ONE Bank App vs SterlingPro

“1 App” is a digital banking service provided by ONE Bank Limited that designed to enable customers to conduct financial transactions anytime anywhere remotely using a mobile device such as a smartphone or tablet, designed to provide customers with enhanced utility and satisfaction through its out of the box features & functionalities. “1 App” is a smart banking application which is designed to provide some unique features and functionalities in addition to the general features to make transactions anytime anywhere such as to know account balance and latest transaction information, make utility bill payment and P2P payments, make card transactions and card payments, make funds transfers to ONE Bank accounts or other Bank accounts. In addition to these general features, “1 App” will have option to make Service Request like Solvency Certificate Issuance, Tax Certificate Issuance, Pay Order/ FDD Issuance and make Emergency Service Request like stop payment instruction, cheque book requisition with option to receive feedback directly from app etc. “1 App” will have additional facility like Messaging Service for Promotional Offers, Campaign Offers, System Down Messages, Awareness Messages directly from the app. “1 App” will provide customers an Omni Channel Experience and a smart banking option which is easy to use, fast and flexible ensuring enhanced security with “Two Factor Authentication” 2FA. Therefore, banking with “1 App” will reduce the cost of handling transactions by reducing the need for customers to visit the Bank Branches for various banking transactions.

SterlingPro offers a robust Corporate Internet Banking experience, for non-individual clients, corporate, commercial, public, and private institutions. This application allows users to carry out various business payment transactions on the go with a top-notch user experience, guaranteed security using recent 2FA technology on a mobile device. Features and Benefits: Security Access to accounts on a mobile device, and transactions are secured with 2FA mobile/hard token authentication. Accounts View real-time account balances and monitor recent inflows and outflows in an account(s). Single Transfers Pay suppliers, vendors, and associates by transferring funds to accounts in Sterling or Other Banks. Multiple Transfers Pay multiple beneficiaries at once, such as paying staff and workers’ salaries/wages with the multiple transfers features by stacking transactions and authenticating with a single token input. Foreign Transfers Conveniently make cross-border payments to beneficiaries and track the status of transactions. Bills Pay for airline tickets, cable & internet subscriptions, electricity bills, etc. all on the go. Purchase Airtime Purchase airtime for yourself, colleagues, or staff. It is easy, convenient, and secure. Request Transaction Receipt Generate transaction receipt for transactions and share them with beneficiaries as evidence of payments. Transaction History View history of recent transactions carried out on your account(s). Request Statement Request account statements for a range of 12 months and the system would send them to your email. Request POS Statement POS owners can request POS statements on the go and have them sent to your email. Account Sweep Schedule automated account sweeping at your preferred frequency to regularly sweep funds from collections accounts to the main account at preferred intervals. Reports Generate transaction reports for easy reconciliation of accounts. Manage Beneficiaries Save frequent transaction beneficiaries, to easily select them for future transfers. Set Approval Level Customer Admin can setup transaction approval flow for various transaction types for organizations with multiple users. Multiple Users Access All users created on the account profile can have access to their user profiles on their devices to perform their defined roles easily and conveniently. Approvals Users with approver roles can easily view, approve, or reject transactions pending for their approval all on the go.