BMI Mobile Banking vs Kalbe
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BMI Mobile Banking
This Islamic banking application operates strictly according to Shari'a precepts. It allows users to manage their finances with a focus on Islamic principles. The bank was established in 2016 and began operations in 2017.
- Islamic banking compliance
- Shari'a precept adherence
- Financial management
- Secure transactions
- Mobile banking access
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The Mauritanian Bank of Investment (BMI) is a public limited company under Mauritanian law, created in 2016. Its head office is located in Nouakchott. A 100% Islamic bank, the BMI only operates according to Shari'a precepts. Its activities started in June 2017 with the opening of 15 agencies spread between Nouakchott and the major cities of Mauritania. La Banque d'investissement mauritanienne (BMI) est une société anonyme de droit mauritanien créée en 2016. Son siège social est situé à Nouakchott. Banque à 100% islamique, le BMI ne fonctionne que conformément aux préceptes de la Sharia. Ses activités ont débuté en juin 2017 avec l'ouverture de 15 agences réparties entre Nouakchott et les principales villes de Mauritanie
Kalbe
Manage your international payments with a virtual card. Easily top up using local currency and spend globally in USD for online purchases, subscriptions, and advertising. Enjoy a secure and flexible alternative to traditional bank cards.
- Virtual card for international payments
- Local currency top-ups (MRU)
- Spend in US dollars globally
- Secure financial management
- Alternative to traditional bank cards
- Online purchase and subscription payments
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Kalbe offers you a virtual card that simplifies your international payments! Easily top up with local currency (MRU) and spend anywhere in the world. Whether you're making online purchases, paying subscriptions, or advertising on social media, Kalbe helps you manage your finances simply and securely. With a local top-up process, you can load your card using traditional payment methods and then make transactions in US dollars without worry. Enjoy a flexible and transparent solution for your global payments, free from the limitations of traditional bank cards.
Screenshots
Verdict
The clearest difference is rating: BMI Mobile Banking at 4.8 against Kalbe's 4.4. BMI Mobile Banking also leads on iOS requirement (9.0 vs 15.1). Kalbe's advantage is ratings volume (44 vs 4) and update cadence (every 2 weeks vs every 3 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BMI Mobile Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Kalbe has 44 ratings behind it against 4, so its average is the more settled of the two.
BMI Mobile Banking ships an update every 3 weeks, Kalbe every 2 weeks. Both last shipped on October 24, 2026.
| Parameter | BMI Mobile Banking | Kalbe |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4 ratings) — better | 4.4 (44 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 4 | 44 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 9.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 66 MB | 49 MB |
| Age rating | 4+ | 17+ |
| Developer | Mauritanian Bank of Investment | NEOTIC S.A.R.L |
Customer experience
BMI Mobile Banking
Kalbe
In-app purchases
BMI Mobile Banking
No in-app purchases
Kalbe
No in-app purchases








