VCB Smart OTP vs ACB SafeKey
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB Smart OTP
This mobile application generates one-time passwords (OTPs) for secure authentication with banking services. It provides a second factor for verifying transactions and accessing accounts, enhancing security for users of the bank's digital platforms.
- Generates 2nd factor OTP
- Mobile authentication
- Secure access to banking services
- User credential registration
- Corporate username support
Read full descriptionHide full description
VCB Smart OTP is mobile application developed by Vietcombank, VCB Smart OTP genarates 2nd factor OTP on your mobile phone for authentication with Vietcombank services. Please use your current active credentials registered with Vietcombank services in order to register VCB Smart OTP, i.e. mobile phone number for individuals or username for corporates. In case you need any further information, feel free to contact us. Hotline: 1900545413. Or you can visit our website at: www.vietcombank.com.vn
ACB SafeKey
This application generates One-Time Passwords (OTP) for transaction authentication for Asia Commercial Joint Stock Bank (ACB). It ensures secure and convenient verification for your banking activities.
- OTP generation
- Transaction authentication
- Secure verification
- ACB banking support
Read full descriptionHide full description
Ứng dụng sinh OTP để xác thực giao dịch của ngân hàng TMCP Á Châu (ACB).
Screenshots
Verdict
The clearest difference is update cadence: ACB SafeKey at every 3 weeks against VCB Smart OTP's every 6 months. VCB Smart OTP's advantage is rating (3.4 vs 3.0) and review sentiment (20% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VCB Smart OTP holds the better App Store score, 3.4 against 3.0. That said, the two scores are not equally well evidenced: VCB Smart OTP has 73 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 20% of VCB Smart OTP's written reviews are positive against 0% of ACB SafeKey's.
VCB Smart OTP ships an update every 6 months, ACB SafeKey every 3 weeks. The most recent releases landed on November 1, 2026 and November 2, 2026 respectively.
| Parameter | VCB Smart OTP | ACB SafeKey |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (73 ratings) — better | 3.0 (13 ratings) |
| Positive reviews | 19.8% of reviews — better | 0.0% of reviews |
| Number of ratings | 73 — better | 13 |
| Update frequency | Every 6 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 14.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 21 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Vietcombank JSC | ASIA COMMERCIAL JOINT STOCK BANK |
Customer experience
VCB Smart OTP
ACB SafeKey
In-app purchases
VCB Smart OTP
No in-app purchases
ACB SafeKey
No in-app purchases
Questions
Is VCB Smart OTP free?
Is ACB SafeKey free?
Which has better reviews, VCB Smart OTP or ACB SafeKey?
Do VCB Smart OTP or ACB SafeKey have ads?
Which is updated more often, VCB Smart OTP or ACB SafeKey?
Other comparisons
