Comparison

Five Star CU vs Keep the Change (d7243a)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Five Star CU

Manage all your financial accounts in one place, from any bank or credit union. Track transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Secure your finances with passcode and biometric login.

Highlights
  • Aggregate all financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View statements and find ATMs
Features
Read full description

Five Star CU is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with Five Star CU: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the Five Star CU app, you must be enrolled as a Five Star CU digital banking user. Download the app to enroll.

About

Keep the Change (d7243a)

Effortlessly split bills and track expenses from shared meals. Scan receipts with your camera, and the app automatically extracts items and prices to calculate individual totals. Share summaries easily for quick reimbursements.

Highlights
  • Instant receipt scanning
  • Automatic item and price detection
  • Easy item assignment
  • Handles tax and tips
  • Per-person summaries
  • Share results for reimbursement
Features
Read full description

Keep The Change Quickly scan receipts and split shared meals fairly — no more awkward math at the table. Snap a photo of the receipt with your camera — the app automatically extracts items, prices, taxes, and tips using smart text recognition. Review and assign each item to the right person (or split evenly), add notes if needed, then get instant per-person totals. Send clean summaries via text, email, or share links for easy reimbursement (Venmo, Cash App, etc.). Perfect for group dinners, brunches, trips, or any time one person covers the bill. Key Features • Instant receipt scanning with camera • Automatic item & price detection (no manual entry) • Easy item assignment — tap to assign to people or split multiple ways • Handles tax, tip, discounts automatically • Clean per-person summaries & totals • Share results via message/email for fast payback • No ads, no tracking, privacy-focused Designed to stay simple and get out of your way — so you can focus on the meal, not the math. This version: Leads with the main pain point (shared meals, one payer). Highlights the splitting/reimbursement workflow. Keeps it concise (~150 words) for App Store preview. Uses bullet points for scannability. Ends on a positive, lifestyle note.

Screenshots

Five Star CU4 screens
Keep the Change (d7243a)4 screens

Verdict

The call

The clearest difference is rating: Keep the Change (d7243a) at 5.0 against Five Star CU's 3.9. Keep the Change (d7243a) also leads on update cadence (every 2 days vs monthly) and monetization model (free vs free with in-app purchases). Five Star CU's advantage is ratings volume (30 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Keep the Change (d7243a) holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Five Star CU has 30 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Five Star CU ships an update monthly, Keep the Change (d7243a) every 2 days. The most recent releases landed on November 6, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Five Star CU versus Keep the Change (d7243a): the parameters behind the verdict, then further details
ParameterFive Star CUKeep the Change (d7243a)
PriceFreeFree
Rating3.9 (30 ratings)5.0 (1 ratings) — better
Positive reviews68.6% of reviews—
Number of ratings30 — better1
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size127 MB71 MB
Age rating4+4+
DeveloperFive Star Credit UnionCharlieWorks LLC

Customer experience

Five Star CU

All ratings29 ratings
Positive75.9%
Neutral0.0%
Negative24.1%
Written reviews102 reviews
Positive68.6%
Neutral3.9%
Negative27.5%

Keep the Change (d7243a)

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Five Star CU

Reported bugs

4 issues
  • App freezing and crashing
  • Incorrect account balance display
  • Authentication issues
  • Inability to view check images and transaction details

Requested features

4 requests
  • Separate account transactions
  • Ability to turn on/off debit card limits
  • Faster transaction updates
  • Improved app stability and performance

Keep the Change (d7243a)

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Five Star CU

No in-app purchases

None

Keep the Change (d7243a)

No in-app purchases

Questions

Is Five Star CU free?
Five Star CU is free to download, with no in-app purchases.
Is Keep the Change (d7243a) free?
Keep the Change (d7243a) is free to download, with no in-app purchases.
Which has better reviews, Five Star CU or Keep the Change (d7243a)?
Keep the Change (d7243a) is rated higher. Five Star CU averages 3.9 out of 5 from 30 ratings, while Keep the Change (d7243a) averages 5.0 from 1 ratings.
Do Five Star CU or Keep the Change (d7243a) have ads?
Neither Five Star CU nor Keep the Change (d7243a) shows ads.
Which is updated more often, Five Star CU or Keep the Change (d7243a)?
Five Star CU ships an update monthly, and Keep the Change (d7243a) every 2 days. Most recently, Five Star CU was updated on November 6, 2026 and Keep the Change (d7243a) on October 31, 2026.

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