UCB One vs aib i
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UCB One
Manage your finances on the go with comprehensive account access, fund transfers, and bill payments. Securely handle credit card transactions, request services, and manage your credentials for a seamless banking experience.
- Account dashboard
- Fund transfers (own, UCB, other banks)
- Credit card management and payments
- Bill payments and mobile recharge
- Service requests
- Activity log and credential settings
- Card and cheque management
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About UCB One UCB One is the official digital banking app of United Commercial Bank PLC, designed for secure and convenient banking. Open accounts, manage finances, and perform transactions anytime, anywhere. Account Opening Open a bank account directly through the app using your NID, without visiting a branch. Subject to regulatory requirements and verification. Banking Services • View and manage accounts, cards, and transactions • Transfer funds to UCB and other banks (EFTN/NPSB/RTGS) • Send money to MFS wallets (bKash, Nagad, Rocket, upay) • Pay bills, mobile top-ups, and schedule payments • Download statements and access banking services Tools & Convenience • Personal finance tools and EMI calculator • Cash by Code for secure cardless ATM withdrawal • ATM and branch locator Security • Multi-layer authentication and OTP verification • Real-time alerts and notifications • Secure protection of customer data and transactions Disclaimer Services are subject to applicable regulations, transaction limits, and system availability.
aib i
This digital banking platform offers Shariah-based Islamic banking services. It allows customers to manage accounts, transfer funds, pay bills, and even open new accounts remotely. Access a wide range of banking features conveniently from your mobile device.
- Account Management
- Account Statement Download
- Fund Transfer
- Utility Bill Payment
- Credit Card Bill Payment
- Rapid Account Opening
- Cheque Management
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"aibl i-Banking" is a digital platform for Shariah based Islamic banking. It provides numerous banking features for the valuable customers of "Al-Arafah Islami Bank Limited (AIBL)". Now AIBL customers can access banking facilities from anywhere anytime through "aibl i-Banking" mobile app. This app offers a wide range of features such as balance inquiry, account statement, fund transfer, credit card bill payment, utility bill payment etc. Through "aibl i-Banking", users can apply for a new bank account as well with the "Rapid account" menu. Account holders can very easily register to "aibl i-Banking". Here is the short list of "aibl i-Banking" feature: Account Management Account Statement Download Fund transfer Standing Instruction Credit Card Bill Payment Add money from AIBL Credit card Utility Bill Payment Cheque Management IDTP (Interoperable Digital Transaction platform) as Binimoy Rapid account Contacts Rapid account Product information and so on. Required Permissions: 1. Contact list: For "Mobile Recharge" purpose. Users don't need to type every single number. User phone contacts are not stored or used anywhere else. 2. Location: To show nearby ATMs and Branches. User location is not stored or used anywhere else. 3. Camera: For image capture (self portrait for new account opening). 4. Notification: To get instant notifications from bank For feedback & suggestions, please call us at 16434
Screenshots
Verdict
UCB One and aib i both sit at 3.6 stars, but that hides the real split: 47% of aib i's written reviews are positive against 30% of UCB One's. aib i also leads on iOS requirement (14 vs 16.0). UCB One's advantage is update cadence (every 6 weeks vs every 4 months) and ratings volume (372 vs 48). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.6 for UCB One against 3.5 for aib i. That said, the two scores are not equally well evidenced: UCB One has 372 ratings behind it against 48, so its average is the more settled of the two. Written reviews are what separate them: 30% of UCB One's written reviews are positive against 47% of aib i's.
UCB One ships an update every 6 weeks, aib i every 4 months. The most recent releases landed on September 28, 2026 and September 2, 2026 respectively.
| Parameter | UCB One | aib i |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (372 ratings) — better | 3.5 (48 ratings) |
| Positive reviews | 29.9% of reviews | 46.7% of reviews — better |
| Number of ratings | 372 — better | 48 |
| Update frequency | Every 6 weeks — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 14 — better |
| Further details — not scored | ||
| Size | 99 MB | 144 MB |
| Age rating | 17+ | 4+ |
| Developer | United Commercial Bank Limited | AL-ARAFAH ISLAMI BANK LTD |
Customer experience
UCB One
aib i
Bugs and requests
UCB One
Reported bugs
4 issues- Inability to add beneficiaries
- Credit card payment feature not working
- Dashboard and card details crashing
- Frequent server connection issues
Requested features
5 requests- Add biometric login (Face ID, Touch ID)
- Improve UI/UX design
- Enhance transaction history and statements
- Add support for international transactions
- Implement DPS/FDR management features
aib i
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UCB One
No in-app purchases
aib i
No in-app purchases
