FSIB Cloud Banking vs Wizo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FSIB Cloud Banking
This mobile banking application allows users to manage their accounts, perform various financial transactions, and access banking services. It facilitates money transfers, bill payments, mobile top-ups, and QR code payments. Users can also view account details, transaction history, and request services like cheque books and bank statements.
- Money transfer to local banks (NPSB, EFT, RTGS)
- Inter-account transfers within FSIB
- Transfers to mobile wallets (FirstCash, Nagad, Bkash)
- Bill payments (DESCO, DPDC, Dhaka WASA)
- Mobile top-up for all Bangladeshi telcos
- QR code payments at FSIB merchants
- Account balance and transaction history
- Cheque book and bank statement requests
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First Security Islami Bank PLC (FSIB) is a renowned private scheduled bank in Bangladesh. It is a public limited company. It contains 13 members including the Chairman and Managing Director. First Security Islami Bank PLC is a Shari’ah based bank, also. The Bank also contains a Shari’ah board that includes 5 members. Its paid up capital is Tk. 7840.99 million and authorized capital is Tk. 10,000.00 million. FSIB is now having 204 branches and 246 ATMs across Bangladesh. The Incorporation date of FSIB is August 29, 1999. The first branch is Dilkusha Branch and the date of opening is the 25th October 1999. FSIB delivers different types of services such as – branch banking, internet banking, SMS banking, agent banking, mobile banking etc. Besides, it also comprises the remittance business, including export-import business also. The Vision of FSIB is to be the premier financial institution in the country by providing high quality products and services backed by latest technology and a team of highly motivated personnel to deliver excellence in Banking. FSIB CLOUD, is the sole application of FSIB, so that it can has the permission of using Logo, Pictures, Videos and Contents of the organization’s website (https://www.fsiblbd.com/) in the Mobile Application (FSIB CLOUD). To reach our more than 1.3 million valued customers FSIB CLOUD will be performed to contribute to the socio-economic development of the country, to attain the highest level of satisfaction through the extension of services by dedicated and motivated professionals To maintain continuous growth of market share by ensuring quality and above all, to contribute effectively to the national economy in Bangladesh. FSIB has a rich service delivery system and a strong IT backbone with individual Unit such as FinTech, CBS, DBA, System & Hardware, Network, Security and Software Unit. FSIB has strong DATA center and Data recovery center. To get started, download, launch the app, Read Privacy policy, Sign up and contact with your branch. Then sign on with provided User ID and Password. It’s that simple. What’s in this App: TRANSACTIONS - Transfer money immediately to any local bank through NPSB, EFT & RTGS. - Send and Receive money immediately within Demand Deposit Accounts of FSIB. - Transfer Money or put standing instruction for recurring transfer to own DPS and Investment Account (HPSM Consumer Durable) within FSIB. -Transfer to FirstCash, Nagad & Bkash - Pay DESCO, DPDC, DHAKA WASA Bill. - Mobile Top Up of all Telco in Bangladesh. QR PAYMENTS - Customer can pay scanning QR of FSIB enlisted Merchant. It will save users time. ACCOUNT ACCESS - Profile Information. - All Account Lists with detailed Balance Tab. - Check Book Details. - See last 50 Transaction. - Search Transaction with Cheque Number, Account Number, Amount and Date. REQUEST - Cheque Book Requisition. - Cheque Stopping/ Block. - Request for bank Statement. - Mailing Address change request. SECURITY FEATURES AND AUTHENTICATION - Change Password. - Change T-PIN. - Authenticate transfer request with T-PIN, OTP, RSA Token. ATM / BRANCH / CONTACT US - Search for location and contact details of ATMs and Branches. - See Route and Location on Map. - Get help instantly with FSIBL Call center number 16257. OTHER FEATURES - Get Notification and alert about bank news, events, transaction etc. in scroll bar and massage center. - Calculate MTDR Profit and EMI with Schedule. - See Exchange Rates. - View, Share, Review and Request for Products. UPCOMING SERVICES: - Pay bills for Chittagong WASA, Indian VISA, Titas Gas. - Tuition fees payments for BRAC University and North South University. Note: First Security Islami Bank PLC does not charge fee for the use of FSIB CLOUD. Your Mobile Service Provider may charge you as per their data rate. Charges for different transaction will be declared by competent authority by circular. ©2021 FSIB CLOUD, Inc. First Security Islami Bank PLC.
Wizo
Track expenses, manage debts, and set budgets with an AI-powered financial assistant. Log transactions, monitor loans and subscriptions, and gain insights into your spending habits. Get reminders for upcoming bills and track your net worth.
- AI expense tracking
- Debt and IOU management
- Loan and EMI tracking
- Budget and savings goals
- Subscription management
- Receipt scanning
- Financial insights
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Know who owes you, who you owe, and what is due next. Wizo tracks IOUs, debts, money lent and loans, plus expenses, budgets, bills, and savings goals, in one simple app. Log an expense in seconds, ask the AI assistant a question in plain English, and let Wizo remind you before a bill is due. No subscription: every tracking feature is included, and only the AI tools use credits. TRACK EVERY EXPENSE Tap the Fast Entry button from any screen to record income, expenses, and transfers. • 22 account types: cash, bank, wallets, credit cards, BNPL, loans, mortgages, investments, crypto, gold, stocks, and more • Any currency from the full ISO list, with a base currency for totals • Custom categories and tags, plus search across everything you have logged • A Net Worth view that weighs what you own against what you owe DEBTS, IOUS & MONEY LENT Stop keeping track of who owes whom in your head. • Record money you lent or borrowed against a contact • See each person's balance and full payment history • Settle up in a tap when money comes back • Debts owed to you count toward your net worth automatically LOANS & INSTALLMENT PAYMENTS • Track loans you have given or taken, with flat or reducing interest • Installment (EMI) calculations and full payment schedules • A dedicated flow for purchases paid in installments • Payment reminders so a due date never catches you off guard BUDGETS & SAVINGS GOALS • Weekly, monthly, yearly, or custom-period budgets • Alerts as you approach a limit, and rollover for money you did not spend • Savings goals for an emergency fund, travel, a home, retirement, and more • Deadlines, linked accounts, and recurring contributions for each goal BILLS, SUBSCRIPTIONS & RECURRING PAYMENTS • One place for subscriptions, recurring bills, and repeating income • Reminders before a payment is due • A missed-payment list so nothing quietly slips AI ASSISTANT & RECEIPT SCAN • Ask, by typing or speaking, "How much did I spend on dining this month?" and get an answer from your own data • Let the assistant prepare a transaction for you; nothing is saved until you confirm it • Snap a receipt to pull out the merchant, amount, date, and category, then review it before saving • AI features need a free account and use credits. New accounts start with welcome credits, and you can buy more packs any time INSIGHTS THAT MAKE SENSE • A financial health score on your dashboard • Cash flow, savings rate, and budget vs. actual • Category and tag breakdowns • PDF and CSV exports when you need a report • A weekly digest, plus alerts for unusual spending STAY MOTIVATED Streaks and achievement badges reward the habit of checking in, so tracking sticks. YOUR DATA, YOUR CONTROL • Your records live on your iPhone first, so everyday tracking works offline • Signed-in users get automatic backup to a private Google Drive app folder • Export everything to a compressed .wizo backup file, and restore by replacing or merging • Try Wizo as a guest with no sign-up. Guest data stays on your device, and you can bring it into an account later with Sign in with Apple or Google • Light and dark themes Wizo is built for everyday money, not accounting software. Start as a guest and see where this month's money is going. Privacy Policy: https://www.wizomoney.com/en/privacy
Screenshots
Verdict
The clearest difference is review sentiment: Wizo at 100% against FSIB Cloud Banking's 32%. Wizo also leads on rating (5.0 vs 3.3) and update cadence (every 9 days vs every 2 months). FSIB Cloud Banking's advantage is in-app purchases (none vs 2) and ratings volume (76 vs 1). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Wizo sells 2 one-off in-app purchases. FSIB Cloud Banking asks for nothing beyond the download.
Wizo holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: FSIB Cloud Banking has 76 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 32% of FSIB Cloud Banking's written reviews are positive against 100% of Wizo's.
FSIB Cloud Banking ships an update every 2 months, Wizo every 9 days. The most recent releases landed on October 20, 2026 and October 29, 2026 respectively.
| Parameter | FSIB Cloud Banking | Wizo |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (76 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 31.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 76 — better | 1 |
| Update frequency | Every 2 months | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 12.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 87 MB | 97 MB |
| Age rating | 4+ | 4+ |
| Developer | First Security Islami Bank Limited | Samad Talukder |
Customer experience
FSIB Cloud Banking
Wizo
In-app purchases
FSIB Cloud Banking
No in-app purchases
Wizo
- 100 AI Credits$3.99
- 300 AI Credits$9.99









