus?
Do Co or AffinityPlus have ads?
Which is updated more often, Co or AffinityPlus?
Other comparisons
