VCB Smart OTP vs VCBS Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VCB Smart OTP
This mobile application generates one-time passwords (OTPs) for secure authentication with banking services. It provides a second factor for verifying transactions and accessing accounts, enhancing security for users of the bank's digital platforms.
- Generates 2nd factor OTP
- Mobile authentication
- Secure access to banking services
- User credential registration
- Corporate username support
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VCB Smart OTP is mobile application developed by Vietcombank, VCB Smart OTP genarates 2nd factor OTP on your mobile phone for authentication with Vietcombank services. Please use your current active credentials registered with Vietcombank services in order to register VCB Smart OTP, i.e. mobile phone number for individuals or username for corporates. In case you need any further information, feel free to contact us. Hotline: 1900545413. Or you can visit our website at: www.vietcombank.com.vn
VCBS Mobile
Manage your stock portfolio and execute trades with ease. This finance app offers real-time market data, order history, and seamless money transfer capabilities.
- Stock order placing
- Portfolio management
- Cash advance and money transfer
- Order history query
- Real-time stock market information
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VCBS Mobile – Convenience and useful VCBS Mobile is an application on iPhone with many following advanced features: - Simple and easy operating - Buy/Sell stock order placing - Assets and portfolio management - Cash advance and money transfer - Easily query order history and transaction statement - Real time stock market information updated
Screenshots
Verdict
The clearest difference is rating: VCBS Mobile at 4.5 against VCB Smart OTP's 3.4. VCBS Mobile also leads on review sentiment (53% vs 20%) and update cadence (weekly vs every 6 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VCBS Mobile holds the better App Store score, 4.5 against 3.4. Both are backed by a comparable volume of ratings — 73 and 234 respectively. Written reviews point the same way: 20% of VCB Smart OTP's written reviews are positive against 53% of VCBS Mobile's.
VCB Smart OTP ships an update every 6 months, VCBS Mobile weekly. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.
| Parameter | VCB Smart OTP | VCBS Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 3.4 (73 ratings) | 4.5 (234 ratings) — better |
| Positive reviews | 19.8% of reviews | 52.9% of reviews — better |
| Number of ratings | 73 | 234 — better |
| Update frequency | Every 6 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 21 MB | 131 MB |
| Age rating | 4+ | 4+ |
| Developer | Vietcombank JSC | VIETCOMBANK SECURITIES COMPANY LIMITED |
Customer experience
VCB Smart OTP
VCBS Mobile
Bugs and requests
VCB Smart OTP
Not enough reviews yet to summarise bugs or requests.
VCBS Mobile
Reported bugs
4 issues- Frequent login failures
- Inability to place orders
- Inconsistent account switching
- Crashes and freezes
Requested features
4 requests- Improve user interface and navigation
- Add more advanced trading features
- Enhance stability and reliability of the app
- Provide better customer support
In-app purchases
VCB Smart OTP
No in-app purchases
VCBS Mobile
No in-app purchases
