Five Star CU vs CarCard
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Five Star CU
Manage all your financial accounts in one place, from any bank or credit union. Track transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Secure your finances with passcode and biometric login.
- Aggregate all financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View statements and find ATMs
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Five Star CU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Five Star CU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Five Star CU app, you must be enrolled as a Five Star CU digital banking user. Download the app to enroll.
CarCard
Easily manage your auto loan payments and stay up-to-date with your account. Make one-time or automatic payments, and access exclusive discounts and coupons. Registration with a participating auto lender is required.
- On-demand payments
- Automatic payment scheduling
- Account activity viewing
- Access to discounts and coupons
- Connects with auto lenders
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CarCard connects with your auto lender, making payments and staying current with your account a breeze. Make on-demand payments. Schedule automatic payments. View account activity. complementary access to thousands of discount and coupons CarCard is for participating auto lenders and their customers; registration is required.
Screenshots
Verdict
The clearest difference is rating: CarCard at 4.3 against Five Star CU's 4.0. CarCard also leads on monetization model (ad-supported vs free with in-app purchases). Five Star CU's advantage is review sentiment (69% vs 50%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CarCard holds the better App Store score, 4.3 against 4.0. Both are backed by a comparable volume of ratings — 29 and 10 respectively. Written reviews complicate that: 69% of Five Star CU's written reviews are positive against 50% of CarCard's, so the app with the better star average is not the one people write more warmly about.
Five Star CU ships an update monthly, CarCard every 6 weeks. The most recent releases landed on October 15, 2026 and October 9, 2026 respectively.
| Parameter | Five Star CU | CarCard |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (29 ratings) | 4.3 (10 ratings) — better |
| Positive reviews | 68.6% of reviews — better | 50.0% of reviews |
| Number of ratings | 29 — better | 10 |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 127 MB | 151 MB |
| Age rating | 4+ | 4+ |
| Developer | Five Star Credit Union | CarCard |
Customer experience
Five Star CU
CarCard
Bugs and requests
Five Star CU
Reported bugs
4 issues- App freezing and crashing
- Incorrect account balance display
- Authentication issues
- Inability to view check images and transaction details
Requested features
4 requests- Separate account transactions
- Ability to turn on/off debit card limits
- Faster transaction updates
- Improved app stability and performance
CarCard
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Five Star CU
No in-app purchases
CarCard
No in-app purchases
Questions
Is Five Star CU free?
Is CarCard free?
Which has better reviews, Five Star CU or CarCard?
Do Five Star CU or CarCard have ads?
Which is updated more often, Five Star CU or CarCard?
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