Comparison

FSIB Cloud Banking vs aib i

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FSIB Cloud Banking

This mobile banking application allows users to manage their accounts, perform various financial transactions, and access banking services. It facilitates money transfers, bill payments, mobile top-ups, and QR code payments. Users can also view account details, transaction history, and request services like cheque books and bank statements.

Highlights
  • Money transfer to local banks (NPSB, EFT, RTGS)
  • Inter-account transfers within FSIB
  • Transfers to mobile wallets (FirstCash, Nagad, Bkash)
  • Bill payments (DESCO, DPDC, Dhaka WASA)
  • Mobile top-up for all Bangladeshi telcos
  • QR code payments at FSIB merchants
  • Account balance and transaction history
  • Cheque book and bank statement requests
Features
Read full description

First Security Islami Bank PLC (FSIB) is a renowned private scheduled bank in Bangladesh. It is a public limited company. It contains 13 members including the Chairman and Managing Director. First Security Islami Bank PLC is a Shari’ah based bank, also. The Bank also contains a Shari’ah board that includes 5 members. Its paid up capital is Tk. 7840.99 million and authorized capital is Tk. 10,000.00 million. FSIB is now having 204 branches and 246 ATMs across Bangladesh. The Incorporation date of FSIB is August 29, 1999. The first branch is Dilkusha Branch and the date of opening is the 25th October 1999. FSIB delivers different types of services such as – branch banking, internet banking, SMS banking, agent banking, mobile banking etc. Besides, it also comprises the remittance business, including export-import business also. The Vision of FSIB is to be the premier financial institution in the country by providing high quality products and services backed by latest technology and a team of highly motivated personnel to deliver excellence in Banking. FSIB CLOUD, is the sole application of FSIB, so that it can has the permission of using Logo, Pictures, Videos and Contents of the organization’s website (https://www.fsiblbd.com/) in the Mobile Application (FSIB CLOUD). To reach our more than 1.3 million valued customers FSIB CLOUD will be performed to contribute to the socio-economic development of the country, to attain the highest level of satisfaction through the extension of services by dedicated and motivated professionals To maintain continuous growth of market share by ensuring quality and above all, to contribute effectively to the national economy in Bangladesh. FSIB has a rich service delivery system and a strong IT backbone with individual Unit such as FinTech, CBS, DBA, System & Hardware, Network, Security and Software Unit. FSIB has strong DATA center and Data recovery center. To get started, download, launch the app, Read Privacy policy, Sign up and contact with your branch. Then sign on with provided User ID and Password. It’s that simple. What’s in this App: TRANSACTIONS - Transfer money immediately to any local bank through NPSB, EFT & RTGS. - Send and Receive money immediately within Demand Deposit Accounts of FSIB. - Transfer Money or put standing instruction for recurring transfer to own DPS and Investment Account (HPSM Consumer Durable) within FSIB. -Transfer to FirstCash, Nagad & Bkash - Pay DESCO, DPDC, DHAKA WASA Bill. - Mobile Top Up of all Telco in Bangladesh. QR PAYMENTS - Customer can pay scanning QR of FSIB enlisted Merchant. It will save users time. ACCOUNT ACCESS - Profile Information. - All Account Lists with detailed Balance Tab. - Check Book Details. - See last 50 Transaction. - Search Transaction with Cheque Number, Account Number, Amount and Date. REQUEST - Cheque Book Requisition. - Cheque Stopping/ Block. - Request for bank Statement. - Mailing Address change request. SECURITY FEATURES AND AUTHENTICATION - Change Password. - Change T-PIN. - Authenticate transfer request with T-PIN, OTP, RSA Token. ATM / BRANCH / CONTACT US - Search for location and contact details of ATMs and Branches. - See Route and Location on Map. - Get help instantly with FSIBL Call center number 16257. OTHER FEATURES - Get Notification and alert about bank news, events, transaction etc. in scroll bar and massage center. - Calculate MTDR Profit and EMI with Schedule. - See Exchange Rates. - View, Share, Review and Request for Products. UPCOMING SERVICES: - Pay bills for Chittagong WASA, Indian VISA, Titas Gas. - Tuition fees payments for BRAC University and North South University. Note: First Security Islami Bank PLC does not charge fee for the use of FSIB CLOUD. Your Mobile Service Provider may charge you as per their data rate. Charges for different transaction will be declared by competent authority by circular. ©2021 FSIB CLOUD, Inc. First Security Islami Bank PLC.

About

aib i

This digital banking platform offers Shariah-based Islamic banking services. It allows customers to manage accounts, transfer funds, pay bills, and even open new accounts remotely. Access a wide range of banking features conveniently from your mobile device.

Highlights
  • Account Management
  • Account Statement Download
  • Fund Transfer
  • Utility Bill Payment
  • Credit Card Bill Payment
  • Rapid Account Opening
  • Cheque Management
Features
Read full description

"aibl i-Banking" is a digital platform for Shariah based Islamic banking. It provides numerous banking features for the valuable customers of "Al-Arafah Islami Bank Limited (AIBL)". Now AIBL customers can access banking facilities from anywhere anytime through "aibl i-Banking" mobile app. This app offers a wide range of features such as balance inquiry, account statement, fund transfer, credit card bill payment, utility bill payment etc. Through "aibl i-Banking", users can apply for a new bank account as well with the "Rapid account" menu. Account holders can very easily register to "aibl i-Banking". Here is the short list of "aibl i-Banking" feature: Account Management Account Statement Download Fund transfer Standing Instruction Credit Card Bill Payment Add money from AIBL Credit card Utility Bill Payment Cheque Management IDTP (Interoperable Digital Transaction platform) as Binimoy Rapid account Contacts Rapid account Product information and so on. Required Permissions: 1. Contact list: For "Mobile Recharge" purpose. Users don't need to type every single number. User phone contacts are not stored or used anywhere else. 2. Location: To show nearby ATMs and Branches. User location is not stored or used anywhere else. 3. Camera: For image capture (self portrait for new account opening). 4. Notification: To get instant notifications from bank For feedback & suggestions, please call us at 16434

Screenshots

FSIB Cloud Banking4 screens
aib i4 screens

Verdict

The call

FSIB Cloud Banking and aib i both sit at 3.3 stars, but that hides the real split: 47% of aib i's written reviews are positive against 32% of FSIB Cloud Banking's. FSIB Cloud Banking's advantage is iOS requirement (12.0 vs 14). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

aib i holds the better App Store score, 3.5 against 3.3. Both are backed by a comparable volume of ratings — 76 and 48 respectively. Written reviews point the same way: 32% of FSIB Cloud Banking's written reviews are positive against 47% of aib i's.

UpkeepUpdate frequency

FSIB Cloud Banking ships an update every 2 months, aib i every 4 months. The most recent releases landed on July 11, 2026 and September 2, 2026 respectively.

Scorecard2 real differences · 8 level
FSIB Cloud Banking versus aib i: the parameters behind the verdict, then further details
ParameterFSIB Cloud Bankingaib i
PriceFreeFree
Rating3.3 (76 ratings)3.5 (48 ratings) — better
Positive reviews31.6% of reviews46.7% of reviews — better
Number of ratings76 — better48
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better14
Further details — not scored
Size87 MB144 MB
Age rating4+4+
DeveloperFIRST SECURITY ISLAMI BANK LIMITEDAL-ARAFAH ISLAMI BANK LTD

Customer experience

FSIB Cloud Banking

All ratings75 ratings
Positive56.0%
Neutral6.7%
Negative37.3%
Written reviews38 reviews
Positive31.6%
Neutral2.6%
Negative65.8%

aib i

All ratings48 ratings
Positive64.6%
Neutral6.3%
Negative29.2%
Written reviews30 reviews
Positive46.7%
Neutral0.0%
Negative53.3%

In-app purchases

None

FSIB Cloud Banking

No in-app purchases

None

aib i

No in-app purchases

Questions

Is FSIB Cloud Banking free?
FSIB Cloud Banking is free to download, with no in-app purchases.
Is aib i free?
aib i is free to download, with no in-app purchases.
Which has better reviews, FSIB Cloud Banking or aib i?
aib i is rated higher. FSIB Cloud Banking averages 3.3 out of 5 from 76 ratings, while aib i averages 3.5 from 48 ratings.
Do FSIB Cloud Banking or aib i have ads?
Neither FSIB Cloud Banking nor aib i shows ads.
Which is updated more often, FSIB Cloud Banking or aib i?
FSIB Cloud Banking ships an update every 2 months, and aib i every 4 months. Most recently, FSIB Cloud Banking was updated on July 11, 2026 and aib i on September 2, 2026.

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