Free

Details

  • Released
  • Updated
  • August 22, 2014
  • June 9, 2026
Co-Optima Mobile screenshot #1 for iPhone
Co-Optima Mobile screenshot #2 for iPhone
Co-Optima Mobile screenshot #3 for iPhone
Co-Optima Mobile screenshot #4 for iPhone
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About

Manage your finances with a sleek, secure digital banking app. Control your cards, set travel alerts, and receive real-time notifications for all account activity. Enjoy fast transfers, bill payments, and 24/7 access with enhanced security features.

Card Controls (lock/unlock)
Travel Notifications
Real-Time Account Alerts
Fast Transfers & Bill Payments
Biometric & Two-Factor Authentication
24/7 Account Access
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What users say

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What's New in Co

5.16.114

June 9, 2026

* Members are now able to opt in to receive an OTP on every login * Shares will show the Available Balance as the primary bold balance, while Loans will now show the Ledger Balance as the primary bold balance * Members can now add other members as Payees for transfers using PayKeys

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User reviews

Rtp

Unable to make rtp transfers

Seriously?

We thought it was a good idea to have a link to statements that cannot be downloaded? Why is this app so bad? I mean every time I think it can’t be worst you try to access a new ‘feature’ that doesn’t work and you realize the app is as bad as it gets

Issue

After the lastest update the app randomly keeps promoting me to enroll “if it’s my 1st time” which it isn’t i have to constantly close the app and reload for that screen to move and allow me to login usually

New Online Mobile App

This newly updated system was very easy and user friendly. Quick and now with added security sign in verification. Awesome! Keep up the great work!

Face ID needs an update

app is good but face ID is inconsistent the older version was consistent

User experience

🐞

Reported Bugs

3 issues

Randomly prompts to enroll as new user

Bug

Unable to make RTP transfers

Bug

Unable to access account after update

Bug

Requested Features

3 requests

View account number in app

Feature

Add payees for frequent transfers

Feature

Transfer money with email or phone number

Feature

FAQ

What does Co-Optima Mobile do?

Co-Optima Mobile is a digital banking application designed to provide users with secure and convenient access to their finances. It allows for managing accounts, performing transactions, and enhancing card security.

What are the key features of Co-Optima Mobile?

Key features include instant card controls to lock and unlock cards, travel notifications for international banking, real-time alerts for account activity, fast transfers and bill payments, enhanced security with biometric login and two-factor authentication, and 24/7 account access.

Is Co-Optima Mobile free to use?

Based on the provided information, the app is available for free. There are no mentions of subscription fees, in-app purchases, or advertisements, indicating a free service for users.

How does Co-Optima Mobile enhance security?

Security is a primary focus, with features like biometric login (e.g., fingerprint or facial recognition), two-factor authentication for added layers of verification, and robust fraud protection measures to safeguard user accounts and transactions.

Who is the target audience for this banking app?

This app is designed for individuals who want to manage their banking needs conveniently and securely from their mobile devices. It caters to users who value features like real-time alerts, card controls, and easy transaction capabilities.