ACB SafeKey vs VCB DigiBiz
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACB SafeKey
This application generates One-Time Passwords (OTP) for transaction authentication for Asia Commercial Joint Stock Bank (ACB). It ensures secure and convenient verification for your banking activities.
- OTP generation
- Transaction authentication
- Secure verification
- ACB banking support
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Ứng dụng sinh OTP để xác thực giao dịch của ngân hàng TMCP Á Châu (ACB).
VCB DigiBiz
This digital banking service allows businesses to manage all their financial transactions conveniently and securely. It offers features like account inquiries, money transfers, bill payments, and budget payments, accessible anytime, anywhere.
- Account information inquiry
- Money transfer (internal/external)
- Scheduled transfers
- Bill payment
- State budget and seaport fee payment
- Secure transaction authentication
- Customizable transaction limits
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VCB DigiBiz – Digital banking for businesses VCB DigiBiz is a digital banking service of Joint Stock Commercial Bank for Foreign Trade of Vietnam (Vietcombank) with the aim to meet all basic financial transactions and other needs of businesses anytime, anywhere, simply, fast, convenient. VCB DigiBiz has 01 service version on mobile application - VCB DigiBiz application, and 01 service version on web browser at VCB DigiBiz Digital Banking section on Vietcombank's official website: http://www.vietcombank.com.vn VCB DigiBiz allows customers to transact in a simple and flexible way with 02 decentralized models for making and approving orders. Outstanding features of VCB DigiBiz: - Inquiry account information, deposits, loans, card information; - Money transfer/Statement transfer inside/outside Vietcombank/Quick money transfer 24/7; - Schedule future, recurring money transfers - Paying a variety of bills, almost of the payment needs of businesses - Pay the state budget, seaport fees - Convenient and secure transaction authentication through Smart OTP, Hard Token; - Decentralized settings, active and flexible transaction limits; - The utility receives OTT Alert messages right on the application when account fluctuations, card spending, bank information; - And many other attractive digital utilities. In addition, VCB DigiBiz also expects to bring a new and convenient experience to users at the businesses with a modern and superior dark mode application design, and support users to personalize the application easily with a wide selection of wallpapers, avatar settings, favorite functions according to personal preferences. Download VCB Digibank app today to experience 24/7 digital banking and enjoy no transfer fee. Contact us: - Vietcombank branches - Website: https://portal.vietcombank.com.vn/ - Hotline: 1900 545413
Screenshots
Verdict
The clearest difference is rating: VCB DigiBiz at 3.4 against ACB SafeKey's 3.0. VCB DigiBiz also leads on iOS requirement (13.0 vs 15.0). ACB SafeKey's advantage is update cadence (every 3 weeks vs every 2 months). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VCB DigiBiz holds the better App Store score, 3.4 against 3.0. Both are backed by a comparable volume of ratings — 13 and 5 respectively. Written reviews split almost evenly too, at 0% and 0% positive.
ACB SafeKey ships an update every 3 weeks, VCB DigiBiz every 2 months. The most recent releases landed on October 16, 2026 and October 13, 2026 respectively.
| Parameter | ACB SafeKey | VCB DigiBiz |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (13 ratings) | 3.4 (5 ratings) — better |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 13 — better | 5 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 34 MB | 173 MB |
| Age rating | 4+ | 4+ |
| Developer | ASIA COMMERCIAL JOINT STOCK BANK | Vietcombank JSC |
Customer experience
ACB SafeKey
VCB DigiBiz
In-app purchases
ACB SafeKey
No in-app purchases
VCB DigiBiz
No in-app purchases
Questions
Is ACB SafeKey free?
Is VCB DigiBiz free?
Which has better reviews, ACB SafeKey or VCB DigiBiz?
Do ACB SafeKey or VCB DigiBiz have ads?
Which is updated more often, ACB SafeKey or VCB DigiBiz?
Other comparisons
