Comparison

AffinityPlus vs Affinity Plus Youth Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AffinityPlus

Manage your credit union accounts conveniently and securely on the go. Perform transactions, view history, and check rates anytime, anywhere. This service is free for all enrolled members.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Pay bills
  • View cleared checks
  • Get current rates
Features
Read full description

Access your AffinityPlus Credit Union accounts 24/7 from anywhere with AffinityPlus SMARTNet Mobile Banking. It's Fast, Secure, and Free for all AffinityPlus members who are enrolled in our Internet banking service! With SMARTNet Mobile Banking you can: Check Account Balances
 View Transaction History View Cleared Checks Transfer Funds
 Pay Bills Get Current Rates
 And More! Available to all AffinityPlus Internet Banking users, SMARTNet Mobile Banking uses the same industry standard security technologies as our online banking. Simply use your AffinityPlus Internet Banking LoginID and Password. If you don't yet have a LoginID or Password just visit us at Barbados Workers' Union Co-Operative Credit Union to enroll. Experience the convenience of AffinityPlus SMARTNet Mobile Banking today. Download the app and take us with you wherever you go!

About

Affinity Plus Youth Banking

This app helps parents and children manage money together. Kids can learn about saving, request funds, and track chores, while parents can set goals, assign tasks, and monitor spending. It facilitates financial education and responsible money habits for young users.

Highlights
  • Send and receive money
  • Set savings goals
  • Track chores and payments
  • Educational videos on banking
  • Request money with notes
  • Parental spending limits
  • Freeze debit card
Features
Read full description

Welcome to Affinity Plus Youth Banking! Easily send money, view transactions, and track finances with our all-in-one app designed for parents and kids. It’s where your kids can learn about money and practice good habits, all with your help. What kids can do: • Set a savings goal and transfer money into it. • Watch short videos about how banking works, and how to be smart with money. • Send you requests for money, with a note about why they want it. • See your notes and reply to them, or just send a heartfelt emoji. • Transfer between their own Affinity Plus accounts, if they have more than one. • Keep track of their chores, and let you know when they’re done. • They can even send YOU money, if they need to pay you back. • Check their balance and see all their transactions. What parents can do: • Set a savings goal for your child, and watch their saving progress. • Watch short videos with tips on how to talk to your child about money, and how to use the app with them. • Request money from your child, and make it a practice loan with monthly payments, an interest rate, and due dates (late fees, too). • Include notes to your child when you transfer to them, or when you say no to their requests. • Set spending limits for them. • Assign chores, track progress, and pay when they’re done. • Freeze their debit card. • Check their balance and see all their transactions. • One parent can link to multiple kids in the app. To get the app: 1. First, both you and your child need: • Your own mobile phones with separate phone numbers (for multi-factor authentication) • Your own separate email addresses (to register for the app) • Affinity Plus memberships If your child doesn't have a membership yet, you can open one over video banking, or at one of our branches. Please note that we’ll ask for a copy of your child’s birth certificate. 2. You’ll both download the Affinity Plus Youth Banking app to your devices. 3. The parent should register first, then the child – and both should do it on their own phones. 4. It helps to have both devices handy when you register, because your child will need a Parent Code from you. 5. Then get ready for easy transfers, and even better – good talks about money!

Screenshots

AffinityPlus4 screens
Affinity Plus Youth Banking4 screens

Verdict

The call

The clearest difference is rating: Affinity Plus Youth Banking at 4.6 against AffinityPlus's 3.5. Affinity Plus Youth Banking also leads on ratings volume (117 vs 6). AffinityPlus's advantage is iOS requirement (13 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Affinity Plus Youth Banking holds the better App Store score, 4.6 against 3.5. That said, the two scores are not equally well evidenced: Affinity Plus Youth Banking has 117 ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

AffinityPlus ships an update every 2 months, Affinity Plus Youth Banking every 6 weeks. The most recent releases landed on September 28, 2026 and September 23, 2026 respectively.

Scorecard3 real differences · 6 level
AffinityPlus versus Affinity Plus Youth Banking: the parameters behind the verdict, then further details
ParameterAffinityPlusAffinity Plus Youth Banking
PriceFreeFree
Rating3.5 (6 ratings)4.6 (117 ratings) — better
Number of ratings6117 — better
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13 — better15.6
Further details — not scored
Size9 MB50 MB
Age rating4+4+
DeveloperBarbados Workers Union Co Operative Credit Union LtdAffinity Plus Federal Credit Union

Customer experience

AffinityPlus

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

Affinity Plus Youth Banking

All ratings117 ratings
Positive92.3%
Neutral0.0%
Negative7.7%

In-app purchases

None

AffinityPlus

No in-app purchases

None

Affinity Plus Youth Banking

No in-app purchases

Questions

Is AffinityPlus free?
AffinityPlus is free to download, with no in-app purchases.
Is Affinity Plus Youth Banking free?
Affinity Plus Youth Banking is free to download, with no in-app purchases.
Which has better reviews, AffinityPlus or Affinity Plus Youth Banking?
Affinity Plus Youth Banking is rated higher. AffinityPlus averages 3.5 out of 5 from 6 ratings, while Affinity Plus Youth Banking averages 4.6 from 117 ratings.
Do AffinityPlus or Affinity Plus Youth Banking have ads?
Neither AffinityPlus nor Affinity Plus Youth Banking shows ads.
Which is updated more often, AffinityPlus or Affinity Plus Youth Banking?
AffinityPlus ships an update every 2 months, and Affinity Plus Youth Banking every 6 weeks. Most recently, AffinityPlus was updated on September 28, 2026 and Affinity Plus Youth Banking on September 23, 2026.

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