Comparison

Panda Remit vs 多多记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Panda Remit

Send money globally with a trusted remittance service. Supports over 50 countries and offers fast transfers, competitive exchange rates, and secure transactions. Ideal for personal and educational payments.

Highlights
  • Global remittances in 50+ countries
  • Receive money via banks and e-wallets
  • Supports small & large amount transfers
  • Tuition payment for overseas students
  • Real-time order status tracking
  • Competitive exchange rates
  • Fast transfer speeds
Features
Read full description

Choose Panda Remit for global remittances, trusted by millions of users. Send faster and receive more! Global remittances: Panda Remit offers cross-border remittance service in 50+ countries/regions, including Mainland of China, Hong Kong China, Singapore, Japan, South Korea, the United States, Canada, Europe, Australia, New Zealand, Brazil, India, Mexico, Thailand, Malaysia, the Philippines, Indonesia, etc. Money receiving: Panda Remit users can receive money via 500+ mainstream banks and e-wallets like Alipay(China), Weixin(China), PayPal(USA), Wise(USA), Paytm(India), Touch 'N Go(Malaysia), GCash(the Philippines), etc.; Remittance types: Panda Remit offers multiple types of remittances that meet your needs, including small & large amount remittances, CNY remittances (to receive USD, HKD, EUR, AUD, CAD, etc.), tuition payment (overseas students can pay their tuition, living expenses, enrollment fee, etc. to schools in 28 countries/regions). Remittance mechanism: Panda Remit APP has a real-time status tracking function that users can use to check order status in the whole process transparently. Fees: Panda Remit updates its exchange rates based on real-time internet rates and always offers the best rates for users. New users making first transfer can enjoy 0 fee. Transfer efficiency: Panda Remit achieves "as fast as 2 minutes to arrive" in most scenarios. Security: Our products have passed PCI DSS certification, and our security capabilities have been recognized by international authoritative financial institutions. Compliance: Panda Remit has licenses in multiple global markets, including Money Service Operator (MSO) license issued by Hong Kong China, Major Payment Institution license issued by Singapore MAS, Funds Transfer Service Provider license issued by Japan, Money Services Business (MSB) license issued by USA, Money Services Business (MSB) license issued by Canada, Remittance Service Provider license issued by Australia AUSTRAC, Financial Service Providers (FSP) issued by New Zealand, etc., ensuring all cross-border services are managed in accordance with the law, protecting user funds. Both money sending and receiving are legally protected via Panda Remit with clear fund flow supervision. Investment and cooperation: Panda Remit has received investment and support from Sequoia and Lightspeed, and has established global partnerships with Alipay and Weixin. Customer service: Panda Remit offers 7*24 online service. Users can enjoy 1-on-1 service to solve problems. Available currency exchanges (part of it): Asia: HKD to CNY, HKD to IDR, HKD to THB, HKD to INR, HKD to PHP; SGD to CNY, SGD to INR, SGD to VND, SGD to MYR, SGD to IDR, SGD to THB, SGD to PHP; JPY to CNY, KRW to CNY; CNY to HKD, CNY to SGD, CNY to JPY; CNY to USD, CNY to CAD, CNY to AUD, CNY to EUR, etc. North America: USD to CNY, USD to INR, USD to THB, USD to PHP, CAD to CNY, CAD to THB, CAD to INR, etc. Oceania: AUD to CNY, AUD to MYR, AUD to THB, AUD to IDR, AUD to PHP, AUD to INR, NZD to CNY, etc. Europe: EUR to CNY, GBP to CNY, EUR to THB, GBP to INR, EUR to INR, EUR to NPR; RON to CNY, CZK to CNY, HUF to CNY, HUF to THB, RON to NPR, etc. Choose Panda Remit for global remittances. Send faster and receive more! Website: https://www.pandaremit.com/ Customer service email address: service@pandaremit.com Company address: 150 Beach Road #28-01/02 Gateway West Singapore 189720

About

多多记账

Create personalized financial tracking tools with customizable saving and budgeting templates. Track daily expenses, monthly income, and savings goals with helpful reminders and cloud synchronization.

Highlights
  • Customizable saving and budgeting templates
  • Daily expense and income tracking
  • Monthly financial summaries
  • Exportable tables (image and Excel)
  • Daily and periodic reminders
  • iCloud synchronization
Features
Read full description

多多记账是一款集日常记账、存钱打卡和资产管理于一体的记账工具。自由搭配首页卡片,让每天的收支、存钱进度和账户余额一目了然。 自由布局,打造自己的记账首页 ● 自由组合卡片,长按拖动调整位置 ● 展示今日收支、月度统计、支出日历和最近流水 ● 自定义封面图片与配色,让记账更有自己的风格 日常记账,收支清清楚楚 ● 记录金额、分类、账户、日期与备注 ● 提供记账本、每日账单和月度收支表 ● 通过趋势与分类统计,了解钱花在哪里 ● 支持将记账本流水导出为 Excel 存钱打卡,让积累看得见 ● 提供 365 天、52 周和 36 单等存钱表格 ● 设置目标,记录每次存入的金额 ● 通过进度格子、打卡日历和记录回顾存钱成果 ● 整理存单本金、预计利息与到期时间 资产与提醒,管理更省心 ● 集中查看各账户余额与资产总额 ● 记录返现、红包等零散收益 ● 设置记账与存钱提醒,养成持续记录的习惯 数据存储,自由选择 ● 支持 iCloud,无需登录 App 账号即可使用 ● 登录后可使用账号云端存储 ● 支持两种存储方式之间复制数据 ● 提供同步状态提示与回收站恢复 立即下载多多记账,记清每一笔收支,慢慢攒下自己的小目标。 会员与自动续订服务: ● 年度会员:按年订阅,自动续订 ● 永久会员:一次购买,永久有效 会员可解锁不限数量的表格、自定义封面、提醒音效及全部主题配色,实际价格与权益以 App 内及 App Store 展示为准。 确认购买后,费用将由您的 Apple 账户收取。年度会员将在当前订阅周期结束前 24 小时内自动扣费续订。如需取消,请至少提前 24 小时前往“设置 > Apple 账户 > 订阅”管理。永久会员不会自动续费。 隐私政策 https://www.novailyth.com/supports/privacy 使用协议 https://www.novailyth.com/supports/use 欢迎通过 App 内“问题反馈”联系我们。 邮箱:yybblaze860@163.com QQ群:1084826168 小红书:echonzz92

Screenshots

Panda Remit4 screens
多多记账4 screens

Verdict

The call

The clearest difference is in-app purchases: Panda Remit at none against 多多记账's 3. Panda Remit also leads on review sentiment (77% vs 67%). On price, update cadence, ads and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 多多记账 sells 3 in-app purchases, starting at $0.99 per month. Panda Remit asks for nothing beyond the download.

UpkeepUpdate frequency

Panda Remit ships an update every 10 days, 多多记账 every 6 days. The most recent releases landed on October 27, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Panda Remit versus 多多记账: the parameters behind the verdict, then further details
ParameterPanda Remit多多记账
PriceFreeFree
Rating4.7 (11K ratings) — better—
Positive reviews76.7% of reviews — better66.7% of reviews
Number of ratings11K — better—
Update frequencyEvery 10 daysEvery 6 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size152 MB62 MB
Age rating4+4+
DeveloperWO TRANSFER (HK) LIMITEDHangzhou Qianyu Technology Co., Ltd.

Customer experience

Panda Remit

All ratings10,595 ratings
Positive93.5%
Neutral0.9%
Negative5.7%
Written reviews1,217 reviews
Positive76.7%
Neutral1.0%
Negative22.4%

多多记账

Written reviews15 reviews
Positive66.7%
Neutral13.3%
Negative20.0%

Bugs and requests

Panda Remit

Reported bugs

3 issues
  • Login and verification problems
  • Incomplete or delayed transactions
  • Compatibility issues with certain devices

Requested features

4 requests
  • Expand supported currencies
  • Improve in-app notifications
  • Provide more transparency on exchange rates
  • Enhance mobile app experience

多多记账

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Panda Remit

No in-app purchases

3 purchases

多多记账

Subscriptions2
  • 月度会员$0.991 Month
  • 年度会员$3.991 Year
One-time1
  • 永久会员$4.99

Questions

Is Panda Remit free?
Panda Remit is free to download, with no in-app purchases.
Is 多多记账 free?
多多记账 is free to download, with in-app purchases available.
Do Panda Remit or 多多记账 have ads?
Neither Panda Remit nor 多多记账 shows ads.
Which is updated more often, Panda Remit or 多多记账?
Panda Remit ships an update every 10 days, and 多多记账 every 6 days. Most recently, Panda Remit was updated on October 27, 2026 and 多多记账 on October 24, 2026.

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