Comparison

Five Star CU vs CarCard

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Five Star CU

Manage all your financial accounts in one place, from any bank or credit union. Track transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Secure your finances with passcode and biometric login.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View statements and find ATMs
Features
Read full description

Five Star CU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Five Star CU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Five Star CU app, you must be enrolled as a Five Star CU digital banking user. Download the app to enroll.

About

CarCard

Easily manage your auto loan payments and stay up-to-date with your account. Make one-time or automatic payments, and access exclusive discounts and coupons. Registration with a participating auto lender is required.

Highlights
  • On-demand payments
  • Automatic payment scheduling
  • Account activity viewing
  • Access to discounts and coupons
  • Connects with auto lenders
Features
Read full description

CarCard connects with your auto lender, making payments and staying current with your account a breeze. Make on-demand payments. Schedule automatic payments. View account activity. complementary access to thousands of discount and coupons CarCard is for participating auto lenders and their customers; registration is required.

Screenshots

Five Star CU4 screens
CarCard4 screens

Verdict

The call

The clearest difference is rating: CarCard at 4.3 against Five Star CU's 4.0. CarCard also leads on monetization model (ad-supported vs free with in-app purchases). Five Star CU's advantage is review sentiment (69% vs 50%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CarCard holds the better App Store score, 4.3 against 4.0. Both are backed by a comparable volume of ratings — 29 and 10 respectively. Written reviews complicate that: 69% of Five Star CU's written reviews are positive against 50% of CarCard's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Five Star CU ships an update monthly, CarCard every 6 weeks. The most recent releases landed on October 15, 2026 and October 9, 2026 respectively.

Scorecard3 real differences · 7 level
Five Star CU versus CarCard: the parameters behind the verdict, then further details
ParameterFive Star CUCarCard
PriceFreeFree
Rating4.0 (29 ratings)4.3 (10 ratings) — better
Positive reviews68.6% of reviews — better50.0% of reviews
Number of ratings29 — better10
Update frequencyMonthly — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesAd-supported — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size127 MB151 MB
Age rating4+4+
DeveloperFive Star Credit UnionCarCard

Customer experience

Five Star CU

All ratings29 ratings
Positive75.9%
Neutral0.0%
Negative24.1%
Written reviews102 reviews
Positive68.6%
Neutral3.9%
Negative27.5%

CarCard

All ratings10 ratings
Positive70.0%
Neutral30.0%
Negative0.0%
Written reviews4 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

Bugs and requests

Five Star CU

Reported bugs

4 issues
  • App freezing and crashing
  • Incorrect account balance display
  • Authentication issues
  • Inability to view check images and transaction details

Requested features

4 requests
  • Separate account transactions
  • Ability to turn on/off debit card limits
  • Faster transaction updates
  • Improved app stability and performance

CarCard

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Five Star CU

No in-app purchases

None

CarCard

No in-app purchases

Questions

Is Five Star CU free?
Five Star CU is free to download, with no in-app purchases.
Is CarCard free?
CarCard is free to download, with no in-app purchases.
Which has better reviews, Five Star CU or CarCard?
CarCard is rated higher. Five Star CU averages 4.0 out of 5 from 29 ratings, while CarCard averages 4.3 from 10 ratings.
Do Five Star CU or CarCard have ads?
Neither Five Star CU nor CarCard shows ads.
Which is updated more often, Five Star CU or CarCard?
Five Star CU ships an update monthly, and CarCard every 6 weeks. Most recently, Five Star CU was updated on October 15, 2026 and CarCard on October 9, 2026.

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