SecondFi vs Phantom
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SecondFi
Manage your Cardano ADA securely and efficiently on your mobile device. This lightweight wallet offers fast transaction capabilities and stores your private keys locally for enhanced privacy. Supports multiple languages for a global user base.
- Secure ADA management
- Lightweight and fast
- Local private key storage
- Multi-language support
- Low bandwidth usage
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Join 1M+ users on SecondFi (formerly Yoroi), a self-custody neofinance platform built for spending, trading, earning, and saving with you in control. - The card, built for self-custody. A self-custody debit card issued by Wirex. - Spend anywhere, anytime. Use your SecondFi card anywhere Visa is accepted. In-store, online, or abroad. - Send money, fast. Send crypto in seconds. Move funds across networks and borders. - Stake and earn. Earn rewards on supported assets by staking them, straight from your wallet. - Swap on your terms. Swap assets across chains. - Save with stability. Put your assets to work. Designed for yield from real-world assets. - You own your money, fully. Global. Accessible. Yield-bearing. User controlled. SecondFi was built by EMURGO for anyone who wants a second home for their money. The future is onchain. SecondFi is how you get there. Important information SecondFi is a self-custody platform. You hold your own private keys, which means you are solely responsible for the security of your wallet and funds. Lost keys or recovery phrases cannot be restored by SecondFi. Cryptocurrencies are volatile assets. The value of digital assets can rise and fall, and you may lose some or all of the value of your holdings. Only transact with what you can afford to lose. The SecondFi Visa card is issued by Wirex pursuant to a license from Visa. Card availability, features, and supported assets may vary by region. Visa is a registered trademark of Visa Inc. SecondFi is built by EMURGO, a co-founding entity of the Cardano blockchain. SecondFi is not a bank and does not provide banking services. SecondFi does not hold customer funds.
Phantom
Manage, buy, and trade a wide range of cryptocurrencies like Bitcoin, Ethereum, and Solana. Explore trending tokens, stake SOL, and engage in prediction markets. Offers secure self-custody and 24/7 support.
- Buy, sell, and trade crypto
- Swap across multiple blockchains
- Stake SOL
- Explore trending tokens
- Self-custody wallet
- Prediction markets
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Phantom is where you buy, trade, and hold crypto, all in one place. Trusted by 20M+ users across Bitcoin, Ethereum, Solana, and more. New to crypto or deep in it, Phantom is built for how you actually move. Check out our products like the built-in swapper, token chat, explore tab, and more. Explore the crypto ecosystem in a wallet that you can trust. It’s easy to get started. Create an account with your email, fund your wallet, and start trading in seconds. Buy, Sell, Trade, and Manage Crypto - Buy Bitcoin, Ethereum, Solana, and thousands of tokens - Swap across multiple chains: Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Polygon (POL), Base, and HyperEVM (HYPE) - Make on-chain swaps with ease in a simple UI - Explore trending tokens and follow top traders’ wallets - Stake your SOL with a couple taps Security You Can Trust - Stay secure with biometric authentication - Self-custody wallet — your keys, your crypto - Self-custodial wallet means you control your funds - Independently audited - 24/7 global support Explore - Discover and track trending tokens across categories like AI, Majors, and Top Volume - Follow top traders' wallets and spot moves early - Stay up to date with real-time earnings and market events - Hop into the token chat to catch the conversation and watch live trades Phantom Cash - Send and receive money instantly - Swap crypto to cash with no fees on stablecoins - Move money fast Prediction Markets - Discover, discuss, and trade global moments - Trade on sports, financial markets, cultural moments, and more - Pick an event, choose an outcome, and manage your position in real time - Predictions without the friction
Screenshots
Verdict
The clearest difference is rating: Phantom at 4.8 against SecondFi's 3.6. Phantom also leads on ratings volume (64K vs 584) and update cadence (every 6 days vs fortnightly). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Phantom holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Phantom has 64K ratings behind it against 584, so its average is the more settled of the two. Written reviews point the same way: 40% of SecondFi's written reviews are positive against 48% of Phantom's.
SecondFi ships an update fortnightly, Phantom every 6 days. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.
| Parameter | SecondFi | Phantom |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (584 ratings) | 4.8 (64K ratings) — better |
| Positive reviews | 40.4% of reviews | 48.3% of reviews — better |
| Number of ratings | 584 | 64K — better |
| Update frequency | Fortnightly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | — | #141 — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.4 | 16.4 |
| Further details — not scored | ||
| Size | 113 MB | 196 MB |
| Age rating | 17+ | 17+ |
| Developer | EMURGO Co., Ltd | Phantom Technologies Incorporated |
Customer experience
SecondFi
Phantom
User reviews
SecondFi
From 584 App Store ratingsWhat we love
- 🚀 Fast and efficient
- 👍 User-friendly interface
- 🔒 Secure wallet
- 💡 Staking functionality
Room to improve
- 🐛 Crashes and sync issues
- 🔍 Lack of fiat value display
- 🔌 Connectivity problems with hardware wallets
- 🕰️ Slow performance and lagging
Phantom
From 64K App Store ratingsWhat we love
- 🚀 Smooth and fast app experience
- 👍 Intuitive and user-friendly interface
- 🔒 Secure wallet with face ID
- 💡 Seamless integration with Solana ecosystem
- 👍 Easy to set up and use
Room to improve
- 🐛 Occasional app crashes and freezes
- 🔍 Missing currency conversion options
- 🔍 Trouble connecting to some dApps
- 🐛 Issues importing wallets from other platforms
Bugs and requests
SecondFi
Reported bugs
4 issues- Wallet balances not syncing correctly
- Unable to restore wallet from seed phrase
- Biometric login not working as expected
- Delegation and staking issues
Requested features
4 requests- Add support for fiat currency display
- Improve navigation and back button functionality
- Implement dark mode theme
- Enhance NFT viewing capabilities
Phantom
Reported bugs
3 issues- App crashes when trying to open certain collections
- Balance not updating in real-time
- Inability to remove unwanted tokens from wallet
Requested features
4 requests- Add support for hardware wallets like Ledger
- Implement multi-chain functionality
- Add option to view balances in multiple currencies
- Improve in-app browser for better dApp integration
In-app purchases
SecondFi
No in-app purchases
Phantom
No in-app purchases
