FCMBOnlineToken vs2 vs SterlingPro

With FCMBOnline Token, you can authenticate your online transactions with your mobile devices. The App will serve as an alternative to the hardware and SMS token used to authenticate transactions on FCMBOnline (Personal & Business). Activating this app will require you to log on to FCMBOnline, FCMBMobile Plus, call the Contact Centre or visit the nearest FCMB branch. To get started, new users are to activate with a Serial Number, an Activation Code and Customer ID while existing users are to reactivate with a Serial Number, an Activation Code, a Reactivation Code and Customer ID. For personal users, please use the first seven digits of your account number as your Customer ID, and for business users please visit the nearest FCMB branch. Some features and benefits of FCMBOnline Token includes; · Functions same way as the hardware token. · Added security with password feature · Data is only required for activation or reactivation, no data is needed for usage. · Self-service activation (business users to visit any branch or call the contact centre) · To activate the app you can either scan the QR code or input activation details that was advised. · Convenience of not carrying a physical token. · No SMS authentication delay. · Simplicity

SterlingPro offers a robust Corporate Internet Banking experience, for non-individual clients, corporate, commercial, public, and private institutions. This application allows users to carry out various business payment transactions on the go with a top-notch user experience, guaranteed security using recent 2FA technology on a mobile device. Features and Benefits: Security Access to accounts on a mobile device, and transactions are secured with 2FA mobile/hard token authentication. Accounts View real-time account balances and monitor recent inflows and outflows in an account(s). Single Transfers Pay suppliers, vendors, and associates by transferring funds to accounts in Sterling or Other Banks. Multiple Transfers Pay multiple beneficiaries at once, such as paying staff and workers’ salaries/wages with the multiple transfers features by stacking transactions and authenticating with a single token input. Foreign Transfers Conveniently make cross-border payments to beneficiaries and track the status of transactions. Bills Pay for airline tickets, cable & internet subscriptions, electricity bills, etc. all on the go. Purchase Airtime Purchase airtime for yourself, colleagues, or staff. It is easy, convenient, and secure. Request Transaction Receipt Generate transaction receipt for transactions and share them with beneficiaries as evidence of payments. Transaction History View history of recent transactions carried out on your account(s). Request Statement Request account statements for a range of 12 months and the system would send them to your email. Request POS Statement POS owners can request POS statements on the go and have them sent to your email. Account Sweep Schedule automated account sweeping at your preferred frequency to regularly sweep funds from collections accounts to the main account at preferred intervals. Reports Generate transaction reports for easy reconciliation of accounts. Manage Beneficiaries Save frequent transaction beneficiaries, to easily select them for future transfers. Set Approval Level Customer Admin can setup transaction approval flow for various transaction types for organizations with multiple users. Multiple Users Access All users created on the account profile can have access to their user profiles on their devices to perform their defined roles easily and conveniently. Approvals Users with approver roles can easily view, approve, or reject transactions pending for their approval all on the go.